Op Bancorp Stock Today

OPBK Stock  USD 12.44  0.02  0.16%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
OP Bancorp is selling for 12.44 as of the 17th of March 2025. This is a 0.16% increase since the beginning of the trading day. The stock's last reported lowest price was 12.3. OP Bancorp has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 17th of December 2024 and ending today, the 17th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
28th of March 2018
Category
Financial Services
Classification
Financials
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. The company was founded in 2005 and is headquartered in Los Angeles, California. Open Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 14.82 M outstanding shares of which 45.25 K shares are now shorted by private and institutional investors with about 1.42 trading days to cover. More on OP Bancorp

Moving together with OPBK Stock

  0.88AX Axos FinancialPairCorr
  0.68BY Byline BancorpPairCorr

Moving against OPBK Stock

  0.83DB Deutsche Bank AGPairCorr
  0.8TECTP Tectonic FinancialPairCorr
  0.78VBFC Village BankPairCorr
  0.47TFC-PO Truist FinancialPairCorr
  0.42TFC-PR Truist FinancialPairCorr
  0.34WF Woori Financial GroupPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

OPBK Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentMin Kim
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.03520.034
Sufficiently Up
Pretty Stable
Total Current Liabilities11.3 M10.7 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total2.3 B2.2 B
Sufficiently Up
Slightly volatile
Total Assets2.6 B2.5 B
Sufficiently Up
Slightly volatile
Total Current Assets140 M219.3 M
Way Down
Slightly volatile
Debt Levels
OP Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand OP Bancorp's financial leverage. It provides some insight into what part of OP Bancorp's total assets is financed by creditors.
Liquidity
OP Bancorp currently holds 114.34 M in liabilities with Debt to Equity (D/E) ratio of 10.05, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about OP Bancorp's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

(84.58 Million)
OP Bancorp (OPBK) is traded on NASDAQ Exchange in USA. It is located in 1000 Wilshire Boulevard, Los Angeles, CA, United States, 90017 and employs 10 people. OP Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 184.36 M. OP Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 14.82 M outstanding shares of which 45.25 K shares are now shorted by private and institutional investors with about 1.42 trading days to cover. OP Bancorp currently holds about 107.38 M in cash with 67.84 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.06.
Check OP Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of OP Bancorp is $184.36 Million. Over half of OP Bancorp's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.
Check OPBK Ownership Details

OPBK Stock Institutional Holders

InstituionRecorded OnShares
Blackrock Inc2024-12-31
145.7 K
Ancora Advisors Llc2024-12-31
118.1 K
Geode Capital Management, Llc2024-12-31
117.8 K
Renaissance Technologies Corp2024-12-31
112.6 K
Morgan Stanley - Brokerage Accounts2024-12-31
106.4 K
Royce & Associates, Lp2024-12-31
94.5 K
Clarivest Asset Management Llc2024-09-30
90.5 K
Connor Clark & Lunn Inv Mgmt Ltd2024-12-31
87.2 K
O'shaughnessy Asset Management Llc2024-12-31
75.7 K
Alliancebernstein L.p.2024-12-31
796.7 K
Vanguard Group Inc2024-12-31
632.5 K
View OP Bancorp Diagnostics

OP Bancorp Historical Income Statement

At this time, OP Bancorp's Net Income is quite stable compared to the past year. Income Tax Expense is expected to rise to about 11.6 M this year, although the value of EBIT will most likely fall to about 20.9 M. View More Fundamentals

OPBK Stock Against Markets

OP Bancorp Corporate Management

Ihnsuk BangExecutive BankProfile
Ryan ShinExecutive BankProfile
Yeong PakExecutive OfficerProfile
Jae ParkExecutive BankProfile
Ki YoonExecutive BankProfile
Sang OhExecutive OfficerProfile
When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.48
Earnings Share
1.39
Revenue Per Share
5.331
Quarterly Revenue Growth
0.027
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.