Op Bancorp Stock Performance
| OPBK Stock | USD 12.65 0.19 1.52% |
The company owns a Beta (Systematic Risk) of 0.77, which implies possible diversification benefits within a given portfolio. As returns on the market increase, OP Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding OP Bancorp is expected to be smaller as well. At this point, OP Bancorp has a negative expected return of -0.34%. Please make sure to check OP Bancorp's value at risk, and the relationship between the jensen alpha and accumulation distribution , to decide if OP Bancorp performance from the past will be repeated sooner or later.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days OP Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite weak performance in the last few months, the Stock's fundamental drivers remain quite persistent which may send shares a bit higher in April 2025. The latest mess may also be a sign of long-standing up-swing for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return 1.52 | Five Day Return 1.61 | Year To Date Return (17.43) | Ten Year Return 91.67 | All Time Return 3.27 |
Forward Dividend Yield 0.0384 | Payout Ratio | Forward Dividend Rate 0.48 | Dividend Date 2025-02-20 | Ex Dividend Date 2025-02-06 |
1 | Insider Trading | 12/30/2024 |
2 | OP Bancorp Sees Significant Decline in Short Interest - MarketBeat | 01/15/2025 |
3 | Acquisition by Kwon Sunny of 3226 shares of OP Bancorp subject to Rule 16b-3 | 01/17/2025 |
4 | OP Bancorp Shares Gap Down to 14.33 on Jan 24 - GuruFocus.com | 01/24/2025 |
5 | Keefe, Bruyette Woods Has Lowered Expectations for OP Bancorp Stock Price - MarketBeat | 01/27/2025 |
6 | FY2025 EPS Estimates for OP Bancorp Increased by Analyst - MarketBeat | 01/31/2025 |
7 | Is OP Bancorp Stock Undervalued Right Now | 02/07/2025 |
8 | Stieven Capital Advisors L.P. Trims Holdings in OP Bancorp - MarketBeat | 02/19/2025 |
9 | Disposition of 10000 shares by Christine Oh of OP Bancorp subject to Rule 16b-3 | 02/24/2025 |
10 | Disposition of 18000 shares by Ihnsuk Bang of OP Bancorp subject to Rule 16b-3 | 02/27/2025 |
11 | OP Bancorp vs. HarborOne Bancorp Head to Head Contrast | 02/28/2025 |
12 | OP Bancorp Names Christine Oh COO, Jaehyun Park CFO | 03/03/2025 |
13 | Why OP Bancorp Is Plunging in 2025 | 03/17/2025 |
| Begin Period Cash Flow | 83 M |
OPBK |
OP Bancorp Relative Risk vs. Return Landscape
If you would invest 1,585 in OP Bancorp on December 20, 2024 and sell it today you would lose (320.00) from holding OP Bancorp or give up 20.19% of portfolio value over 90 days. OP Bancorp is currently does not generate positive expected returns and assumes 2.7782% risk (volatility on return distribution) over the 90 days horizon. In different words, 24% of stocks are less volatile than OPBK, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
OP Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for OP Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as OP Bancorp, and traders can use it to determine the average amount a OP Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1235
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | OPBK |
Estimated Market Risk
| 2.78 actual daily | 24 76% of assets are more volatile |
Expected Return
| -0.34 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.12 actual daily | 0 Most of other assets perform better |
Based on monthly moving average OP Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of OP Bancorp by adding OP Bancorp to a well-diversified portfolio.
OP Bancorp Fundamentals Growth
OPBK Stock prices reflect investors' perceptions of the future prospects and financial health of OP Bancorp, and OP Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on OPBK Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0093 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 153.31 M | ||||
| Shares Outstanding | 14.82 M | ||||
| Price To Earning | 5.29 X | ||||
| Price To Book | 0.90 X | ||||
| Price To Sales | 2.33 X | ||||
| Revenue | 81.22 M | ||||
| Gross Profit | 79.28 M | ||||
| EBITDA | 34.83 M | ||||
| Net Income | 23.92 M | ||||
| Cash And Equivalents | 107.38 M | ||||
| Cash Per Share | 7.06 X | ||||
| Total Debt | 114.34 M | ||||
| Debt To Equity | 10.05 % | ||||
| Book Value Per Share | 13.83 X | ||||
| Cash Flow From Operations | 67.84 M | ||||
| Earnings Per Share | 1.39 X | ||||
| Market Capitalization | 184.66 M | ||||
| Total Asset | 2.15 B | ||||
| Retained Earnings | 120.86 M | ||||
About OP Bancorp Performance
By examining OP Bancorp's fundamental ratios, stakeholders can obtain critical insights into OP Bancorp's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that OP Bancorp is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.07 |
Things to note about OP Bancorp performance evaluation
Checking the ongoing alerts about OP Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for OP Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| OP Bancorp generated a negative expected return over the last 90 days | |
| About 64.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Why OP Bancorp Is Plunging in 2025 |
- Analyzing OP Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether OP Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining OP Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating OP Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of OP Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of OP Bancorp's stock. These opinions can provide insight into OP Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 0.48 | Earnings Share 1.39 | Revenue Per Share | Quarterly Revenue Growth 0.027 |
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.