Southern First Bancshares Stock Current Valuation
| SFST Stock | USD 33.73 0.43 1.26% |
Valuation analysis of Southern First Bancshares helps investors to measure Southern First's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. At this time, Southern First's Enterprise Value Over EBITDA is comparatively stable compared to the past year. Enterprise Value Multiple is likely to gain to 24.72 in 2025, whereas Enterprise Value is likely to drop slightly above 149.7 M in 2025. Fundamental drivers impacting Southern First's valuation include:
Overvalued
Today
Please note that Southern First's price fluctuation is very steady at this time. Calculation of the real value of Southern First Bancshares is based on 3 months time horizon. Increasing Southern First's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Southern First's intrinsic value may or may not be the same as its current market price of 33.73, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 33.73 | Real 28.07 | Target 30.5 | Hype 33.21 | Naive 33.64 |
The intrinsic value of Southern First's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Southern First's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Southern First Bancshares helps investors to forecast how Southern stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Southern First more accurately as focusing exclusively on Southern First's fundamentals will not take into account other important factors: Southern First Bancshares Company Current Valuation Analysis
Southern First's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Southern First Current Valuation | 380.96 M |
Most of Southern First's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Southern First Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Southern Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Southern First is extremely important. It helps to project a fair market value of Southern Stock properly, considering its historical fundamentals such as Current Valuation. Since Southern First's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Southern First's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Southern First's interrelated accounts and indicators.
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Southern Current Valuation Historical Pattern
Today, most investors in Southern First Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Southern First's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Southern First current valuation as a starting point in their analysis.
Southern First Current Valuation |
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Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Southern First Bancshares has a Current Valuation of 380.96 M. This is 98.84% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 97.71% higher than that of the company.
Southern Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Southern First's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Southern First could also be used in its relative valuation, which is a method of valuing Southern First by comparing valuation metrics of similar companies.Southern First is currently under evaluation in current valuation category among its peers.
Southern First Current Valuation Drivers
We derive many important indicators used in calculating different scores of Southern First from analyzing Southern First's financial statements. These drivers represent accounts that assess Southern First's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Southern First's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 272.9M | 490.2M | 364.1M | 298.5M | 321.2M | 337.3M | |
| Enterprise Value | 245.8M | 364.2M | 410.2M | 581.8M | 298.7M | 149.7M |
Southern First ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Southern First's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Southern First's managers, analysts, and investors.Environmental | Governance | Social |
Southern Fundamentals
| Return On Equity | 0.0483 | ||||
| Return On Asset | 0.0038 | ||||
| Profit Margin | 0.17 % | ||||
| Operating Margin | 0.31 % | ||||
| Current Valuation | 380.96 M | ||||
| Shares Outstanding | 8.16 M | ||||
| Shares Owned By Insiders | 7.05 % | ||||
| Shares Owned By Institutions | 83.02 % | ||||
| Number Of Shares Shorted | 58.27 K | ||||
| Price To Earning | 15.02 X | ||||
| Price To Book | 0.84 X | ||||
| Price To Sales | 2.95 X | ||||
| Revenue | 86.25 M | ||||
| Gross Profit | 93.24 M | ||||
| EBITDA | 22.24 M | ||||
| Net Income | 13.43 M | ||||
| Cash And Equivalents | 160.61 M | ||||
| Cash Per Share | 20.08 X | ||||
| Total Debt | 311.32 M | ||||
| Debt To Equity | 11.92 % | ||||
| Book Value Per Share | 40.47 X | ||||
| Cash Flow From Operations | 17.65 M | ||||
| Short Ratio | 3.70 X | ||||
| Earnings Per Share | 1.92 X | ||||
| Price To Earnings To Growth | 2.31 X | ||||
| Target Price | 30.5 | ||||
| Beta | 0.88 | ||||
| Market Capitalization | 275.41 M | ||||
| Total Asset | 4.06 B | ||||
| Retained Earnings | 205.55 M | ||||
| Net Asset | 4.06 B |
About Southern First Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Southern First Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Southern First using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Southern First Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Southern Stock Analysis
When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.