Old Point Financial Stock Today
| OPOF Stock | USD 29.90 0.10 0.33% |
PerformanceGood
| Odds Of DistressVery Small
|
Old Point is trading at 29.90 as of the 20th of March 2025. This is a 0.33% down since the beginning of the trading day. The stock's lowest day price was 29.9. Old Point has a very small chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Business Domain Banks | IPO Date 11th of January 1999 | Category Financial Services | Classification Financials |
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. The company has 5.08 M outstanding shares of which 5.32 K shares are now shorted by private and institutional investors with about 0.66 trading days to cover. More on Old Point Financial
Moving together with Old Stock
Moving against Old Stock
Follow Valuation Profit Patterns Odds of Bankruptcy
Check how we calculate scores
Old Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| CEO | Eugene II | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Debt LevelsOld Point can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Old Point's financial leverage. It provides some insight into what part of Old Point's total assets is financed by creditors.
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Old Point Financial (OPOF) is traded on NASDAQ Exchange in USA. It is located in 101 East Queen Street, Hampton, VA, United States, 23669 and employs 13 people. Old Point is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 152.35 M. Old Point Financial conducts business under Banks sector and is part of Financials industry. The entity has 5.08 M outstanding shares of which 5.32 K shares are now shorted by private and institutional investors with about 0.66 trading days to cover.
Old Point Financial currently holds about 86.82 M in cash with 11 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.31.
Check Old Point Probability Of Bankruptcy
Ownership AllocationThe market capitalization of Old Point Financial is $152.35 Million. Old Point has significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Old Ownership Details
Old Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Northern Trust Corp | 2024-12-31 | 17.4 K | |
| State Street Corp | 2024-12-31 | 12.4 K | |
| Mill Capital Management, Llc | 2024-12-31 | 11.9 K | |
| Morgan Stanley - Brokerage Accounts | 2024-12-31 | 10.6 K | |
| Susquehanna International Group, Llp | 2024-12-31 | 9.4 K | |
| Ubs Group Ag | 2024-12-31 | 7.8 K | |
| Eastern Bank | 2024-12-31 | 2.9 K | |
| Wealthtrak Capital Management Llc | 2024-12-31 | 1.8 K | |
| Pnc Financial Services Group Inc | 2024-12-31 | 1 K | |
| Pl Capital Advisors, Llc | 2024-12-31 | 720.9 K | |
| Fourthstone Llc | 2024-12-31 | 344.6 K |
Old Point Historical Income Statement
Old Stock Against Markets
Old Point Corporate Executives
Elected by the shareholders, the Old Point's board of directors comprises two types of representatives: Old Point inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Old. The board's role is to monitor Old Point's management team and ensure that shareholders' interests are well served. Old Point's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Old Point's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Cathy CAP | Chief CFO | Profile | |
| Paul Pickett | Senior CFO | Profile | |
| Elizabeth Beale | Interim CFO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Point Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Point. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Point listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.927 | Dividend Share 0.56 | Earnings Share 1.88 | Revenue Per Share | Quarterly Revenue Growth 0.101 |
The market value of Old Point Financial is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Point's value that differs from its market value or its book value, called intrinsic value, which is Old Point's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Point's market value can be influenced by many factors that don't directly affect Old Point's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Point's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Point is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Point's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.