Chemung Financial Corp Stock Today

CHMG Stock  USD 46.91  2.46  4.98%   

Performance

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Odds Of Distress

Very Low

 
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Chemung Financial is trading at 46.91 as of the 22nd of March 2025. This is a 4.98% down since the beginning of the trading day. The stock's lowest day price was 46.3. Chemung Financial has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 22nd of December 2024 and ending today, the 22nd of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
4th of January 1999
Category
Financial Services
Classification
Financials
Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York. The company has 4.77 M outstanding shares of which 14.21 K shares are currently shorted by private and institutional investors with about 0.99 trading days to cover. More on Chemung Financial Corp

Moving together with Chemung Stock

  0.61BY Byline BancorpPairCorr

Moving against Chemung Stock

  0.35VBFC Village BankPairCorr

Chemung Stock Highlights

ESG Sustainability
Environmental
Governance
Social
PresidentAnders Tomson
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite Total, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01040.0085
Fairly Up
Slightly volatile
Asset Turnover0.03320.0346
Sufficiently Down
Pretty Stable
Total Current Liabilities110.2 M109.1 M
Slightly Up
Slightly volatile
Non Current Liabilities Total8.9 M9.4 M
Notably Down
Slightly volatile
Total Assets2.9 B2.8 B
Sufficiently Up
Slightly volatile
Total Current Assets578.9 M591.6 M
Fairly Down
Pretty Stable
Total Cash From Operating Activities19.5 M29.8 M
Way Down
Slightly volatile
Debt Levels
Chemung Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Chemung Financial's financial leverage. It provides some insight into what part of Chemung Financial's total assets is financed by creditors.
Liquidity
Chemung Financial Corp currently holds 118.52 M in liabilities with Debt to Equity (D/E) ratio of 10.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Chemung Financial's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

1.92 Million
Chemung Financial Corp (CHMG) is traded on NASDAQ Exchange in USA. It is located in One Chemung Canal Plaza, Elmira, NY, United States, 14901 and employs 343 people. Chemung Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 236.43 M. Chemung Financial Corp conducts business under Banks sector and is part of Financials industry. The entity has 4.77 M outstanding shares of which 14.21 K shares are currently shorted by private and institutional investors with about 0.99 trading days to cover. Chemung Financial Corp currently holds about 42.42 M in cash with 29.82 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.04.
Check Chemung Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Chemung Financial Corp is $236.43 Million. 30% of Chemung Financial Corp outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Chemung Ownership Details

Chemung Stock Institutional Holders

InstituionRecorded OnShares
First Manhattan Co. Llc2024-12-31
41.3 K
Basswood Capital Management Llc2024-12-31
37.9 K
Royce & Associates, Lp2024-12-31
31 K
Alliancebernstein L.p.2024-12-31
30.5 K
Northern Trust Corp2024-12-31
26.2 K
Empowered Funds, Llc2024-12-31
22.3 K
Connor Clark & Lunn Inv Mgmt Ltd2024-12-31
20.9 K
Citadel Advisors Llc2024-12-31
20.8 K
Bank Of New York Mellon Corp2024-12-31
19.6 K
Chemung Canal Trust Co2024-12-31
318.6 K
Blackrock Inc2024-12-31
253.2 K
View Chemung Financial Diagnostics

Chemung Financial Historical Income Statement

At this time, Chemung Financial's Gross Profit is most likely to increase significantly in the upcoming years. The Chemung Financial's current Total Other Income Expense Net is estimated to increase to about 121.5 M, while Total Revenue is projected to decrease to roughly 57.2 M. View More Fundamentals

Chemung Stock Against Markets

Chemung Financial Corporate Management

When determining whether Chemung Financial Corp is a strong investment it is important to analyze Chemung Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chemung Financial's future performance. For an informed investment choice regarding Chemung Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Chemung Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Chemung Financial. If investors know Chemung will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Chemung Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.545
Dividend Share
1.24
Earnings Share
4.96
Revenue Per Share
20.406
Quarterly Revenue Growth
0.18
The market value of Chemung Financial Corp is measured differently than its book value, which is the value of Chemung that is recorded on the company's balance sheet. Investors also form their own opinion of Chemung Financial's value that differs from its market value or its book value, called intrinsic value, which is Chemung Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Chemung Financial's market value can be influenced by many factors that don't directly affect Chemung Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Chemung Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chemung Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chemung Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.