Southern First Bancshares Stock Fundamentals
| SFST Stock | USD 33.73 0.43 1.26% |
Southern First Bancshares fundamentals help investors to digest information that contributes to Southern First's financial success or failures. It also enables traders to predict the movement of Southern Stock. The fundamental analysis module provides a way to measure Southern First's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Southern First stock.
At this time, Southern First's Net Income Applicable To Common Shares is comparatively stable compared to the past year. Net Income From Continuing Ops is likely to gain to about 17.9 M in 2025, whereas Income Before Tax is likely to drop slightly above 13.8 M in 2025. Southern | Select Account or Indicator |
Southern First Bancshares Company Return On Equity Analysis
Southern First's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Southern First Return On Equity | 0.0483 |
Most of Southern First's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Southern First Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Southern Total Stockholder Equity
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Based on the latest financial disclosure, Southern First Bancshares has a Return On Equity of 0.0483. This is 96.67% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 115.58% lower than that of the firm.
Southern First Bancshares Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Southern First's current stock value. Our valuation model uses many indicators to compare Southern First value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Southern First competition to find correlations between indicators driving Southern First's intrinsic value. More Info.Southern First Bancshares is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Southern First Bancshares is roughly 12.71 . At this time, Southern First's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Southern First by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Southern Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Southern First's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Southern First could also be used in its relative valuation, which is a method of valuing Southern First by comparing valuation metrics of similar companies.Southern First is currently under evaluation in return on equity category among its peers.
Southern First Current Valuation Drivers
We derive many important indicators used in calculating different scores of Southern First from analyzing Southern First's financial statements. These drivers represent accounts that assess Southern First's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Southern First's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 272.9M | 490.2M | 364.1M | 298.5M | 321.2M | 337.3M | |
| Enterprise Value | 245.8M | 364.2M | 410.2M | 581.8M | 298.7M | 149.7M |
Southern First ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Southern First's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Southern First's managers, analysts, and investors.Environmental | Governance | Social |
Southern Fundamentals
| Return On Equity | 0.0483 | ||||
| Return On Asset | 0.0038 | ||||
| Profit Margin | 0.17 % | ||||
| Operating Margin | 0.31 % | ||||
| Current Valuation | 380.96 M | ||||
| Shares Outstanding | 8.16 M | ||||
| Shares Owned By Insiders | 7.05 % | ||||
| Shares Owned By Institutions | 83.02 % | ||||
| Number Of Shares Shorted | 58.27 K | ||||
| Price To Earning | 15.02 X | ||||
| Price To Book | 0.84 X | ||||
| Price To Sales | 2.95 X | ||||
| Revenue | 86.25 M | ||||
| Gross Profit | 93.24 M | ||||
| EBITDA | 22.24 M | ||||
| Net Income | 13.43 M | ||||
| Cash And Equivalents | 160.61 M | ||||
| Cash Per Share | 20.08 X | ||||
| Total Debt | 311.32 M | ||||
| Debt To Equity | 11.92 % | ||||
| Book Value Per Share | 40.47 X | ||||
| Cash Flow From Operations | 17.65 M | ||||
| Short Ratio | 3.70 X | ||||
| Earnings Per Share | 1.92 X | ||||
| Price To Earnings To Growth | 2.31 X | ||||
| Target Price | 30.5 | ||||
| Beta | 0.88 | ||||
| Market Capitalization | 275.41 M | ||||
| Total Asset | 4.06 B | ||||
| Retained Earnings | 205.55 M | ||||
| Net Asset | 4.06 B |
About Southern First Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Southern First Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Southern First using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Southern First Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 11.3 M | 10 M | |
| Total Revenue | 99.2 M | 104.2 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 24.90 | 26.15 | |
| Ebit Per Revenue | 0.98 | 1.03 |
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Additional Tools for Southern Stock Analysis
When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.