Community Income Quality from 2010 to 2025

CTBI Stock  USD 52.34  1.08  2.11%   
Community Trust's Income Quality is decreasing with slightly volatile movements from year to year. Income Quality is predicted to flatten to 1.21. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
1.26999384
Current Value
1.21
Quarterly Volatility
0.27936849
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Community Trust financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Trust's main balance sheet or income statement drivers, such as Interest Expense of 133.8 M, Other Operating Expenses of 5.6 M or Operating Income of 322.9 M, as well as many indicators such as Price To Sales Ratio of 2.51, Dividend Yield of 0.0275 or PTB Ratio of 1.62. Community financial statements analysis is a perfect complement when working with Community Trust Valuation or Volatility modules.
  
Check out the analysis of Community Trust Correlation against competitors.

Latest Community Trust's Income Quality Growth Pattern

Below is the plot of the Income Quality of Community Trust Bancorp over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. Community Trust's Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Community Trust's overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Slightly volatile
   Income Quality   
       Timeline  

Community Income Quality Regression Statistics

Arithmetic Mean1.34
Geometric Mean1.32
Coefficient Of Variation20.83
Mean Deviation0.20
Median1.29
Standard Deviation0.28
Sample Variance0.08
Range0.9599
R-Value(0.65)
Mean Square Error0.05
R-Squared0.42
Significance0.01
Slope(0.04)
Total Sum of Squares1.17

Community Income Quality History

2024 1.27
2023 1.1
2022 1.22
2021 1.32
2020 1.05
2018 1.11
2017 1.21

About Community Trust Financial Statements

Investors use fundamental indicators, such as Community Trust's Income Quality, to determine how well the company is positioned to perform in the future. Although Community Trust's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Income Quality 1.27  1.21 

Currently Active Assets on Macroaxis

When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out the analysis of Community Trust Correlation against competitors.
You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.202
Dividend Share
1.86
Earnings Share
4.61
Revenue Per Share
13.237
Quarterly Revenue Growth
0.15
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.