Heritage Insurance Company Top Insiders
HRTG Stock | USD 13.57 0.21 1.52% |
Roughly 66 percent of all Heritage Insurance's insiders are acquiring. The analysis of insider sentiment suggests that a large number of Heritage Insurance Hldgs insiders are, at present, confidant. Heritage Insurance employs about 540 people. The company is managed by 22 executives with a total tenure of roughly 143 years, averaging almost 6.0 years of service per executive, having 24.55 employees per reported executive.
Ernie Garateix CEO Chief Executive Officer, Director |
Richard Widdicombe Chairman Chairman of the Board, President |
Insider Sentiment 66
Mostly Buying
Selling | Buying |
Latest Trades
2025-03-14 | Paul L Whiting | Acquired 10000 @ 13.35 | View | ||
2024-11-22 | Nicholas George Pappas | Disposed 4000 @ 12.64 | View | ||
2024-08-16 | Richard A Widdicombe | Acquired 4437 @ 14.55 | View | ||
2024-08-09 | Ernie J Garateix | Acquired 5000 @ 8.59 | View | ||
2024-05-28 | Paul L Whiting | Acquired 5000 @ 7.74 | View | ||
2024-05-08 | Nicholas George Pappas | Disposed 6000 @ 8.56 | View | ||
2024-05-07 | Ernie J Garateix | Acquired 5000 @ 8.21 | View | ||
2024-05-06 | Paul L Whiting | Acquired 50000 @ 8.35 | View | ||
2024-03-26 | Nicholas George Pappas | Disposed 1000 @ 10.87 | View |
Monitoring Heritage Insurance's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Heritage |
Heritage Insurance's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Heritage Insurance's future performance. Based on our forecasts, it is anticipated that Heritage will maintain a workforce of roughly 540 employees by April 2025.Heritage Insurance Management Team Effectiveness
The company has return on total asset (ROA) of 0.0255 % which means that it generated a profit of $0.0255 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2408 %, meaning that it created $0.2408 on every $100 dollars invested by stockholders. Heritage Insurance's management efficiency ratios could be used to measure how well Heritage Insurance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Heritage Insurance's Return On Capital Employed is most likely to slightly decrease in the upcoming years. The Heritage Insurance's current Return On Equity is estimated to increase to 0.22, while Return On Tangible Assets are projected to decrease to 0.02. At this time, Heritage Insurance's Intangible Assets are most likely to increase significantly in the upcoming years. The Heritage Insurance's current Fixed Asset Turnover is estimated to increase to 21.76, while Non Current Assets Total are projected to decrease to roughly 103.8 M.The current Common Stock Shares Outstanding is estimated to decrease to about 22.4 M. The Heritage Insurance's current Net Loss is estimated to increase to about (132 M)
Heritage Insurance Workforce Comparison
Heritage Insurance Hldgs is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 17,195. Heritage Insurance holds roughly 540 in number of employees claiming about 3% of equities under Financials industry.
The company has Profit Margin (PM) of 0.08 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15. Heritage Insurance Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Heritage Insurance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Heritage Insurance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Heritage Insurance insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2024-12-01 | 0.1667 | 1 | 6 | 3,950 | 79,376 |
2024-09-01 | 2.0 | 2 | 1 | 9,437 | 4,437 |
2024-06-01 | 12.0 | 12 | 1 | 104,312 | 6,000 |
2024-03-01 | 2.4 | 12 | 5 | 937,558 | 504,900 |
2023-12-01 | 0.3636 | 4 | 11 | 257,137 | 487,140 |
2023-03-01 | 4.0 | 4 | 1 | 209,460 | 4,200 |
2022-12-01 | 2.25 | 9 | 4 | 590,905 | 18,176 |
2022-03-01 | 8.5 | 17 | 2 | 312,180 | 9,799 |
2021-12-01 | 1.3333 | 4 | 3 | 67,490 | 9,284 |
2021-03-01 | 2.0 | 4 | 2 | 239,693 | 12,500 |
2020-03-01 | 2.0 | 2 | 1 | 2,000 | 7,500 |
2019-09-01 | 1.0 | 1 | 1 | 671.00 | 0.00 |
2019-03-01 | 2.0 | 2 | 1 | 2,915 | 3,000 |
2018-12-01 | 3.6667 | 11 | 3 | 41,168 | 112,500 |
2018-03-01 | 3.0 | 3 | 1 | 96,200 | 0.00 |
2017-12-01 | 0.4286 | 3 | 7 | 24,680 | 114,595 |
2017-03-01 | 0.125 | 1 | 8 | 16,000 | 84,000 |
2016-06-01 | 10.0 | 10 | 1 | 61,352 | 5,000 |
2015-12-01 | 0.72 | 18 | 25 | 1,244,576 | 223,332 |
2015-09-01 | 0.0476 | 1 | 21 | 10,000 | 417,312 |
2015-03-01 | 0.0667 | 1 | 15 | 12,500 | 215,279 |
2014-06-01 | 0.2632 | 5 | 19 | 315,800 | 0.00 |
Heritage Insurance Notable Stakeholders
A Heritage Insurance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Heritage Insurance often face trade-offs trying to please all of them. Heritage Insurance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Heritage Insurance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Ernie Garateix | Chief Executive Officer, Director | Profile | |
Richard Widdicombe | Chairman of the Board, President | Profile | |
Joseph Peiso | Vice President - Compliance | Profile | |
Arash Solemani | Executive Vice President and Director of Investor Relations | Profile | |
Sharon Binnun | Executive Vice President - Finance | Profile | |
Timothy Johns | President Company | Profile | |
Timothy Moura | President Company | Profile | |
Kirk Lusk | Chief Financial Officer | Profile | |
Stephen Rohde | CFO, Secretary and Treasurer | Profile | |
Panagiotis Apostolou | Independent Director | Profile | |
Irini Barlas | Independent Director | Profile | |
Mark Berset | Director | Profile | |
Vijay Walvekar | Independent Director | Profile | |
Steven Martindale | Director | Profile | |
Nicholas Pappas | Independent Director | Profile | |
Joseph Vattamattam | Independent Director | Profile | |
Sharon CPA | Chief Officer | Profile | |
Randy Jones | Pres Division | Profile | |
Tim Johns | President of Zephyr Insurance Company | Profile | |
Tim Moura | President - Narragansett Bay Insurance Company | Profile | |
Ernesto CPCU | CEO Director | Profile | |
Arlene Luis | Ex Commercial | Profile |
About Heritage Insurance Management Performance
The success or failure of an entity such as Heritage Insurance Hldgs often depends on how effective the management is. Heritage Insurance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Heritage management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Heritage management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.03 | 0.02 | |
Return On Capital Employed | 0.04 | 0.05 | |
Return On Assets | 0.02 | 0.02 | |
Return On Equity | 0.21 | 0.22 |
Heritage Insurance Workforce Analysis
Traditionally, organizations such as Heritage Insurance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Heritage Insurance within its industry.Heritage Insurance Manpower Efficiency
Return on Heritage Insurance Manpower
Revenue Per Employee | 1.5M | |
Revenue Per Executive | 37.1M | |
Net Income Per Employee | 114K | |
Net Income Per Executive | 2.8M |
Complementary Tools for Heritage Stock analysis
When running Heritage Insurance's price analysis, check to measure Heritage Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heritage Insurance is operating at the current time. Most of Heritage Insurance's value examination focuses on studying past and present price action to predict the probability of Heritage Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heritage Insurance's price. Additionally, you may evaluate how the addition of Heritage Insurance to your portfolios can decrease your overall portfolio volatility.
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