1st Source Valuation
| SRCE Stock | USD 64.71 0.18 0.28% |
At this time, the firm appears to be overvalued. 1st Source shows a prevailing Real Value of $56.11 per share. The current price of the firm is $64.71. Our model approximates the value of 1st Source from analyzing the firm fundamentals such as return on equity of 0.12, and Profit Margin of 0.35 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting 1st Source's valuation include:
Price Book 1.4407 | Enterprise Value 1.8 B | Price Sales 4.3111 | Trailing PE 12.36 | Enterprise Value Revenue 4.7046 |
Overvalued
Today
Please note that 1st Source's price fluctuation is very steady at this time. Calculation of the real value of 1st Source is based on 3 months time horizon. Increasing 1st Source's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the 1st stock is determined by what a typical buyer is willing to pay for full or partial control of 1st Source. Since 1st Source is currently traded on the exchange, buyers and sellers on that exchange determine the market value of 1st Stock. However, 1st Source's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 64.71 | Real 56.11 | Target 48.67 | Hype 64.86 | Naive 63.48 |
The real value of 1st Stock, also known as its intrinsic value, is the underlying worth of 1st Source Company, which is reflected in its stock price. It is based on 1st Source's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of 1st Source's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of 1st Source helps investors to forecast how 1st stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of 1st Source more accurately as focusing exclusively on 1st Source's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use 1st Source's intrinsic value based on its ongoing forecasts of 1st Source's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against 1st Source's closest peers. If more than one evaluation category is relevant for 1st Source we suggest using both methods to arrive at a better estimate.
1st Source Cash |
|
1st Valuation Trend
Comparing 1st Source's enterprise value against its market capitalization is a good way to estimate the value of 1st Source uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
1st Revenue by Product
1st Source Total Value Analysis
1st Source is at this time forecasted to have valuation of 1.78 B with market capitalization of 1.59 B, debt of 341.58 M, and cash on hands of 144.52 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the 1st Source fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.78 B | 1.59 B | 341.58 M | 144.52 M |
1st Source Investor Information
About 16.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.44. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. 1st Source has Price/Earnings To Growth (PEG) ratio of 2.03. The entity recorded earning per share (EPS) of 5.25. The firm last dividend was issued on the 5th of November 2024. 1st Source had 11:10 split on the 3rd of August 2006. Based on the measurements of operating efficiency obtained from 1st Source's historical financial statements, 1st Source is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.83 | 0.61 |
|
| |||||
| Total Cash From Operating Activities | 197.3 M | 187.9 M |
|
|
1st Source Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. 1st Source has an asset utilization ratio of 4.16 percent. This indicates that the Company is making $0.0416 for each dollar of assets. An increasing asset utilization means that 1st Source is more efficient with each dollar of assets it utilizes for everyday operations.1st Source Ownership Allocation
1st Source holds a total of 24.52 Million outstanding shares. The majority of 1st Source outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in 1st Source to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in 1st Source. Please pay attention to any change in the institutional holdings of 1st Source as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.1st Source Profitability Analysis
The company reported the previous year's revenue of 363.4 M. Net Income was 124.93 M with profit before overhead, payroll, taxes, and interest of 341.49 M.1st Source Past Distributions to stockholders
| 15th of November 2024 | ||
| 15th of August 2024 | ||
| 15th of May 2024 | ||
| 15th of February 2024 | ||
| 15th of November 2023 | ||
| 11th of August 2023 | ||
| 12th of May 2023 | ||
| 16th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates 1st Source's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in 1st Source and how it compares across the competition.
About 1st Source Valuation
The stock valuation mechanism determines 1st Source's current worth on a weekly basis. Our valuation model uses a comparative analysis of 1st Source. We calculate exposure to 1st Source's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of 1st Source's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 363.4 M | 216.7 M | |
| Pretax Profit Margin | 0.44 | 0.25 | |
| Operating Profit Margin | 0.61 | 0.83 | |
| Net Profit Margin | 0.34 | 0.18 |
1st Source Quarterly Retained Earnings |
|
A single share of 1st Source represents a small ownership stake in the entity. As a stockholder of 1st, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
1st Source Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 34.7 M, whereas Dividend Yield is forecasted to decline to 0.02. . At present, 1st Source's Price Earnings Ratio is projected to drop based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 3.70, whereas Earning Assets are forecasted to decline to about 1.1 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 33.1 M | 34.7 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.26 | 0.24 | |
| Dividend Paid And Capex Coverage Ratio | 4.81 | 4.30 |
There are various types of dividends 1st Source can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of 1st shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from 1st Source directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When 1st pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of 1st Source by the value of the dividends paid out.
1st Source Growth Indicators
Investing in growth stocks can be very risky. If the company such as 1st Source does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 24.6 M | |
| Quarterly Earnings Growth Y O Y | 0.068 |
1st Source Current Valuation Indicators
Valuation refers to the process of determining the present value of 1st Source and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value 1st we look at many different elements of the entity such as 1st's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as 1st Source, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use 1st Source's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes 1st Source's worth.Complementary Tools for 1st Stock analysis
When running 1st Source's price analysis, check to measure 1st Source's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy 1st Source is operating at the current time. Most of 1st Source's value examination focuses on studying past and present price action to predict the probability of 1st Source's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move 1st Source's price. Additionally, you may evaluate how the addition of 1st Source to your portfolios can decrease your overall portfolio volatility.
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Headlines Timeline Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity | |
| Equity Search Search for actively traded equities including funds and ETFs from over 30 global markets | |
| Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals |