1st Source Stock Buy Hold or Sell Recommendation
| SRCE Stock | USD 64.90 0.61 0.95% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding 1st Source is 'Strong Hold'. Macroaxis provides 1st Source buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding SRCE positions.
Check out 1st Source Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade 1st Stock refer to our How to Trade 1st Stock guide. Note, we conduct extensive research on individual companies such as 1st and provide practical buy, sell, or hold advice based on investors' constraints. 1st Source. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
1st |
Execute 1st Source Buy or Sell Advice
The 1st recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on 1st Source. Macroaxis does not own or have any residual interests in 1st Source or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute 1st Source's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
1st Source Trading Alerts and Improvement Suggestions
| About 73.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Y Intercept Hong Kong Ltd Takes Position in 1st Source Co. |
1st Source Returns Distribution Density
The distribution of 1st Source's historical returns is an attempt to chart the uncertainty of 1st Source's future price movements. The chart of the probability distribution of 1st Source daily returns describes the distribution of returns around its average expected value. We use 1st Source price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of 1st Source returns is essential to provide solid investment advice for 1st Source.
| Mean Return | 0.02 | Value At Risk | -2.03 | Potential Upside | 2.72 | Standard Deviation | 1.65 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of 1st Source historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
1st Stock Institutional Investors
| Shares | Millennium Management Llc | 2024-12-31 | 203.9 K | Bridgeway Capital Management, Llc | 2024-12-31 | 196.6 K | Northern Trust Corp | 2024-12-31 | 184.4 K | Jpmorgan Chase & Co | 2024-09-30 | 182 K | Kennedy Capital Management Inc | 2024-09-30 | 178.2 K | Goldman Sachs Group Inc | 2024-12-31 | 163.9 K | Renaissance Technologies Corp | 2024-12-31 | 142 K | Fmr Inc | 2024-12-31 | 132.8 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 126 K | 1st Source Bank | 2024-12-31 | 5.3 M | Blackrock Inc | 2024-12-31 | 2 M |
1st Source Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 159.7M | 282.1M | (402.4M) | 6.9M | (4.8M) | (4.6M) | |
| Free Cash Flow | 151.6M | 163.9M | 173.2M | 182.0M | 181.5M | 190.6M | |
| Depreciation | 31.1M | 24.0M | 19.1M | 15.5M | 12.4M | 22.7M | |
| Other Non Cash Items | 50.8M | 1.5M | 22.3M | 12.1M | 16.9M | 13.8M | |
| Dividends Paid | 29.8M | (31.3M) | (32.1M) | (33.1M) | (35.4M) | (33.6M) | |
| Capital Expenditures | 2.9M | 2.9M | 2.4M | 6.0M | 12.4M | 17.5M | |
| Net Income | 81.5M | 118.6M | 120.5M | 124.9M | 132.6M | 139.2M | |
| End Period Cash Flow | 243.0M | 525.2M | 122.8M | 129.7M | 124.8M | 133.5M | |
| Investments | (672.3M) | (594.2M) | (842.4M) | (358.3M) | (276.6M) | (290.4M) | |
| Change Receivables | 245K | (1.1M) | 2.5M | (7.0M) | (6.3M) | (6.0M) | |
| Net Borrowings | (56.1M) | 11.8M | 35.9M | (10.0M) | (9.0M) | (8.6M) | |
| Change To Netincome | 15.8M | 23.2M | 13.4M | 16.3M | 14.7M | 17.0M |
1st Source Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to 1st Source or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that 1st Source's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a 1st stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.03 | |
β | Beta against Dow Jones | 1.06 | |
σ | Overall volatility | 1.71 | |
Ir | Information ratio | 0.02 |
1st Source Volatility Alert
1st Source has relatively low volatility with skewness of 1.11 and kurtosis of 7.27. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure 1st Source's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact 1st Source's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.1st Source Fundamentals Vs Peers
Comparing 1st Source's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze 1st Source's direct or indirect competition across all of the common fundamentals between 1st Source and the related equities. This way, we can detect undervalued stocks with similar characteristics as 1st Source or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of 1st Source's fundamental indicators could also be used in its relative valuation, which is a method of valuing 1st Source by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare 1st Source to competition |
| Fundamentals | 1st Source | Peer Average |
| Return On Equity | 0.12 | -0.31 |
| Return On Asset | 0.015 | -0.14 |
| Profit Margin | 0.35 % | (1.27) % |
| Operating Margin | 0.44 % | (5.51) % |
| Current Valuation | 1.88 B | 16.62 B |
| Shares Outstanding | 24.55 M | 571.82 M |
| Shares Owned By Insiders | 15.61 % | 10.09 % |
| Shares Owned By Institutions | 73.05 % | 39.21 % |
| Number Of Shares Shorted | 188.09 K | 4.71 M |
| Price To Earning | 15.73 X | 28.72 X |
| Price To Book | 1.43 X | 9.51 X |
| Price To Sales | 4.25 X | 11.42 X |
| Revenue | 484.02 M | 9.43 B |
| Gross Profit | 374.66 M | 27.38 B |
| EBITDA | 7.09 M | 3.9 B |
| Net Income | 132.62 M | 570.98 M |
| Cash And Equivalents | 144.52 M | 2.7 B |
| Cash Per Share | 5.86 X | 5.01 X |
| Total Debt | 176.85 M | 5.32 B |
| Debt To Equity | 7.06 % | 48.70 % |
| Book Value Per Share | 45.31 X | 1.93 K |
| Cash Flow From Operations | 193.85 M | 971.22 M |
| Short Ratio | 2.04 X | 4.00 X |
| Earnings Per Share | 5.36 X | 3.12 X |
| Price To Earnings To Growth | 2.03 X | 4.89 X |
| Target Price | 69.5 | |
| Number Of Employees | 1.21 K | 18.84 K |
| Beta | 0.8 | -0.15 |
| Market Capitalization | 1.59 B | 19.03 B |
| Total Asset | 8.93 B | 29.47 B |
| Retained Earnings | 890.94 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Five Year Return | 2.38 % |
Note: Disposition of 4000 shares by Murphy Carmen C of 1st Source subject to Rule 16b-3 [view details]
1st Source Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as 1st . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 1674.8 | |||
| Daily Balance Of Power | 0.5 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 64.68 | |||
| Day Typical Price | 64.75 | |||
| Price Action Indicator | 0.53 | |||
| Period Momentum Indicator | 0.61 |
About 1st Source Buy or Sell Advice
When is the right time to buy or sell 1st Source? Buying financial instruments such as 1st Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having 1st Source in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Fabricated Products
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Fabricated Products theme has 11 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Fabricated Products Theme or any other thematic opportunities.
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Check out 1st Source Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade 1st Stock refer to our How to Trade 1st Stock guide.You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 1st Source. If investors know 1st will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 1st Source listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.102 | Dividend Share 1.42 | Earnings Share 5.36 | Revenue Per Share | Quarterly Revenue Growth 0.063 |
The market value of 1st Source is measured differently than its book value, which is the value of 1st that is recorded on the company's balance sheet. Investors also form their own opinion of 1st Source's value that differs from its market value or its book value, called intrinsic value, which is 1st Source's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 1st Source's market value can be influenced by many factors that don't directly affect 1st Source's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 1st Source's value and its price as these two are different measures arrived at by different means. Investors typically determine if 1st Source is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 1st Source's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.