Penns Woods Bancorp Stock Today

PWOD Stock  USD 28.41  0.12  0.42%   

Performance

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Odds Of Distress

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Penns Woods is trading at 28.41 as of the 20th of March 2025, a 0.42 percent increase since the beginning of the trading day. The stock's lowest day price was 27.74. Penns Woods has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
30th of May 1996
Category
Financial Services
Classification
Financials
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania. The company has 7.55 M outstanding shares of which 33.49 K shares are at this time shorted by private and institutional investors with about 1.46 trading days to cover. More on Penns Woods Bancorp

Moving together with Penns Stock

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  0.81PB Prosperity BancsharesPairCorr

Moving against Penns Stock

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  0.57DB Deutsche Bank AG Normal TradingPairCorr
  0.48TECTP Tectonic FinancialPairCorr

Penns Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO DirectorRichard CFP
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
Penns Woods can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Penns Woods' financial leverage. It provides some insight into what part of Penns Woods' total assets is financed by creditors.
Liquidity
Penns Woods Bancorp currently holds 42.2 M in liabilities with Debt to Equity (D/E) ratio of 0.67, which is about average as compared to similar companies. Note, when we think about Penns Woods' use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

11.4 Million
Penns Woods Bancorp (PWOD) is traded on NASDAQ Exchange in USA. It is located in 300 Market Street, Williamsport, PA, United States, 17703-0967 and employs 13 people. Penns Woods is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 225.43 M. Penns Woods Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 7.55 M outstanding shares of which 33.49 K shares are at this time shorted by private and institutional investors with about 1.46 trading days to cover. Penns Woods Bancorp currently holds about 36.86 M in cash with 19.36 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.23.
Check Penns Woods Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Penns Woods Bancorp is $225.43 Million. Penns Woods holds 4.05 pct. of its outstanding shares held by insiders and 24.76 pct. owned by third-party entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Penns Ownership Details

Penns Stock Institutional Holders

InstituionRecorded OnShares
Millennium Management Llc2024-12-31
51.3 K
Cetera Investment Advisers2024-12-31
48.8 K
Jane Street Group Llc2024-12-31
47.3 K
Berkshire Asset Management Inc2024-12-31
42.6 K
Qube Research & Technologies2024-12-31
41.3 K
Morgan Stanley - Brokerage Accounts2024-12-31
40.1 K
Connor Clark & Lunn Inv Mgmt Ltd2024-12-31
37.8 K
Rhino Investment Partners, Inc.2024-12-31
35.5 K
Commonwealth Equity Services Inc2024-12-31
34.1 K
Vanguard Group Inc2024-12-31
340.6 K
Dimensional Fund Advisors, Inc.2024-12-31
276 K
View Penns Woods Diagnostics

Penns Woods Historical Income Statement

At present, Penns Woods' Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 115.2 M, whereas Other Operating Expenses is forecasted to decline to about 2.3 M. View More Fundamentals

Penns Stock Against Markets

When determining whether Penns Woods Bancorp is a strong investment it is important to analyze Penns Woods' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Penns Woods' future performance. For an informed investment choice regarding Penns Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Penns Woods Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Penns Woods. If investors know Penns will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Penns Woods listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.053
Dividend Share
1.28
Earnings Share
2.64
Revenue Per Share
9.122
Quarterly Revenue Growth
0.21
The market value of Penns Woods Bancorp is measured differently than its book value, which is the value of Penns that is recorded on the company's balance sheet. Investors also form their own opinion of Penns Woods' value that differs from its market value or its book value, called intrinsic value, which is Penns Woods' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Penns Woods' market value can be influenced by many factors that don't directly affect Penns Woods' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Penns Woods' value and its price as these two are different measures arrived at by different means. Investors typically determine if Penns Woods is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Penns Woods' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.