Deluxe Valuation
| DLX Stock | USD 23.17 0.10 0.43% |
At this time, the firm appears to be undervalued. Deluxe shows a prevailing Real Value of $25.24 per share. The current price of the firm is $23.17. Our model computes the value of Deluxe from reviewing the firm fundamentals such as Profit Margin of 0.03 %, shares outstanding of 44.27 M, and Current Valuation of 2.58 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Deluxe's valuation include:
Price Book 1.6818 | Enterprise Value 2.6 B | Enterprise Value Ebitda 6.8899 | Price Sales 0.4797 | Forward PE 6.5359 |
Undervalued
Today
Please note that Deluxe's price fluctuation is very steady at this time. Calculation of the real value of Deluxe is based on 3 months time horizon. Increasing Deluxe's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Deluxe is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Deluxe Stock. However, Deluxe's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 23.17 | Real 25.24 | Target 28.33 | Hype 23.23 | Naive 21.88 |
The intrinsic value of Deluxe's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Deluxe's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Deluxe helps investors to forecast how Deluxe stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Deluxe more accurately as focusing exclusively on Deluxe's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Deluxe's intrinsic value based on its ongoing forecasts of Deluxe's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Deluxe's closest peers.
Deluxe Cash |
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Deluxe Valuation Trend
Analysing the historical paterns of Deluxe's enterprise value and its market capitalization is a good way to estimate and gauge the value of Deluxe over time and is usually enough for investors to make rational market timing decisions.
Deluxe Revenue by Product
Deluxe Total Value Analysis
Deluxe is currently expected to have company total value of 2.58 B with market capitalization of 1.03 B, debt of 1.67 B, and cash on hands of 40.44 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Deluxe fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.58 B | 1.03 B | 1.67 B | 40.44 M |
Deluxe Investor Information
About 89.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.68. Some equities with similar Price to Book (P/B) outperform the market in the long run. Deluxe has Price/Earnings To Growth (PEG) ratio of 0.54. The entity last dividend was issued on the 19th of November 2024. The firm had 10000:7995 split on the 2nd of January 2001. Based on the measurements of operating efficiency obtained from Deluxe's historical financial statements, Deluxe may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.0697 | 0.0733 |
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| Total Cash From Operating Activities | 275.3 M | 198.4 M |
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| Operating Income | 288.5 M | 160.8 M |
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Deluxe Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Deluxe has an asset utilization ratio of 71.16 percent. This suggests that the Company is making $0.71 for each dollar of assets. An increasing asset utilization means that Deluxe is more efficient with each dollar of assets it utilizes for everyday operations.Deluxe Ownership Allocation
Deluxe holds a total of 44.27 Million outstanding shares. The majority of Deluxe outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Deluxe to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Deluxe. Please pay attention to any change in the institutional holdings of Deluxe as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Deluxe Profitability Analysis
The company reported the last year's revenue of 2.19 B. Total Income to common stockholders was 26.23 M with profit before taxes, overhead, and interest of 1.21 B.Deluxe Past Distributions to stockholders
About Deluxe Valuation
Our relative valuation model uses a comparative analysis of Deluxe. We calculate exposure to Deluxe's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Deluxe's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.2 B | 1.1 B | |
| Pretax Profit Margin | 0.02 | 0.02 | |
| Operating Profit Margin | 0.07 | 0.07 | |
| Net Profit Margin | 0.01 | 0.01 | |
| Gross Profit Margin | 0.53 | 0.49 |
A single share of Deluxe represents a small ownership stake in the entity. As a stockholder of Deluxe, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Deluxe Dividends Analysis For Valuation
At this time, Deluxe's Dividend Payout Ratio is fairly stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to rise to 1.63 in 2024, despite the fact that Dividends Paid is likely to grow to (50.7 M). . At this time, Deluxe's Retained Earnings Total Equity is fairly stable compared to the past year. Price Earnings Ratio is likely to rise to 37.55 in 2024, whereas Retained Earnings are likely to drop slightly above 442.4 M in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -53.3 M | -50.7 M | |
| Dividend Yield | 0.06 | 0.05 | |
| Dividend Payout Ratio | 2.04 | 2.14 | |
| Dividend Paid And Capex Coverage Ratio | 1.29 | 1.63 |
There are various types of dividends Deluxe can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Deluxe shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Deluxe directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Deluxe pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Deluxe by the value of the dividends paid out.
Deluxe Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 43.8 M | |
| Quarterly Earnings Growth Y O Y | 0.223 | |
| Forward Price Earnings | 6.5359 |
Deluxe Current Valuation Indicators
Valuation refers to the process of determining the present value of Deluxe and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Deluxe we look at many different elements of the entity such as Deluxe's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Deluxe, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Deluxe's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Deluxe's worth.Additional Tools for Deluxe Stock Analysis
When running Deluxe's price analysis, check to measure Deluxe's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Deluxe is operating at the current time. Most of Deluxe's value examination focuses on studying past and present price action to predict the probability of Deluxe's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Deluxe's price. Additionally, you may evaluate how the addition of Deluxe to your portfolios can decrease your overall portfolio volatility.