Deluxe Stock Buy Hold or Sell Recommendation

DLX Stock  USD 15.84  0.22  1.41%   
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Deluxe is 'Strong Hold'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Deluxe given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Deluxe, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Deluxe Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Deluxe Stock please use our How to Invest in Deluxe guide.
In addition, we conduct extensive research on individual companies such as Deluxe and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Deluxe. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

Execute Deluxe Buy or Sell Advice

The Deluxe recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Deluxe. Macroaxis does not own or have any residual interests in Deluxe or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Deluxe's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell DeluxeBuy Deluxe
Strong Hold

Market Performance

Very WeakDetails

Volatility

Not too volatileDetails

Hype Condition

Over hypedDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

Below AverageDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

InterestedDetails

Analyst Consensus

Strong BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Deluxe has a Risk Adjusted Performance of (0.19), Jensen Alpha of (0.42), Total Risk Alpha of (0.25) and Treynor Ratio of (0.49)
Our trade advice tool can cross-verify current analyst consensus on Deluxe and to analyze the company potential to grow in the current economic cycle. To make sure Deluxe is not overpriced, please confirm all Deluxe fundamentals, including its price to book, cash flow from operations, current liabilities, as well as the relationship between the cash and equivalents and beta . Given that Deluxe has a price to earning of 97.93 X, we urge you to verify Deluxe market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Deluxe Trading Alerts and Improvement Suggestions

Deluxe generated a negative expected return over the last 90 days
Deluxe has 1.55 B in debt with debt to equity (D/E) ratio of 2.92, meaning that the company heavily relies on borrowing funds for operations. Deluxe has a current ratio of 0.93, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Deluxe to invest in growth at high rates of return.
Over 90.0% of Deluxe shares are held by institutions such as insurance companies
On 3rd of March 2025 Deluxe paid $ 0.3 per share dividend to its current shareholders
Latest headline from americanbanker.com: Exclusive American Express shares B2B research, tech plan

Deluxe Returns Distribution Density

The distribution of Deluxe's historical returns is an attempt to chart the uncertainty of Deluxe's future price movements. The chart of the probability distribution of Deluxe daily returns describes the distribution of returns around its average expected value. We use Deluxe price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Deluxe returns is essential to provide solid investment advice for Deluxe.
Mean Return
-0.53
Value At Risk
-3.95
Potential Upside
2.40
Standard Deviation
2.34
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Deluxe historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Deluxe Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument, such as Deluxe, soars without any apparent reason? This usually happens because many institutional investors are aggressively trading Deluxe back and forth among themselves.
Shares
Amvescap Plc.2024-12-31
766.5 K
Goldman Sachs Group Inc2024-12-31
694.1 K
Bank Of New York Mellon Corp2024-12-31
637.2 K
Charles Schwab Investment Management Inc2024-12-31
624.3 K
Prudential Financial Inc2024-12-31
597 K
Acadian Asset Management Llc2024-12-31
504.6 K
Northern Trust Corp2024-12-31
503.3 K
Bridgeway Capital Management, Llc2024-12-31
418.6 K
Arrowstreet Capital Limited Partnership2024-12-31
408.1 K
Wealthfront Advisers Llc2024-12-31
9.8 M
Blackrock Inc2024-12-31
7.1 M
Note, although Deluxe's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Deluxe Cash Flow Accounts

202020212022202320242025 (projected)
Change To Inventory(11.3M)(1.8M)(19.1M)6.3M2.5M2.6M
Change In Cash54.6M56.1M51.9M120.6M(148.9M)(141.4M)
Free Cash Flow155M101.7M86.9M97.6M99.9M94.9M
Depreciation110.8M148.8M172.6M169.7M165.5M106.5M
Other Non Cash Items140.3M(16.1M)17.6M33.5M102.2M107.3M
Capital Expenditures62.6M109.1M104.6M100.7M94.4M51.4M
Net Income8.9M62.8M65.5M26.2M52.9M103.3M
End Period Cash Flow229.4M285.5M337.4M458.0M309.2M324.6M
Investments3.8M(1.1B)(80.3M)(81.7M)(69.8M)(73.3M)
Change Receivables5.6M(2.7M)(8.9M)(13.7M)(15.7M)(16.5M)
Net Borrowings(26.5M)(43.5M)836.8M(40.6M)(46.7M)(44.4M)
Change To Netincome389.1M140.2M40.3M7.2M8.3M7.9M

Deluxe Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Deluxe or Commercial Services & Supplies sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Deluxe's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Deluxe stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
-0.42
β
Beta against Dow Jones1.11
σ
Overall volatility
2.40
Ir
Information ratio -0.18

Deluxe Volatility Alert

Deluxe exhibits very low volatility with skewness of -1.74 and kurtosis of 6.01. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Deluxe's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Deluxe's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Deluxe Fundamentals Vs Peers

Comparing Deluxe's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Deluxe's direct or indirect competition across all of the common fundamentals between Deluxe and the related equities. This way, we can detect undervalued stocks with similar characteristics as Deluxe or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Deluxe's fundamental indicators could also be used in its relative valuation, which is a method of valuing Deluxe by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Deluxe to competition
FundamentalsDeluxePeer Average
Return On Equity0.0864-0.31
Return On Asset0.0464-0.14
Profit Margin0.02 %(1.27) %
Operating Margin0.07 %(5.51) %
Current Valuation2.23 B16.62 B
Shares Outstanding44.72 M571.82 M
Shares Owned By Insiders2.03 %10.09 %
Shares Owned By Institutions89.52 %39.21 %
Number Of Shares Shorted2.6 M4.71 M
Price To Earning97.93 X28.72 X
Price To Book1.13 X9.51 X
Price To Sales0.33 X11.42 X
Revenue2.12 B9.43 B
Gross Profit1.13 B27.38 B
EBITDA365.32 M3.9 B
Net Income52.9 M570.98 M
Cash And Equivalents40.44 M2.7 B
Cash Per Share1.04 X5.01 X
Total Debt1.55 B5.32 B
Debt To Equity2.92 %48.70 %
Current Ratio0.95 X2.16 X
Book Value Per Share14.01 X1.93 K
Cash Flow From Operations194.28 M971.22 M
Short Ratio5.43 X4.00 X
Earnings Per Share1.18 X3.12 X
Price To Earnings To Growth0.39 X4.89 X
Target Price29.0
Number Of Employees4.98 K18.84 K
Beta1.45-0.15
Market Capitalization708.32 M19.03 B
Total Asset2.83 B29.47 B
Retained Earnings489.23 M9.33 B
Working Capital(13.88 M)1.48 B
Note: Disposition of 848 shares by Kristopher Lazzaretti of Deluxe subject to Rule 16b-3 [view details]

Deluxe Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Deluxe . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Deluxe Buy or Sell Advice

When is the right time to buy or sell Deluxe? Buying financial instruments such as Deluxe Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

Use Investing Ideas to Build Portfolios

In addition to having Deluxe in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Crypto And Gold
Crypto And Gold Theme
Assets that cancel away each other volatility by providing diversification into gold investment combined with digital assets. The Crypto And Gold theme has 54 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Crypto And Gold Theme or any other thematic opportunities.
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Additional Tools for Deluxe Stock Analysis

When running Deluxe's price analysis, check to measure Deluxe's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Deluxe is operating at the current time. Most of Deluxe's value examination focuses on studying past and present price action to predict the probability of Deluxe's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Deluxe's price. Additionally, you may evaluate how the addition of Deluxe to your portfolios can decrease your overall portfolio volatility.