Versabank Stock Today

VBNK Stock  USD 10.31  0.43  4.35%   

Performance

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Odds Of Distress

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VersaBank is selling for 10.31 as of the 16th of March 2025. This is a 4.35 percent up since the beginning of the trading day. The stock's last reported lowest price was 9.95. VersaBank has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 16th of December 2024 and ending today, the 16th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
27th of August 2021
Category
Financial Services
Classification
Financials
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Versabank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 32.52 M outstanding shares of which 54.25 K shares are at this time shorted by private and institutional investors with about 0.69 trading days to cover. More on VersaBank

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Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

VersaBank Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentBSc BSc
Thematic IdeaBanking (View all Themes)
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Banking, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00570.0074
Significantly Down
Slightly volatile
Asset Turnover0.01940.0208
Significantly Down
Pretty Stable
Gross Profit Margin1.771.99
Fairly Down
Slightly volatile
Total Current Liabilities10.6 M11.1 M
Notably Down
Very volatile
Non Current Liabilities Total4.6 B4.4 B
Sufficiently Up
Slightly volatile
Total Assets5.8 B5.6 B
Sufficiently Up
Slightly volatile
Total Current Assets183.9 M260.1 M
Way Down
Slightly volatile
Debt Levels
VersaBank can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand VersaBank's financial leverage. It provides some insight into what part of VersaBank's total assets is financed by creditors.
Liquidity
VersaBank currently holds 108.58 M in liabilities. Note, when we think about VersaBank's use of debt, we should always consider it together with its cash and equity.

Other Non Cash Items

(14.11 Million)
VersaBank (VBNK) is traded on NASDAQ Exchange in USA. It is located in 140 Fullarton Street, London, ON, Canada, N6A 5P2 and employs 121 people. VersaBank is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 335.27 M. VersaBank conducts business under Banks sector and is part of Financials industry. The entity has 32.52 M outstanding shares of which 54.25 K shares are at this time shorted by private and institutional investors with about 0.69 trading days to cover. VersaBank currently holds about 84.21 M in cash with 272.7 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.07.
Check VersaBank Probability Of Bankruptcy
Ownership Allocation
VersaBank shows a total of 32.52 Million outstanding shares. VersaBank maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check VersaBank Ownership Details

VersaBank Stock Institutional Holders

InstituionRecorded OnShares
Pamalican Asset Management Ltd2024-12-31
232.8 K
John W. Rosenthal Capital Management, Inc.2024-12-31
200.2 K
Cox Capital Co Llc2024-12-31
189.6 K
Renaissance Technologies Corp2024-12-31
118.8 K
Td Waterhouse Canada Inc2024-12-31
108.2 K
Boothbay Fund Management, Llc2024-12-31
101.8 K
Jain Global Llc2024-12-31
93.8 K
Elco Management Co., Llc2024-09-30
89.4 K
Intact Investment Management, Inc.2024-12-31
89.1 K
Alliancebernstein L.p.2024-12-31
2.7 M
Cibc World Markets Inc.2024-12-31
1.3 M
View VersaBank Diagnostics

VersaBank Historical Income Statement

At this time, VersaBank's Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 69.6 M this year, although the value of Net Interest Income will most likely fall to about 78.4 M. View More Fundamentals

VersaBank Stock Against Markets

VersaBank Corporate Management

BA BAVP FinProfile
LLB BAChief OfficerProfile
MBA MEngChief OfficerProfile
BCom MBAChief OfficerProfile
Terri WilsonVP ControlProfile
When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.42)
Dividend Share
0.1
Earnings Share
0.9
Revenue Per Share
4.103
Quarterly Revenue Growth
(0.07)
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.