Old Financial Statements From 2010 to 2024

OPOF Stock  USD 22.20  0.16  0.73%   
Old Point financial statements provide useful quarterly and yearly information to potential Old Point Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Old Point financial statements helps investors assess Old Point's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Old Point's valuation are summarized below:
Gross Profit
56.2 M
Profit Margin
0.1363
Market Capitalization
111.9 M
Enterprise Value Revenue
2.9558
Revenue
59.5 M
There are over one hundred nineteen available trending fundamental ratios for Old Point Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of Old Point Financial recent fundamental drivers against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. The Old Point's current Enterprise Value is estimated to increase to about 168.3 M, while Market Cap is projected to decrease to roughly 60.2 M.

Old Point Total Revenue

35.28 Million

Check Old Point financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Old Point's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.9 M, Interest Expense of 19.3 M or Selling General Administrative of 18.6 M, as well as many indicators such as Price To Sales Ratio of 1.44, Dividend Yield of 0.0238 or PTB Ratio of 1.36. Old financial statements analysis is a perfect complement when working with Old Point Valuation or Volatility modules.
  
Check out the analysis of Old Point Correlation against competitors.

Old Point Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets836.2 M1.4 B989.5 M
Slightly volatile
Short and Long Term Debt Total107.9 M102.7 M46.2 M
Slightly volatile
Total Current Liabilities634.6 M604.4 M426.2 M
Slightly volatile
Total Stockholder Equity79 M106.8 M92.4 M
Slightly volatile
Property Plant And Equipment Net27 M31.1 M33.4 M
Very volatile
Retained Earnings44.4 M82.3 M56.2 M
Slightly volatile
Cash14 M14.7 M45.8 M
Pretty Stable
Non Current Assets Total1.4 B1.4 B290.3 M
Slightly volatile
Other Assets545.2 M980 M634 M
Slightly volatile
Cash And Short Term Investments108 M78.8 M198.7 M
Pretty Stable
Common Stock Total Equity20.6 M29.9 M23.8 M
Slightly volatile
Common Stock Shares Outstanding5.1 MM4.9 M
Slightly volatile
Liabilities And Stockholders Equity836.2 M1.4 B989.5 M
Slightly volatile
Non Current Liabilities Total1.4 B1.3 B351.3 M
Slightly volatile
Other Stockholder Equity15.5 M17.1 M17 M
Slightly volatile
Total Liabilities1.4 B1.3 B727 M
Pretty Stable
Property Plant And Equipment Gross70 M66.6 M43.3 M
Slightly volatile
Total Current Assets74.8 M78.8 M293.5 M
Very volatile
Short Term Debt75.9 M72.3 M33.6 M
Slightly volatile
Common Stock21.3 M24.9 M23.4 M
Slightly volatile
Other Liabilities15.4 K16.2 K1.1 M
Slightly volatile
Accounts Payable779 M1.3 B854.5 M
Slightly volatile
Short Term Investments148.4 M204.3 M182 M
Pretty Stable
Inventory90.7 K95.5 K2.9 M
Slightly volatile
Property Plant Equipment32 M35.7 M34.3 M
Pretty Stable
Net Tangible Assets106.9 M111.4 M98 M
Slightly volatile
Capital Surpluse19.6 M24.4 M18.8 M
Slightly volatile
Long Term Investments374.6 M204.3 M465 M
Slightly volatile
Non Current Liabilities Other10.2 M10.7 M40 M
Slightly volatile
Short and Long Term Debt34.9 M27 M22.9 M
Slightly volatile
Earning Assets154.1 M181.6 M200.2 M
Slightly volatile
Other Current Assets78.5 M82.6 M136.5 M
Pretty Stable
Net Invested Capital177 M205.9 M163.4 M
Pretty Stable
Long Term Debt Total36.1 M34.4 M12.3 M
Slightly volatile
Capital Stock20.5 M24.9 M25.4 M
Slightly volatile

Old Point Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.9 M2.6 M2.2 M
Slightly volatile
Interest Expense19.3 M18.4 M6.8 M
Slightly volatile
Selling General Administrative18.6 M31.4 M22.9 M
Slightly volatile
Total Revenue35.3 M59.5 M42.5 M
Slightly volatile
Gross Profit34.2 M55.3 M40.5 M
Slightly volatile
Other Operating Expenses69.4 M66.1 M36.8 M
Slightly volatile
Operating Income15.7 M14.9 M6.1 M
Slightly volatile
EBITDA506.4 K533 K7.4 M
Slightly volatile
Cost Of Revenue7.5 M4.1 M5.2 M
Slightly volatile
Selling And Marketing Expenses13.8 M13.1 M2.4 M
Slightly volatile
Non Recurring265.8 K216.9 K362.7 K
Slightly volatile
Net Interest Income38.7 M49 M32.6 M
Slightly volatile
Interest Income44.4 M62.6 M37.3 M
Slightly volatile
Reconciled DepreciationM2.6 M2.6 M
Slightly volatile

Old Point Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow37.2 M19.2 M49.5 M
Slightly volatile
Depreciation1.9 M2.6 M2.2 M
Slightly volatile
Dividends PaidM2.8 M1.9 M
Slightly volatile
Capital ExpendituresM1.1 M2.3 M
Slightly volatile
End Period Cash Flow82.7 M78.8 M56 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.441.5152.3266
Pretty Stable
Dividend Yield0.02380.03130.0198
Slightly volatile
PTB Ratio1.360.84381.0517
Slightly volatile
Book Value Per Share27.621.249360.3427
Slightly volatile
Stock Based Compensation To Revenue0.00960.00920.0036
Slightly volatile
Capex To Depreciation0.390.40851.1275
Slightly volatile
PB Ratio1.360.84381.0517
Slightly volatile
ROIC0.110.09330.0523
Very volatile
Sales General And Administrative To Revenue0.770.52850.5809
Pretty Stable
Capex To Revenue0.01680.01770.0638
Slightly volatile
Cash Per Share45.7643.583846.1534
Pretty Stable
Interest Coverage1.050.81020.956
Slightly volatile
Current Ratio23.6119.3657.0001
Slightly volatile
Tangible Book Value Per Share27.5820.883860.2744
Slightly volatile
Graham Number14.7627.119719.1694
Slightly volatile
Shareholders Equity Per Share12.2621.249318.4283
Slightly volatile
Debt To Equity0.260.27780.3781
Pretty Stable
Capex Per Share0.20.20960.4685
Slightly volatile
Revenue Per Share12.4311.8358.87
Slightly volatile
Interest Debt Per Share11.369.57117.763
Pretty Stable
Debt To Assets0.01950.02050.0355
Slightly volatile
Short Term Coverage Ratios0.71.391.3842
Pretty Stable
Price Book Value Ratio1.360.84381.0517
Slightly volatile
Operating Profit Margin0.240.2510.2251
Pretty Stable
Effective Tax Rate0.220.14720.1645
Very volatile
Company Equity Multiplier8.413.545710.5467
Pretty Stable
Long Term Debt To Capitalization0.210.21740.2363
Very volatile
Total Debt To Capitalization0.370.21740.2728
Very volatile
Return On Capital Employed0.00980.01030.0129
Very volatile
Debt Equity Ratio0.260.27780.3781
Pretty Stable
Ebit Per Revenue0.240.2510.2251
Pretty Stable
Quick Ratio23.6119.3657.0001
Slightly volatile
Net Income Per E B T0.640.85280.8262
Very volatile
Cash Ratio1.451.528.4651
Slightly volatile
Price To Book Ratio1.360.84381.0517
Slightly volatile
Fixed Asset Turnover1.011.91471.2461
Slightly volatile
Debt Ratio0.01950.02050.0355
Slightly volatile
Price Sales Ratio1.441.5152.3266
Pretty Stable
Asset Turnover0.03130.04110.0416
Pretty Stable
Gross Profit Margin1.030.93050.949
Pretty Stable
Price Fair Value1.360.84381.0517
Slightly volatile

Old Point Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap60.2 M81.1 M87.2 M
Slightly volatile

Old Fundamental Market Drivers

Cash And Short Term Investments78.8 M

Old Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Old Point Financial Statements

Old Point stakeholders use historical fundamental indicators, such as Old Point's revenue or net income, to determine how well the company is positioned to perform in the future. Although Old Point investors may analyze each financial statement separately, they are all interrelated. For example, changes in Old Point's assets and liabilities are reflected in the revenues and expenses on Old Point's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Old Point Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue59.5 M35.3 M
Cost Of Revenue4.1 M7.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.53  0.77 
Capex To Revenue 0.02  0.02 
Revenue Per Share 11.84  12.43 
Ebit Per Revenue 0.25  0.24 

Currently Active Assets on Macroaxis

When determining whether Old Point Financial is a strong investment it is important to analyze Old Point's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Old Point's future performance. For an informed investment choice regarding Old Stock, refer to the following important reports:
Check out the analysis of Old Point Correlation against competitors.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Point. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Point listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.738
Dividend Share
0.56
Earnings Share
1.61
Revenue Per Share
11.771
Quarterly Revenue Growth
0.076
The market value of Old Point Financial is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Point's value that differs from its market value or its book value, called intrinsic value, which is Old Point's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Point's market value can be influenced by many factors that don't directly affect Old Point's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Point's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Point is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Point's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.