Old Point Financials

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Old Point Stock Summary

Old Point competes with First Community, Oak Valley, Chemung Financial, Home Bancorp, and Home Federal. Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. Old Point operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people.

Old Point Key Financial Ratios

Old Point Key Balance Sheet Accounts

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Old Point Key Cash Accounts

Old Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Old Point's current stock value. Our valuation model uses many indicators to compare Old Point value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Old Point competition to find correlations between indicators driving Old Point's intrinsic value. More Info.Old Point Financial is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Old Point Financial is roughly  13.05 . At this time, Old Point's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Old Point by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Old Point Financial Systematic Risk

Today, most investors in Old Point Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Old Point's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Old Point growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of Old Point help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Old Point Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Old Point Financial based on widely used predictive technical indicators. In general, we focus on analyzing Old Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Old Point's daily price indicators and compare them against related drivers.

When running Old Point's price analysis, check to measure Old Point's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Point is operating at the current time. Most of Old Point's value examination focuses on studying past and present price action to predict the probability of Old Point's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Point's price. Additionally, you may evaluate how the addition of Old Point to your portfolios can decrease your overall portfolio volatility.