Horace Mann Stock Options Expiring on 21st of February

HMN Stock  USD 38.07  0.29  0.77%   
Horace Mann's latest option contracts expiring on February 21st 2025 are carrying combined implied volatility of 0.23. The Horace Mann option chain provides detailed quote and price information for the current Horace Mann Educators option contracts. It shows all of Horace Mann's listed puts, calls, expiration dates, strike prices, and other pricing information.
Please note that buying 'in-the-money' options on Horace Mann lessens the impact of time decay, as they carry both intrinsic and time value. So, even if Horace Mann's value remains static through the expiration date, the investor can sell to close an 'in-the-money' option to avoid a potential loss. However, in-the-money Horace Mann contracts are usually more expensive to enter than their out-of-the-money counterparts. So keep in mind that while the payoffs on an in-the-money trade can be high, the investors could ultimately experience a more consequential loss if Horace Stock moves the wrong way.

Horace Current Options Market Mood

Horace Mann's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Horace Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Volume

Most options investors, including buyers and sellers of Horace Mann's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Horace Mann's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Horace contract

Base on the Rule 16, the options market is currently suggesting that Horace Mann Educators will have an average daily up or down price movement of about 0.0144% per day over the life of the 2025-02-21 option contract. With Horace Mann trading at USD 38.07, that is roughly USD 0.005473. If you think that the market is fully incorporating Horace Mann's daily price movement you should consider buying Horace Mann Educators options at the current volatility level of 0.23%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
  

Horace Mann Option Chain

When Horace Mann's strike price is surpassing the current stock price, the option contract against Horace Mann Educators stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Horace Mann's option chain is a display of a range of information that helps investors for ways to trade options on Horace. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Horace. It also shows strike prices and maturity days for a Horace Mann against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
HMN250221C00017500017.513.5 - 18.513.5Out
Call
HMN250221C00020000020.011.5 - 16.511.5Out
Call
HMN250221C00022500022.59.0 - 14.09.0Out
Call
HMN250221C00025000025.07.0 - 12.07.0Out
Call
HMN250221C00030000030.03.0 - 8.03.0Out
Call
HMN250221C00035000035.00.0 - 5.05.0Out
Call
HMN250221C00040000040.00.0 - 5.05.0Out
Call
HMN250221C00045000045.00.0 - 5.05.0Out
Call
HMN250221C00050000050.00.0 - 0.450.45Out
 Put
HMN250221P00017500017.50.0 - 5.05.0Out
 Put
HMN250221P00020000020.00.0 - 5.05.0Out
 Put
HMN250221P00022500022.50.0 - 5.05.0Out
 Put
HMN250221P00025000025.00.0 - 5.05.0Out
 Put
HMN250221P00030000030.00.0 - 5.05.0Out
 Put
HMN250221P00035000035.01.5 - 6.51.5Out
 Put
HMN250221P00040000040.04.5 - 9.54.5Out
 Put
HMN250221P00045000045.09.0 - 14.09.0Out
 Put
HMN250221P00050000050.014.0 - 19.014.0Out

Horace Mann Market Cap Over Time

   Market Cap   
       Timeline  

Horace Total Stockholder Equity

Total Stockholder Equity

905.63 Million

At this time, Horace Mann's Total Stockholder Equity is very stable compared to the past year.

Horace Mann Corporate Directors

Stephen HasenmillerIndependent DirectorProfile
Daniel DomenechIndependent DirectorProfile
Steven SwyersIndependent DirectorProfile
Beverley McClureIndependent DirectorProfile
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.964
Dividend Share
1.35
Earnings Share
2.52
Revenue Per Share
38.477
Quarterly Revenue Growth
0.088
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.