Donegal Group A Stock Analysis

DGICA Stock  USD 18.23  0.17  0.92%   
Donegal Group A is fairly valued with Real Value of 18.47 and Target Price of 16.5. The main objective of Donegal Group stock analysis is to determine its intrinsic value, which is an estimate of what Donegal Group A is worth, separate from its market price. There are two main types of Donegal Group's stock analysis: fundamental analysis and technical analysis.
The Donegal Group stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Donegal Group's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Donegal Group A. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

Donegal Stock Analysis Notes

About 81.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.19. Some equities with similar Price to Book (P/B) outperform the market in the long run. Donegal Group A last dividend was issued on the 4th of February 2025. The entity had 4:3 split on the 27th of April 2006. Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania. Donegal Group operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. To learn more about Donegal Group A call Kevin Burke at 800 877 0600 or check out https://www.donegalgroup.com.

Donegal Group A Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Donegal Group's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Donegal Group A or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Donegal Group A has accumulated 35 B in total debt with debt to equity ratio (D/E) of 0.07, which may suggest the company is not taking enough advantage from borrowing. Donegal Group A has a current ratio of 0.49, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Note, when we think about Donegal Group's use of debt, we should always consider it together with its cash and equity.
Donegal Group A has a strong financial position based on the latest SEC filings
Over 81.0% of Donegal Group shares are held by institutions such as insurance companies
On 18th of February 2025 Donegal Group paid $ 0.1725 per share dividend to its current shareholders
Latest headline from kalkinemedia.com: Insider Trading

Donegal Group A Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Donegal Group previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
22nd of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Donegal Largest EPS Surprises

Earnings surprises can significantly impact Donegal Group's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2002-02-25
2001-12-31-0.04-0.030.0125 
2019-02-19
2018-12-31-0.14-0.120.0214 
2001-07-31
2001-06-300.150.170.0213 
View All Earnings Estimates

Donegal Group Environmental, Social, and Governance (ESG) Scores

Donegal Group's ESG score is a quantitative measure that evaluates Donegal Group's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Donegal Group's operations that may have significant financial implications and affect Donegal Group's stock price as well as guide investors towards more socially responsible investments.

Donegal Stock Institutional Investors

Shares
Logan Capital Management Inc2024-12-31
223.7 K
Wells Fargo & Co2024-12-31
223.6 K
Kennedy Capital Management Inc2024-12-31
196.4 K
Foundry Partners, Llc2024-12-31
191.7 K
Northern Trust Corp2024-12-31
164.2 K
Bridgeway Capital Management, Llc2024-12-31
136.3 K
Jacobs Levy Equity Management, Inc.2024-12-31
131.8 K
Bank Of New York Mellon Corp2024-12-31
122.4 K
Citadel Advisors Llc2024-12-31
112.4 K
Dimensional Fund Advisors, Inc.2024-12-31
1.8 M
Blackrock Inc2024-12-31
1.7 M
Note, although Donegal Group's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Donegal Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 640.18 M.

Donegal Profitablity

The company has Profit Margin (PM) of 0.05 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.12 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.12.
Last ReportedProjected for Next Year

Management Efficiency

Donegal Group A has return on total asset (ROA) of 0.0172 % which means that it generated a profit of $0.0172 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.0992 %, meaning that it generated $0.0992 on every $100 dollars invested by stockholders. Donegal Group's management efficiency ratios could be used to measure how well Donegal Group manages its routine affairs as well as how well it operates its assets and liabilities. As of March 23, 2025, Return On Tangible Assets is expected to decline to 0.000021. The current year's Return On Capital Employed is expected to grow to -0.0042. At present, Donegal Group's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 1.9 T, whereas Non Currrent Assets Other are projected to grow to (2 B).
Last ReportedProjected for Next Year
Book Value Per Share16.5 K17.4 K
Tangible Book Value Per Share16.3 K17.2 K
Enterprise Value Over EBITDA 54.40  48.59 
Enterprise Value Multiple 54.40  48.59 
Enterprise Value-17.4 B-16.5 B
Donegal Group showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Dividend Yield
0.0379
Operating Margin
0.1198
Profit Margin
0.0514
Forward Dividend Yield
0.0379
Beta
(0.07)

Technical Drivers

As of the 23rd of March, Donegal Group shows the Mean Deviation of 1.12, downside deviation of 1.18, and Coefficient Of Variation of 736.75. Donegal Group A technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Donegal Group A Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Donegal Group middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Donegal Group A. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Donegal Group A Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Donegal Group insiders, such as employees or executives, is commonly permitted as long as it does not rely on Donegal Group's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Donegal Group insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Donegal Group Outstanding Bonds

Donegal Group issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Donegal Group A uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Donegal bonds can be classified according to their maturity, which is the date when Donegal Group A has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Donegal Group Predictive Daily Indicators

Donegal Group intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Donegal Group stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Donegal Group Corporate Filings

17th of March 2025
Other Reports
ViewVerify
F4
14th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
13th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
12th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
11th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
10th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
7th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
6th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Donegal Group Forecast Models

Donegal Group's time-series forecasting models are one of many Donegal Group's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Donegal Group's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Donegal Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Donegal Group prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Donegal shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Donegal Group. By using and applying Donegal Stock analysis, traders can create a robust methodology for identifying Donegal entry and exit points for their positions.
Last ReportedProjected for Next Year
Operating Profit Margin-21.5 K-20.4 K
Gross Profit Margin 0.90  0.80 

Current Donegal Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Donegal analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Donegal analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
16.5Hold2Odds
Donegal Group A current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Donegal analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Donegal stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Donegal Group A, talking to its executives and customers, or listening to Donegal conference calls.
Donegal Analyst Advice Details

Donegal Stock Analysis Indicators

Donegal Group A stock analysis indicators help investors evaluate how Donegal Group stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Donegal Group shares will generate the highest return on investment. By understating and applying Donegal Group stock analysis, traders can identify Donegal Group position entry and exit signals to maximize returns.
Begin Period Cash Flow23.8 B
Common Stock Shares Outstanding33.1 M
Total Stockholder Equity545.8 B
Tax Provision11.5 M
Quarterly Earnings Growth Y O Y1.057
Property Plant And Equipment Net2.5 B
Cash And Short Term Investments52.9 B
Cash52.9 B
Accounts Payable4.3 M
Net Debt-17.9 B
50 Day M A16.031
Total Current Liabilities35.4 B
Other Operating Expenses989.6 M
Non Current Assets Total27.8 B
Forward Price Earnings16
Non Currrent Assets Other-2.1 B

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When running Donegal Group's price analysis, check to measure Donegal Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Donegal Group is operating at the current time. Most of Donegal Group's value examination focuses on studying past and present price action to predict the probability of Donegal Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Donegal Group's price. Additionally, you may evaluate how the addition of Donegal Group to your portfolios can decrease your overall portfolio volatility.
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