Donegal Group A Stock Buy Hold or Sell Recommendation
| DGICA Stock | USD 16.64 0.21 1.28% |
Assuming the 90 days horizon and your above-average risk tolerance, our recommendation regarding Donegal Group A is 'Strong Hold'. Macroaxis provides Donegal Group buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding DGICA positions.
Check out Donegal Group Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Donegal and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Donegal Group A. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
Donegal |
Execute Donegal Group Buy or Sell Advice
The Donegal recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Donegal Group A. Macroaxis does not own or have any residual interests in Donegal Group A or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Donegal Group's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Donegal Group Trading Alerts and Improvement Suggestions
| Donegal Group A has accumulated 35 M in total debt with debt to equity ratio (D/E) of 0.07, which may suggest the company is not taking enough advantage from borrowing. Donegal Group A has a current ratio of 0.49, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Note, when we think about Donegal Group's use of debt, we should always consider it together with its cash and equity. | |
| Over 80.0% of Donegal Group shares are held by institutions such as insurance companies | |
| On 15th of November 2024 Donegal Group paid $ 0.1725 per share dividend to its current shareholders | |
| Latest headline from investing.com: Donegal groups Sanjay Pandey sells 62,152 in class a stock |
Donegal Group Returns Distribution Density
The distribution of Donegal Group's historical returns is an attempt to chart the uncertainty of Donegal Group's future price movements. The chart of the probability distribution of Donegal Group daily returns describes the distribution of returns around its average expected value. We use Donegal Group A price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Donegal Group returns is essential to provide solid investment advice for Donegal Group.
| Mean Return | 0.18 | Value At Risk | -1.9 | Potential Upside | 2.51 | Standard Deviation | 1.86 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Donegal Group historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Donegal Stock Institutional Investors
| Shares | Wells Fargo & Co | 2024-06-30 | 226.2 K | Logan Capital Management Inc | 2024-06-30 | 223.7 K | Kennedy Capital Management Inc | 2024-09-30 | 201.6 K | Bridgeway Capital Management, Llc | 2024-09-30 | 188 K | Northern Trust Corp | 2024-09-30 | 165.2 K | Keeley-teton Advisors, Llc | 2024-06-30 | 143.4 K | Bank Of New York Mellon Corp | 2024-06-30 | 129.6 K | Empowered Funds, Llc | 2024-06-30 | 119.9 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 89.5 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.8 M | Blackrock Inc | 2024-06-30 | 1.6 M |
Donegal Group Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (3.3M) | 53.8M | (45.4M) | (32.6M) | (1.3M) | (1.3M) | |
| Free Cash Flow | 76.2M | 101.0M | 1.3B | 95.4M | 28.6M | 27.2M | |
| Depreciation | 5.6M | 6.7M | 5.8M | 4.8M | 4.3M | 3.0M | |
| Other Non Cash Items | (22.3M) | (2.8M) | (6.5M) | 13.1M | (3.2M) | (3.3M) | |
| Dividends Paid | 16.1M | 17.0M | 19.1M | 20.5M | 21.9M | 23.0M | |
| Capital Expenditures | 149.6K | 89.7K | 1.2B | 28.3M | 44.7K | 42.5K | |
| Net Income | 47.2M | 52.8M | 25.3M | (2.0M) | 4.4M | 4.2M | |
| End Period Cash Flow | 49.3M | 103.1M | 57.7M | 25.1M | 23.8M | 18.8M | |
| Change To Inventory | 54.6M | 92.6M | 97.4M | 8.4M | 9.7M | 9.2M | |
| Change To Netincome | 29.2M | 48.3M | 51.5M | 69.1M | 79.4M | 83.4M | |
| Investments | (43.2M) | (99.6M) | (64.7M) | (117.6M) | (35.4M) | (37.1M) | |
| Net Borrowings | 1M | (25M) | 50M | (55M) | (49.5M) | (47.0M) |
Donegal Group Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Donegal Group or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Donegal Group's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Donegal stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.1 | |
β | Beta against Dow Jones | 0.56 | |
σ | Overall volatility | 1.89 | |
Ir | Information ratio | 0.02 |
Donegal Group Volatility Alert
Donegal Group A has relatively low volatility with skewness of 0.36 and kurtosis of 9.41. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Donegal Group's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Donegal Group's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Donegal Group Fundamentals Vs Peers
Comparing Donegal Group's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Donegal Group's direct or indirect competition across all of the common fundamentals between Donegal Group and the related equities. This way, we can detect undervalued stocks with similar characteristics as Donegal Group or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Donegal Group's fundamental indicators could also be used in its relative valuation, which is a method of valuing Donegal Group by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Donegal Group to competition |
| Fundamentals | Donegal Group | Peer Average |
| Return On Equity | 0.0505 | -0.31 |
| Return On Asset | 0.0084 | -0.14 |
| Profit Margin | 0.03 % | (1.27) % |
| Operating Margin | 0.08 % | (5.51) % |
| Current Valuation | 558.47 M | 16.62 B |
| Shares Outstanding | 28.32 M | 571.82 M |
| Shares Owned By Insiders | 1.48 % | 10.09 % |
| Shares Owned By Institutions | 80.09 % | 39.21 % |
| Number Of Shares Shorted | 216.44 K | 4.71 M |
| Price To Earning | 7.47 X | 28.72 X |
| Price To Book | 1.10 X | 9.51 X |
| Price To Sales | 0.56 X | 11.42 X |
| Revenue | 927.34 M | 9.43 B |
| Gross Profit | (1.77 M) | 27.38 B |
| EBITDA | 10.01 M | 3.9 B |
| Net Income | 4.43 M | 570.98 M |
| Cash And Equivalents | 63.32 M | 2.7 B |
| Cash Per Share | 1.96 X | 5.01 X |
| Total Debt | 35 M | 5.32 B |
| Debt To Equity | 0.07 % | 48.70 % |
| Current Ratio | 0.50 X | 2.16 X |
| Book Value Per Share | 15.22 X | 1.93 K |
| Cash Flow From Operations | 28.62 M | 971.22 M |
| Short Ratio | 2.81 X | 4.00 X |
| Earnings Per Share | 0.75 X | 3.12 X |
| Price To Earnings To Growth | 3.06 X | 4.89 X |
| Target Price | 16.5 | |
| Beta | -0.08 | -0.15 |
| Market Capitalization | 548.37 M | 19.03 B |
| Total Asset | 2.27 B | 29.47 B |
| Retained Earnings | 217.79 M | 9.33 B |
| Annual Yield | 0.04 % | |
| Five Year Return | 4.08 % |
Note: Acquisition by Donegal Mutual Insurance Co of 8312 shares of Donegal Group at 16.4462 subject to Rule 16b-3 [view details]
Donegal Group Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Donegal . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Donegal Group Buy or Sell Advice
When is the right time to buy or sell Donegal Group A? Buying financial instruments such as Donegal Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Donegal Group Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Donegal Group. If investors know Donegal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Donegal Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.057 | Dividend Share 0.685 | Earnings Share 0.75 | Revenue Per Share 29.304 | Quarterly Revenue Growth 0.076 |
The market value of Donegal Group A is measured differently than its book value, which is the value of Donegal that is recorded on the company's balance sheet. Investors also form their own opinion of Donegal Group's value that differs from its market value or its book value, called intrinsic value, which is Donegal Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Donegal Group's market value can be influenced by many factors that don't directly affect Donegal Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Donegal Group's value and its price as these two are different measures arrived at by different means. Investors typically determine if Donegal Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Donegal Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.