Cullenfrost Bankers Stock Analysis
CFR Stock | USD 122.60 0.04 0.03% |
CullenFrost Bankers is overvalued with Real Value of 111.57 and Target Price of 135.08. The main objective of CullenFrost Bankers stock analysis is to determine its intrinsic value, which is an estimate of what CullenFrost Bankers is worth, separate from its market price. There are two main types of CullenFrost Bankers' stock analysis: fundamental analysis and technical analysis.
The CullenFrost Bankers stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. CullenFrost Bankers is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. CullenFrost Stock trading window is adjusted to America/New York timezone.
CullenFrost |
CullenFrost Stock Analysis Notes
About 87.0% of the company shares are held by institutions such as insurance companies. The book value of CullenFrost Bankers was currently reported as 58.46. The company has Price/Earnings To Growth (PEG) ratio of 1.92. CullenFrost Bankers recorded earning per share (EPS) of 8.86. The entity last dividend was issued on the 28th of February 2025. The firm had 2:1 split on the 23rd of June 1999. CullenFrost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. CullenFrost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas. CullenFrost Bankers operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4553 people. For more info on CullenFrost Bankers please contact Philip Green at 210 220 4011 or go to https://www.frostbank.com.CullenFrost Bankers Quarterly Total Revenue |
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CullenFrost Bankers Investment Alerts
CullenFrost Bankers generated a negative expected return over the last 90 days | |
Over 87.0% of the company shares are held by institutions such as insurance companies | |
On 14th of March 2025 CullenFrost Bankers paid $ 0.95 per share dividend to its current shareholders | |
Latest headline from finance.yahoo.com: Central Bankers Move Slowly Through Fog of Trumps Trade Wars |
CullenFrost Bankers Upcoming and Recent Events
25th of April 2024 Upcoming Quarterly Report | View | |
25th of July 2024 Next Financial Report | View | |
31st of March 2024 Next Fiscal Quarter End | View | |
23rd of January 2025 Next Fiscal Year End | View | |
31st of December 2023 Last Quarter Report | View | |
31st of December 2023 Last Financial Announcement | View |
CullenFrost Largest EPS Surprises
Earnings surprises can significantly impact CullenFrost Bankers' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
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2003-07-23 | 2003-06-30 | 0.59 | 0.65 | 0.06 | 10 | ||
1999-10-19 | 1999-09-30 | 0.44 | 0.5 | 0.06 | 13 | ||
2002-07-23 | 2002-06-30 | 0.54 | 0.61 | 0.07 | 12 |
CullenFrost Bankers Environmental, Social, and Governance (ESG) Scores
CullenFrost Bankers' ESG score is a quantitative measure that evaluates CullenFrost Bankers' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of CullenFrost Bankers' operations that may have significant financial implications and affect CullenFrost Bankers' stock price as well as guide investors towards more socially responsible investments.
CullenFrost Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1 M | Northern Trust Corp | 2024-12-31 | 973.6 K | Montrusco Bolton Investments Inc | 2024-12-31 | 848.9 K | Jpmorgan Chase & Co | 2024-12-31 | 834 K | Principal Financial Group Inc | 2024-12-31 | 822.4 K | Hhg Plc | 2024-12-31 | 721.9 K | Bank Of New York Mellon Corp | 2024-12-31 | 611.7 K | Vaughan Nelson Scarbrgh & Mccullough Lp | 2024-12-31 | 596.6 K | Manufacturers Life Insurance Co | 2024-12-31 | 595.7 K | Vanguard Group Inc | 2024-12-31 | 6.4 M | Blackrock Inc | 2024-12-31 | 6.2 M |
CullenFrost Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 7.88 B.CullenFrost Profitablity
The company has Net Profit Margin of 0.29 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.37 %, which entails that for every 100 dollars of revenue, it generated $0.37 of operating income.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | (0.03) | (0.03) | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.15 | 0.10 |
Management Efficiency
CullenFrost Bankers has Return on Asset of 0.0113 % which means that on every $100 spent on assets, it made $0.0113 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.153 %, implying that it generated $0.153 on every 100 dollars invested. CullenFrost Bankers' management efficiency ratios could be used to measure how well CullenFrost Bankers manages its routine affairs as well as how well it operates its assets and liabilities. As of 03/24/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0.03. At this time, CullenFrost Bankers' Total Assets are relatively stable compared to the past year. As of 03/24/2025, Other Assets is likely to grow to about 37.3 B, though Non Currrent Assets Other are likely to grow to (17.3 B).Last Reported | Projected for Next Year | ||
Book Value Per Share | 59.60 | 62.58 | |
Tangible Book Value Per Share | 59.60 | 62.58 | |
Enterprise Value Over EBITDA | (4.69) | (4.46) | |
Price Book Value Ratio | 2.25 | 1.56 | |
Enterprise Value Multiple | (4.69) | (4.46) | |
Price Fair Value | 2.25 | 1.56 | |
Enterprise Value | 8.3 B | 8.7 B |
The strategic decisions made by CullenFrost Bankers management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Technical Drivers
As of the 24th of March, CullenFrost Bankers shows the Standard Deviation of 1.55, mean deviation of 1.26, and Risk Adjusted Performance of (0.08). CullenFrost Bankers technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm CullenFrost Bankers standard deviation and value at risk to decide if CullenFrost Bankers is priced correctly, providing market reflects its regular price of 122.6 per share. Given that CullenFrost Bankers has information ratio of (0.06), we suggest you to validate CullenFrost Bankers's prevailing market performance to make sure the company can sustain itself at a future point.CullenFrost Bankers Price Movement Analysis
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CullenFrost Bankers Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CullenFrost Bankers insiders, such as employees or executives, is commonly permitted as long as it does not rely on CullenFrost Bankers' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CullenFrost Bankers insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
CullenFrost Bankers Outstanding Bonds
CullenFrost Bankers issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CullenFrost Bankers uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CullenFrost bonds can be classified according to their maturity, which is the date when CullenFrost Bankers has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
CullenFrost Bankers Predictive Daily Indicators
CullenFrost Bankers intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CullenFrost Bankers stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
CullenFrost Bankers Corporate Filings
21st of March 2025 Other Reports | ViewVerify | |
13th of February 2025 Other Reports | ViewVerify | |
8K | 12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 11th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 7th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
6th of February 2025 Other Reports | ViewVerify | |
F4 | 3rd of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 30th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
CullenFrost Bankers Forecast Models
CullenFrost Bankers' time-series forecasting models are one of many CullenFrost Bankers' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CullenFrost Bankers' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About CullenFrost Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how CullenFrost Bankers prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling CullenFrost shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as CullenFrost Bankers. By using and applying CullenFrost Stock analysis, traders can create a robust methodology for identifying CullenFrost entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.29 | 0.29 | |
Operating Profit Margin | (0.65) | (0.62) | |
Net Profit Margin | 0.24 | 0.23 | |
Gross Profit Margin | 0.53 | 0.47 |
Current CullenFrost Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. CullenFrost analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. CullenFrost analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
135.08 | Hold | 14 | Odds |
Most CullenFrost analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand CullenFrost stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of CullenFrost Bankers, talking to its executives and customers, or listening to CullenFrost conference calls.
CullenFrost Stock Analysis Indicators
CullenFrost Bankers stock analysis indicators help investors evaluate how CullenFrost Bankers stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading CullenFrost Bankers shares will generate the highest return on investment. By understating and applying CullenFrost Bankers stock analysis, traders can identify CullenFrost Bankers position entry and exit signals to maximize returns.
Begin Period Cash Flow | 8.7 B | |
Long Term Debt | 222.8 M | |
Common Stock Shares Outstanding | 64.1 M | |
Total Stockholder Equity | 3.9 B | |
Tax Provision | 113.4 M | |
Quarterly Earnings Growth Y O Y | 0.52 | |
Property Plant And Equipment Net | 1.2 B | |
Cash And Short Term Investments | 15.8 B | |
Cash | 722.9 M | |
Net Debt | -722.9 M | |
50 Day M A | 135.4888 | |
Other Operating Expenses | 2.1 B | |
Non Current Assets Total | 1.2 B | |
Forward Price Earnings | 14.0056 | |
Stock Based Compensation | 19.8 M |
Additional Tools for CullenFrost Stock Analysis
When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.