CullenFrost Bankers Company Insiders

CFR Stock  USD 140.62  0.81  0.57%   
CullenFrost Bankers' insiders are aggressively selling. The analysis of insiders' sentiment of trading CullenFrost Bankers stock suggests that virtually all insiders are panicking at this time. CullenFrost Bankers employs about 5.5 K people. The company is managed by 31 executives with a total tenure of roughly 299 years, averaging almost 9.0 years of service per executive, having 177.26 employees per reported executive.
Philip Green  Chairman
Chairman of the Board, Chief Executive Officer
Phillip Green  Chairman
Chairman of the Board, Chief Executive Officer

CullenFrost Bankers' Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-11-19Phillip D GreenDisposed 14358 @ 137.96View
2024-11-08Howard L KasanoffDisposed 4000 @ 138.34View
2024-11-01Bobby BermanDisposed 3506 @ 126.31View
2024-07-31Howard L KasanoffDisposed 3000 @ 119.2View
2024-07-26Candace K WolfshohlDisposed 5000 @ 119.65View
2024-03-14Bobby BermanDisposed 1312 @ 105.49View
2024-02-16Paul BracherDisposed 9820 @ 109.4View
Monitoring CullenFrost Bankers' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CullenFrost Bankers. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
To learn how to invest in CullenFrost Stock, please use our How to Invest in CullenFrost Bankers guide.

CullenFrost Bankers' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with CullenFrost Bankers' future performance. Based on our forecasts, it is anticipated that CullenFrost will maintain a workforce of slightly above 5500 employees by January 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

CullenFrost Bankers Management Team Effectiveness

The company has Return on Asset of 0.0106 % which means that on every $100 spent on assets, it made $0.0106 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1486 %, implying that it generated $0.1486 on every 100 dollars invested. CullenFrost Bankers' management efficiency ratios could be used to measure how well CullenFrost Bankers manages its routine affairs as well as how well it operates its assets and liabilities. As of 12/01/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.01. At this time, CullenFrost Bankers' Total Assets are relatively stable compared to the past year. As of 12/01/2024, Intangibles To Total Assets is likely to grow to 0.02, though Non Currrent Assets Other are likely to grow to (19.2 B).
As of 12/01/2024, Net Income Applicable To Common Shares is likely to grow to about 691.3 M, while Common Stock Shares Outstanding is likely to drop slightly above 58.6 M.

CullenFrost Bankers Workforce Comparison

CullenFrost Bankers is number one stock in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 39,263. CullenFrost Bankers retains roughly 5,495 in number of employees claiming about 14% of equities under Financials industry.

CullenFrost Bankers Profit Margins

The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.37 %, which entails that for every 100 dollars of revenue, it generated $0.37 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.470.53
Fairly Down
Slightly volatile
Net Profit Margin0.230.3081
Way Down
Slightly volatile
Operating Profit Margin0.510.367
Significantly Up
Pretty Stable
Pretax Profit Margin0.30.367
Significantly Down
Slightly volatile
Return On Assets0.00850.0118
Way Down
Slightly volatile
Return On Equity0.0960.1609
Way Down
Slightly volatile

CullenFrost Bankers Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CullenFrost Bankers insiders, such as employees or executives, is commonly permitted as long as it does not rely on CullenFrost Bankers' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, CullenFrost Bankers insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
0.8684
33
38
 157,088 
 152,050 
2024-09-01
0.5
2
4
 8,000 
 16,000 
2024-06-01
6.5
13
2
 17,262 
 24,560 
2024-03-01
0.625
10
16
 52,529 
 44,118 
2023-12-01
1.2778
23
18
 85,344 
 45,329 
2023-06-01
4.0
20
5
 95,557 
 189,993 
2023-03-01
1.4615
19
13
 62,117 
 15,639 
2022-12-01
0.8846
23
26
 72,144 
 41,878 
2022-09-01
0.1176
2
17
 12,450 
 192,361 
2022-06-01
4.6667
14
3
 27,095 
 16,022 
2022-03-01
1.0
10
10
 35,670 
 24,550 
2021-12-01
0.7556
34
45
 194,940 
 327,798 
2021-06-01
4.0
12
3
 8,940 
 6,000 
2021-03-01
0.6857
24
35
 148,989 
 388,773 
2020-12-01
0.96
24
25
 84,701 
 56,865 
2020-06-01
2.1111
19
9
 77,154 
 66,171 
2020-03-01
2.1429
15
7
 61,794 
 21,399 
2019-12-01
1.2727
14
11
 54,648 
 42,544 
2019-09-01
2.0
8
4
 462,180 
 105,904 
2019-06-01
3.2
16
5
 34,802 
 66,630 
2019-03-01
0.3333
3
9
 338,202 
 23,108 
2018-12-01
2.2857
16
7
 88,236 
 5,301 
2018-06-01
4.1429
29
7
 161,513 
 19,638 
2018-03-01
0.5625
9
16
 68,360 
 128,220 
2017-12-01
0.7742
24
31
 116,727 
 194,350 
2017-06-01
8.5
17
2
 32,446 
 4,918 
2017-03-01
0.75
12
16
 80,140 
 150,582 
2016-12-01
0.3571
15
42
 72,660 
 800,987 
2016-09-01
0.2917
7
24
 63,000 
 176,133 
2016-06-01
13.0
13
1
 8,216 
 3,476 
2015-12-01
1.5
30
20
 356,870 
 112,603 
2015-09-01
0.1818
4
22
 23,500 
 149,810 
2015-06-01
2.3333
14
6
 25,016 
 40,918 
2015-03-01
0.1667
1
6
 539.00 
 45,240 
2014-12-01
1.2
30
25
 255,213 
 119,858 
2014-09-01
0.3333
1
3
 55,000 
 99,000 
2014-06-01
2.1667
13
6
 24,061 
 51,891 
2014-03-01
0.4
2
5
 16,400 
 38,465 
2013-12-01
1.6667
20
12
 164,390 
 37,324 
2013-09-01
1.1333
17
15
 162,400 
 254,200 
2013-06-01
4.0
12
3
 7,500 
 12,000 
2013-03-01
0.5556
5
9
 10,000 
 39,000 
2012-12-01
1.0417
25
24
 381,974 
 120,537 
2012-06-01
1.5385
20
13
 22,144 
 26,469 
2012-03-01
0.1667
1
6
 2,000 
 82,545 
2011-12-01
1.6154
21
13
 266,450 
 37,087 
2011-06-01
2.2857
16
7
 115,677 
 38,359 
2011-03-01
0.5625
9
16
 36,000 
 29,814 
2010-12-01
1.0
21
21
 212,140 
 52,710 
2010-09-01
0.375
9
24
 42,400 
 95,787 
2010-06-01
6.0
12
2
 8,233 
 3,203 
2010-03-01
0.4231
11
26
 89,800 
 94,173 
2009-12-01
1.5714
22
14
 262,350 
 23,161 
2009-09-01
0.5714
4
7
 16,819 
 62,000 
2009-06-01
0.875
14
16
 102,706 
 190,532 
2008-12-01
0.8667
13
15
 202,219 
 93,186 
2008-09-01
0.75
3
4
 14,200 
 19,122 
2008-06-01
1.0
14
14
 45,870 
 81,488 
2008-03-01
0.875
7
8
 142,782 
 239,405 
2007-12-01
2.0
12
6
 202,000 
 19,288 
2007-09-01
0.5
2
4
 6,000 
 6,500 
2007-06-01
1.1818
13
11
 107,708 
 190,000 
2007-03-01
0.2105
4
19
 58,000 
 198,800 
2006-12-01
1.0
6
6
 107,900 
 33,474 
2006-06-01
1.0
20
20
 241,496 
 401,050 
2006-03-01
0.4783
11
23
 167,005 
 254,848 
2005-12-01
2.0
6
3
 107,900 
 14,300 
2005-06-01
1.6
16
10
 288,000 
 469,700 
2005-03-01
0.6667
6
9
 16,000 
 32,000 
2004-12-01
1.4286
10
7
 100,000 
 48,500 
2004-09-01
1.4545
16
11
 236,000 
 384,460 
2004-03-01
0.6154
8
13
 62,025 
 157,156 
2003-12-01
0.5625
9
16
 96,000 
 36,173 
2003-09-01
11.0
11
1
 22,000 
 1,000.00 

CullenFrost Bankers Notable Stakeholders

A CullenFrost Bankers stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as CullenFrost Bankers often face trade-offs trying to please all of them. CullenFrost Bankers' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting CullenFrost Bankers' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Philip GreenChairman of the Board, Chief Executive OfficerProfile
Phillip JDChairman CEOProfile
Phillip GreenChairman of the Board, Chief Executive OfficerProfile
Emily SkillmanGroup Executive Vice President - Human Resources of Frost BankProfile
Patrick FrostDirector, Member of Executive Committee, Member of Risk Committee and President of Frost Bank and Director of Frost BankProfile
Candace WolfshohlGroup Executive Vice President - Culture and People Development of Frost BankProfile
Carol SeverynGroup Executive Vice President Chief Risk Officer of Frost BankProfile
Jimmy SteadGroup Executive Vice President - Executive Officer - Consumer Banking of Frost BankProfile
Annette AlonzoGroup Executive Vice President - Human Resources and Chief Human Resources Officer of Frost BankProfile
Paul BracherPresident, Group Executive Vice President and Chief Banking Officer of Frost BankProfile
William PerottiGroup Executive Vice President Chief Credit Officer, Chief Risk Officer of Frost BankProfile
James WatersGroup Executive Vice President General Counsel, SecretaryProfile
Robert BermanGroup Executive Vice President - E-Commerce Operations Research and Strategy of Frost BankProfile
Jerry SalinasCFO, Principal Accounting Officer and Group Executive VPProfile
Samuel DawsonIndependent DirectorProfile
Cynthia ComparinIndependent DirectorProfile
David HaemiseggerIndependent DirectorProfile
Ida SteenIndependent DirectorProfile
Chris AveryIndependent DirectorProfile
Carlos AlvarezIndependent DirectorProfile
Charles MatthewsLead Independent DirectorProfile
Graham WestonDirectorProfile
Karen JenningsIndependent DirectorProfile
Crawford EdwardsIndependent DirectorProfile
C RhodesGroup Executive Vice President General Counsel and Corporate SecretaryProfile
Anthony ChaseIndependent DirectorProfile
Coolidge RhodesGroup Executive Vice President General Counsel and Corporate SecretaryProfile
William DiFilippoVP AccountingProfile
Matthew HensonExecutive ReportingProfile
Carole KilpatrickSenior CenterProfile
A CFADirector RelationsProfile

About CullenFrost Bankers Management Performance

The success or failure of an entity such as CullenFrost Bankers often depends on how effective the management is. CullenFrost Bankers management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of CullenFrost management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the CullenFrost management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.16  0.10 

CullenFrost Bankers Workforce Analysis

Traditionally, organizations such as CullenFrost Bankers use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare CullenFrost Bankers within its industry.

CullenFrost Bankers Manpower Efficiency

Return on CullenFrost Bankers Manpower

Revenue Per Employee361.6K
Revenue Per Executive64.1M
Net Income Per Employee108.8K
Net Income Per Executive19.3M

Additional Tools for CullenFrost Stock Analysis

When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.