Is CullenFrost Bankers Stock a Good Investment?
CullenFrost Bankers Investment Advice | CFR |
- Examine CullenFrost Bankers' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research CullenFrost Bankers' leadership team and their track record. Good management can help CullenFrost Bankers navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact CullenFrost Bankers' business and its evolving consumer preferences.
- Compare CullenFrost Bankers' performance and market position to its competitors. Analyze how CullenFrost Bankers is positioned in terms of product offerings, innovation, and market share.
- Check if CullenFrost Bankers pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about CullenFrost Bankers' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in CullenFrost Bankers stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if CullenFrost Bankers is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine CullenFrost Bankers Stock
Researching CullenFrost Bankers' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 87.0% of the company shares are held by institutions such as insurance companies. The book value of CullenFrost Bankers was currently reported as 58.46. The company has Price/Earnings To Growth (PEG) ratio of 1.92. CullenFrost Bankers recorded earning per share (EPS) of 8.87. The entity last dividend was issued on the 28th of February 2025. The firm had 2:1 split on the 23rd of June 1999.
To determine if CullenFrost Bankers is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CullenFrost Bankers' research are outlined below:
| CullenFrost Bankers generated a negative expected return over the last 90 days | |
| Over 87.0% of the company shares are held by institutions such as insurance companies | |
| On 14th of March 2025 CullenFrost Bankers paid $ 0.95 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Guaranty Bank Trust Provides Gift to Texas Southern University Bankers Leadership ... |
CullenFrost Bankers uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CullenFrost Bankers. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CullenFrost Bankers' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact CullenFrost Bankers' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises CullenFrost Bankers' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2003-07-23 | 2003-06-30 | 0.59 | 0.65 | 0.06 | 10 | ||
1999-10-19 | 1999-09-30 | 0.44 | 0.5 | 0.06 | 13 | ||
2002-07-23 | 2002-06-30 | 0.54 | 0.61 | 0.07 | 12 | ||
2009-07-22 | 2009-06-30 | 0.73 | 0.63 | -0.1 | 13 | ||
2016-01-27 | 2015-12-31 | 1.01 | 0.9 | -0.11 | 10 | ||
2010-01-27 | 2009-12-31 | 0.75 | 0.86 | 0.11 | 14 | ||
2001-04-18 | 2001-03-31 | 0.54 | 0.36 | -0.18 | 33 | ||
2022-01-27 | 2021-12-31 | 1.34 | 1.54 | 0.2 | 14 |
Know CullenFrost Bankers' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as CullenFrost Bankers is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CullenFrost Bankers backward and forwards among themselves. CullenFrost Bankers' institutional investor refers to the entity that pools money to purchase CullenFrost Bankers' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1 M | Northern Trust Corp | 2024-12-31 | 973.6 K | Montrusco Bolton Investments Inc | 2024-12-31 | 848.9 K | Jpmorgan Chase & Co | 2024-12-31 | 834 K | Principal Financial Group Inc | 2024-12-31 | 822.4 K | Hhg Plc | 2024-12-31 | 721.9 K | Bank Of New York Mellon Corp | 2024-12-31 | 611.7 K | Vaughan Nelson Scarbrgh & Mccullough Lp | 2024-12-31 | 596.6 K | Manufacturers Life Insurance Co | 2024-12-31 | 595.7 K | Vanguard Group Inc | 2024-12-31 | 6.4 M | Blackrock Inc | 2024-12-31 | 6.2 M |
CullenFrost Bankers' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 8.09 B.Market Cap |
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CullenFrost Bankers' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | (0.03) | (0.03) | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.15 | 0.10 |
Determining CullenFrost Bankers' profitability involves analyzing its financial statements and using various financial metrics to determine if CullenFrost Bankers is a good buy. For example, gross profit margin measures CullenFrost Bankers' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CullenFrost Bankers' profitability and make more informed investment decisions.
Evaluate CullenFrost Bankers' management efficiency
CullenFrost Bankers has Return on Asset of 0.0113 % which means that on every $100 spent on assets, it made $0.0113 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.153 %, implying that it generated $0.153 on every 100 dollars invested. CullenFrost Bankers' management efficiency ratios could be used to measure how well CullenFrost Bankers manages its routine affairs as well as how well it operates its assets and liabilities. As of 03/25/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0.03. At this time, CullenFrost Bankers' Total Assets are relatively stable compared to the past year. As of 03/25/2025, Other Assets is likely to grow to about 37.3 B, though Non Currrent Assets Other are likely to grow to (17.3 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 59.60 | 62.58 | |
| Tangible Book Value Per Share | 59.60 | 62.58 | |
| Enterprise Value Over EBITDA | (4.69) | (4.46) | |
| Price Book Value Ratio | 2.25 | 1.56 | |
| Enterprise Value Multiple | (4.69) | (4.46) | |
| Price Fair Value | 2.25 | 1.56 | |
| Enterprise Value | 8.3 B | 8.7 B |
The strategic decisions made by CullenFrost Bankers management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Basic technical analysis of CullenFrost Stock
As of the 25th of March, CullenFrost Bankers shows the Mean Deviation of 1.28, standard deviation of 1.58, and Risk Adjusted Performance of (0.07). CullenFrost Bankers technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm CullenFrost Bankers standard deviation and value at risk to decide if CullenFrost Bankers is priced correctly, providing market reflects its regular price of 125.98 per share. Given that CullenFrost Bankers has information ratio of (0.07), we suggest you to validate CullenFrost Bankers's prevailing market performance to make sure the company can sustain itself at a future point.CullenFrost Bankers' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CullenFrost Bankers insiders, such as employees or executives, is commonly permitted as long as it does not rely on CullenFrost Bankers' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CullenFrost Bankers insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
CullenFrost Bankers' Outstanding Corporate Bonds
CullenFrost Bankers issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CullenFrost Bankers uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CullenFrost bonds can be classified according to their maturity, which is the date when CullenFrost Bankers has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand CullenFrost Bankers' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing CullenFrost Bankers' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.07) | |||
| Market Risk Adjusted Performance | (0.11) | |||
| Mean Deviation | 1.28 | |||
| Coefficient Of Variation | (1,196) | |||
| Standard Deviation | 1.58 | |||
| Variance | 2.5 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.12) | |||
| Maximum Drawdown | 7.18 | |||
| Value At Risk | (2.83) | |||
| Potential Upside | 2.29 | |||
| Skewness | (0.25) | |||
| Kurtosis | (0.09) |
| Risk Adjusted Performance | (0.07) | |||
| Market Risk Adjusted Performance | (0.11) | |||
| Mean Deviation | 1.28 | |||
| Coefficient Of Variation | (1,196) | |||
| Standard Deviation | 1.58 | |||
| Variance | 2.5 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.12) | |||
| Maximum Drawdown | 7.18 | |||
| Value At Risk | (2.83) | |||
| Potential Upside | 2.29 | |||
| Skewness | (0.25) | |||
| Kurtosis | (0.09) |
Consider CullenFrost Bankers' intraday indicators
CullenFrost Bankers intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CullenFrost Bankers stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 11924.3 | |||
| Daily Balance Of Power | 1.469565 | |||
| Rate Of Daily Change | 1.03 | |||
| Day Median Price | 125.13 | |||
| Day Typical Price | 125.41 | |||
| Price Action Indicator | 2.54 | |||
| Period Momentum Indicator | 3.38 |
CullenFrost Bankers Corporate Filings
| 21st of March 2025 Other Reports | ViewVerify | |
| 13th of February 2025 Other Reports | ViewVerify | |
8K | 12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 11th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
CullenFrost Stock media impact
Far too much social signal, news, headlines, and media speculation about CullenFrost Bankers that are available to investors today. That information is available publicly through CullenFrost media outlets and privately through word of mouth or via CullenFrost internal channels. However, regardless of the origin, that massive amount of CullenFrost data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of CullenFrost Bankers news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of CullenFrost Bankers relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to CullenFrost Bankers' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive CullenFrost Bankers alpha.
CullenFrost Bankers Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards CullenFrost Bankers can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
CullenFrost Bankers Historical Investor Sentiment
Investor biases related to CullenFrost Bankers' public news can be used to forecast risks associated with an investment in CullenFrost. The trend in average sentiment can be used to explain how an investor holding CullenFrost can time the market purely based on public headlines and social activities around CullenFrost Bankers. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
CullenFrost Bankers' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for CullenFrost Bankers and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average CullenFrost Bankers news discussions. The higher the estimate score, the more favorable the investor's outlook on CullenFrost Bankers.
CullenFrost Bankers Corporate Directors
| Samuel Dawson | Independent Director | Profile | |
| Cynthia Comparin | Independent Director | Profile | |
| David Haemisegger | Independent Director | Profile | |
| Ida Steen | Independent Director | Profile |
Additional Tools for CullenFrost Stock Analysis
When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.