First Financial Bankshares Stock Today

FFIN Stock  USD 35.70  0.05  0.14%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
First Financial is selling at 35.70 as of the 24th of March 2025; that is 0.14 percent increase since the beginning of the trading day. The stock's open price was 35.65. First Financial has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 24th of December 2024 and ending today, the 24th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
1st of November 1993
Category
Financial Services
Classification
Financials
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 142.98 M outstanding shares of which 7.53 M shares are currently shorted by private and institutional investors with about 17.4 trading days to cover. More on First Financial Bankshares

Moving together with First Stock

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  0.79PB Prosperity BancsharesPairCorr

Moving against First Stock

  0.55VBFC Village BankPairCorr
Follow Valuation Options Odds of Bankruptcy
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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanScott Dueser
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, SP Midcap 400, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
First Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Financial's financial leverage. It provides some insight into what part of First Financial's total assets is financed by creditors.
Liquidity
First Financial Bankshares currently holds 121.05 M in liabilities with Debt to Equity (D/E) ratio of 7.28, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Financial's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

186.34 Million
First Financial Bankshares (FFIN) is traded on NASDAQ Exchange in USA. It is located in 400 Pine Street, Abilene, TX, United States, 79601 and employs 1,400 people. First Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.1 B. First Financial Bank conducts business under Banks sector and is part of Financials industry. The entity has 142.98 M outstanding shares of which 7.53 M shares are currently shorted by private and institutional investors with about 17.4 trading days to cover. First Financial Bankshares currently holds about 365.78 M in cash with 51.74 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.57.
Check First Financial Probability Of Bankruptcy
Ownership Allocation
First Financial holds a total of 142.98 Million outstanding shares. The majority of First Financial Bankshares outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial Bank to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial Bankshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Charles Schwab Investment Management Inc2024-12-31
1.7 M
Goldman Sachs Group Inc2024-12-31
1.4 M
Norges Bank2024-12-31
1.3 M
Nuveen Asset Management, Llc2024-12-31
1.1 M
Amvescap Plc.2024-12-31
1.1 M
Bank Of New York Mellon Corp2024-12-31
1.1 M
Fuller & Thaler Asset Management Inc2024-12-31
915.9 K
Bank Of America Corp2024-12-31
850.8 K
Jpmorgan Chase & Co2024-12-31
687.3 K
Blackrock Inc2024-12-31
17.5 M
First Financial Bankshares Inc2024-12-31
17.3 M
View First Financial Diagnostics

First Financial Historical Income Statement

At this time, First Financial's Total Operating Expenses is very stable compared to the past year. As of the 24th of March 2025, Income Before Tax is likely to grow to about 285.4 M, while Depreciation And Amortization is likely to drop about 7.5 M. View More Fundamentals

First Stock Against Markets

First Financial Corporate Management

Michael WolvertonExecutive LendingProfile
Isabel MontoyaExecutive OperationsProfile
John RuzickaExecutive OfficerProfile
Lawrence KentzChief OfficerProfile
Frank GioiaSenior CenterProfile
Maggie TuschinskiExecutive OfficerProfile
When determining whether First Financial Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bankshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in First Stock, please use our How to Invest in First Financial guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.349
Dividend Share
0.72
Earnings Share
1.56
Revenue Per Share
3.759
Quarterly Revenue Growth
0.223
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.