St Bancorp Stock Performance
| STBA Stock | USD 37.86 0.18 0.47% |
The entity owns a Beta (Systematic Risk) of 0.0672, which indicates not very significant fluctuations relative to the market. As returns on the market increase, ST Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding ST Bancorp is expected to be smaller as well. At this point, ST Bancorp has a negative expected return of -0.0153%. Please make sure to validate ST Bancorp's coefficient of variation, value at risk, rate of daily change, as well as the relationship between the total risk alpha and kurtosis , to decide if ST Bancorp performance from the past will be repeated at some future date.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days ST Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong fundamental drivers, ST Bancorp is not utilizing all of its potentials. The current stock price disturbance, may contribute to short-term losses for the investors. ...more
| ST Bancorp dividend paid on 27th of February 2025 | 02/27/2025 |
| Begin Period Cash Flow | 233.6 M |
STBA |
ST Bancorp Relative Risk vs. Return Landscape
If you would invest 3,856 in ST Bancorp on December 19, 2024 and sell it today you would lose (61.50) from holding ST Bancorp or give up 1.59% of portfolio value over 90 days. ST Bancorp is currently does not generate positive expected returns and assumes 1.5238% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than STBA, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
ST Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for ST Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as ST Bancorp, and traders can use it to determine the average amount a ST Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0101
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | STBA |
Estimated Market Risk
| 1.52 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.02 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average ST Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of ST Bancorp by adding ST Bancorp to a well-diversified portfolio.
ST Bancorp Fundamentals Growth
STBA Stock prices reflect investors' perceptions of the future prospects and financial health of ST Bancorp, and ST Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on STBA Stock performance.
| Return On Equity | 0.0986 | ||||
| Return On Asset | 0.0137 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 1.52 B | ||||
| Shares Outstanding | 38.26 M | ||||
| Price To Earning | 36.73 X | ||||
| Price To Book | 1.06 X | ||||
| Price To Sales | 3.79 X | ||||
| Revenue | 515.87 M | ||||
| EBITDA | 186.32 M | ||||
| Cash And Equivalents | 134.9 M | ||||
| Cash Per Share | 3.46 X | ||||
| Total Debt | 150 M | ||||
| Debt To Equity | 6.98 % | ||||
| Book Value Per Share | 36.08 X | ||||
| Cash Flow From Operations | 173.37 M | ||||
| Earnings Per Share | 3.41 X | ||||
| Total Asset | 9.66 B | ||||
| Retained Earnings | 1.04 B | ||||
About ST Bancorp Performance
By analyzing ST Bancorp's fundamental ratios, stakeholders can gain valuable insights into ST Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if ST Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if ST Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products and services. ST Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania. ST Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1160 people.Things to note about ST Bancorp performance evaluation
Checking the ongoing alerts about ST Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for ST Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| ST Bancorp generated a negative expected return over the last 90 days | |
| About 73.0% of the company shares are owned by institutional investors | |
| On 27th of February 2025 ST Bancorp paid $ 0.34 per share dividend to its current shareholders |
- Analyzing ST Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether ST Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining ST Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating ST Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of ST Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of ST Bancorp's stock. These opinions can provide insight into ST Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for STBA Stock analysis
When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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