St Bancorp Stock Buy Hold or Sell Recommendation
| STBA Stock | USD 42.79 0.58 1.34% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding ST Bancorp is 'Strong Hold'. Macroaxis provides ST Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding STBA positions.
Check out ST Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide. In addition, we conduct extensive research on individual companies such as STBA and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
STBA |
Execute ST Bancorp Buy or Sell Advice
The STBA recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on ST Bancorp. Macroaxis does not own or have any residual interests in ST Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute ST Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
ST Bancorp Trading Alerts and Improvement Suggestions
| About 71.0% of the company shares are owned by institutional investors | |
| On 21st of November 2024 ST Bancorp paid $ 0.34 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Why Altria, LCI Industries And ST Bancorp Are Winners For Passive Income |
ST Bancorp Returns Distribution Density
The distribution of ST Bancorp's historical returns is an attempt to chart the uncertainty of ST Bancorp's future price movements. The chart of the probability distribution of ST Bancorp daily returns describes the distribution of returns around its average expected value. We use ST Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of ST Bancorp returns is essential to provide solid investment advice for ST Bancorp.
| Mean Return | 0.09 | Value At Risk | -2.36 | Potential Upside | 2.82 | Standard Deviation | 2.40 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of ST Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
STBA Stock Institutional Investors
| Shares | Boston Partners Global Investors, Inc | 2024-09-30 | 458.4 K | Northern Trust Corp | 2024-09-30 | 397.1 K | Amvescap Plc. | 2024-06-30 | 341.8 K | Earnest Partners Llc | 2024-06-30 | 287.6 K | Bridgeway Capital Management, Llc | 2024-09-30 | 279.8 K | First Commonwealth Financial Corp | 2024-09-30 | 221.7 K | Panagora Asset Management Inc | 2024-09-30 | 218.5 K | Principal Financial Group Inc | 2024-09-30 | 194.7 K | Norges Bank | 2024-06-30 | 189.6 K | Blackrock Inc | 2024-06-30 | 5.5 M | Vanguard Group Inc | 2024-09-30 | 4.5 M |
ST Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 42.3M | 31.8M | 692.5M | (712.2M) | 23.6M | 15.1M | |
| Free Cash Flow | 133.3M | 48.0M | 212.5M | 236.6M | 165.5M | 173.8M | |
| Depreciation | 5.8M | 7.6M | 11.5M | 9.0M | 7.5M | 5.0M | |
| Other Non Cash Items | 16.2M | 122.3M | 38.1M | 12.7M | 18.4M | 17.8M | |
| Dividends Paid | 37.4M | 43.9M | 44.3M | 47.0M | 49.7M | 26.1M | |
| Capital Expenditures | 5.2M | 5.4M | 3.6M | 3.9M | 6.2M | 4.0M | |
| Net Income | 98.2M | 21.0M | 110.3M | 135.5M | 144.8M | 152.0M | |
| End Period Cash Flow | 197.8M | 229.7M | 922.2M | 210.0M | 233.6M | 149.6M | |
| Investments | (269.2M) | (156.3M) | (166.8M) | (398.6M) | (420.8M) | (441.8M) | |
| Change Receivables | (2.7M) | (1.6M) | (3.8M) | (2.6M) | (2.3M) | (2.4M) | |
| Net Borrowings | (224.4M) | (188.2M) | (66.7M) | 277.8M | 250.0M | 262.5M | |
| Change To Netincome | 15.0M | (16.9M) | 17.7M | 10.2M | 9.2M | 8.6M |
ST Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to ST Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that ST Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a STBA stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.17 | |
β | Beta against Dow Jones | 2.16 | |
σ | Overall volatility | 2.45 | |
Ir | Information ratio | -0.02 |
ST Bancorp Volatility Alert
ST Bancorp has relatively low volatility with skewness of 3.17 and kurtosis of 18.76. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure ST Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact ST Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.ST Bancorp Fundamentals Vs Peers
Comparing ST Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze ST Bancorp's direct or indirect competition across all of the common fundamentals between ST Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as ST Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of ST Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing ST Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare ST Bancorp to competition |
| Fundamentals | ST Bancorp | Peer Average |
| Return On Equity | 0.1 | -0.31 |
| Return On Asset | 0.0142 | -0.14 |
| Profit Margin | 0.35 % | (1.27) % |
| Operating Margin | 0.45 % | (5.51) % |
| Current Valuation | 1.78 B | 16.62 B |
| Shares Outstanding | 38.26 M | 571.82 M |
| Shares Owned By Insiders | 1.40 % | 10.09 % |
| Shares Owned By Institutions | 71.14 % | 39.21 % |
| Number Of Shares Shorted | 741.63 K | 4.71 M |
| Price To Earning | 36.73 X | 28.72 X |
| Price To Book | 1.21 X | 9.51 X |
| Price To Sales | 4.30 X | 11.42 X |
| Revenue | 389.14 M | 9.43 B |
| Gross Profit | 365.68 M | 27.38 B |
| EBITDA | 186.32 M | 3.9 B |
| Net Income | 144.78 M | 570.98 M |
| Cash And Equivalents | 134.9 M | 2.7 B |
| Cash Per Share | 3.46 X | 5.01 X |
| Total Debt | 503.63 M | 5.32 B |
| Debt To Equity | 6.98 % | 48.70 % |
| Book Value Per Share | 35.96 X | 1.93 K |
| Cash Flow From Operations | 171.75 M | 971.22 M |
| Short Ratio | 4.25 X | 4.00 X |
| Earnings Per Share | 3.51 X | 3.12 X |
| Price To Earnings To Growth | 3.54 X | 4.89 X |
| Target Price | 40.75 | |
| Number Of Employees | 1.24 K | 18.84 K |
| Beta | 0.79 | -0.15 |
| Market Capitalization | 1.66 B | 19.03 B |
| Total Asset | 9.55 B | 29.47 B |
| Retained Earnings | 959.6 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 3.35 % |
Note: Disposition of 430 shares by Mark Kochvar of ST Bancorp at 31.89 subject to Rule 16b-3 [view details]
ST Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as STBA . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 2647.87 | |||
| Daily Balance Of Power | (0.50) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 43.11 | |||
| Day Typical Price | 43.0 | |||
| Price Action Indicator | (0.61) | |||
| Period Momentum Indicator | (0.58) | |||
| Relative Strength Index | 67.85 |
About ST Bancorp Buy or Sell Advice
When is the right time to buy or sell ST Bancorp? Buying financial instruments such as STBA Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out ST Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 0.33 | Earnings Share 3.51 | Revenue Per Share 10.107 | Quarterly Revenue Growth 0.014 |
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.