ST Bancorp Valuation
| STBA Stock | USD 39.80 0.30 0.76% |
At this time, the company appears to be fairly valued. ST Bancorp owns a latest Real Value of $40.96 per share. The recent price of the company is $39.8. Our model measures the value of ST Bancorp from analyzing the company fundamentals such as Profit Margin of 0.34 %, current valuation of 1.52 B, and Return On Equity of 0.0986 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting ST Bancorp's valuation include:
Fairly Valued
Today
Please note that ST Bancorp's price fluctuation is very steady at this time. Calculation of the real value of ST Bancorp is based on 3 months time horizon. Increasing ST Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since ST Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of STBA Stock. However, ST Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 39.8 | Real 40.96 | Target 42.5 | Hype 39.81 | Naive 38.61 |
The real value of STBA Stock, also known as its intrinsic value, is the underlying worth of ST Bancorp Company, which is reflected in its stock price. It is based on ST Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of ST Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of ST Bancorp helps investors to forecast how STBA stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of ST Bancorp more accurately as focusing exclusively on ST Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use ST Bancorp's intrinsic value based on its ongoing forecasts of ST Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against ST Bancorp's closest peers. If more than one evaluation category is relevant for ST Bancorp we suggest using both methods to arrive at a better estimate.
ST Bancorp Cash |
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STBA Valuation Trend
Comparing ST Bancorp's enterprise value against its market capitalization is a good way to estimate the value of ST Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
STBA Revenue by Product
ST Bancorp Total Value Analysis
ST Bancorp is at this time forecasted to have valuation of 1.52 B with market capitalization of 1.52 B, debt of 503.63 M, and cash on hands of 134.9 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the ST Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.52 B | 1.52 B | 503.63 M | 134.9 M |
ST Bancorp Investor Information
About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.09. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. ST Bancorp last dividend was issued on the 13th of February 2025. The entity had 2:1 split on the 2nd of November 1998. Based on the analysis of ST Bancorp's profitability, liquidity, and operating efficiency, ST Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.39 | 0.41 |
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| Total Cash From Operating Activities | 207.4 M | 197.5 M |
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| Operating Income | 123.1 M | 205.6 M |
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ST Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. ST Bancorp has an asset utilization ratio of 4.07 percent. This suggests that the Company is making $0.0407 for each dollar of assets. An increasing asset utilization means that ST Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.ST Bancorp Ownership Allocation
ST Bancorp secures a total of 38.26 Million outstanding shares. The majority of ST Bancorp outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to take positions in ST Bancorp to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in ST Bancorp. Please pay attention to any change in the institutional holdings of ST Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.ST Bancorp Profitability Analysis
The company reported the previous year's revenue of 389.14 M. Net Income was 144.78 M with profit before overhead, payroll, taxes, and interest of 383.76 M.ST Bancorp Past Distributions to stockholders
| 21st of November 2024 | ||
| 22nd of August 2024 | ||
| 8th of August 2024 | ||
| 23rd of May 2024 | ||
| 22nd of February 2024 | ||
| 24th of November 2023 | ||
| 24th of August 2023 | ||
| 25th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates ST Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in ST Bancorp and how it compares across the competition.
About ST Bancorp Valuation
The stock valuation mechanism determines ST Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of ST Bancorp. We calculate exposure to ST Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of ST Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 447.5 M | 469.9 M | |
| Pretax Profit Margin | 0.53 | 0.45 | |
| Operating Profit Margin | 0.41 | 0.39 | |
| Net Profit Margin | 0.43 | 0.34 | |
| Gross Profit Margin | 1.12 | 1.08 |
ST Bancorp Quarterly Retained Earnings |
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A single share of ST Bancorp represents a small ownership stake in the entity. As a stockholder of STBA, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
ST Bancorp Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about (54.3 M). In addition to that, Dividend Yield is expected to decline to 0.03. At present, ST Bancorp's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 1.19, whereas Retained Earnings Total Equity is forecasted to decline to about 633.7 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -57.2 M | -54.3 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | 0.31 | 0.29 | |
| Dividend Paid And Capex Coverage Ratio | 2.76 | 2.07 |
There are various types of dividends ST Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of STBA shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from ST Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When STBA pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of ST Bancorp by the value of the dividends paid out.
ST Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 38.7 M | |
| Quarterly Earnings Growth Y O Y | -0.111 | |
| Forward Price Earnings | 12.7389 |
ST Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of ST Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value STBA we look at many different elements of the entity such as STBA's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as ST Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use ST Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes ST Bancorp's worth.Complementary Tools for STBA Stock analysis
When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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