St Bancorp Stock Fundamentals
| STBA Stock | USD 37.57 0.37 0.98% |
ST Bancorp fundamentals help investors to digest information that contributes to ST Bancorp's financial success or failures. It also enables traders to predict the movement of STBA Stock. The fundamental analysis module provides a way to measure ST Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to ST Bancorp stock.
At present, ST Bancorp's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 190.1 M, whereas Other Operating Expenses is forecasted to decline to about 6 M.
STBA | Select Account or Indicator |
ST Bancorp Company Return On Equity Analysis
ST Bancorp's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current ST Bancorp Return On Equity | 0.0986 |
Most of ST Bancorp's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, ST Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
STBA Return On Equity Historical Pattern
Today, most investors in ST Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ST Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of ST Bancorp return on equity as a starting point in their analysis.
ST Bancorp Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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STBA Total Stockholder Equity
Total Stockholder Equity |
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At present, ST Bancorp's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting.
Based on the latest financial disclosure, ST Bancorp has a Return On Equity of 0.0986. This is 93.2% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 131.81% lower than that of the firm.
ST Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining ST Bancorp's current stock value. Our valuation model uses many indicators to compare ST Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ST Bancorp competition to find correlations between indicators driving ST Bancorp's intrinsic value. More Info.ST Bancorp is rated below average in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for ST Bancorp is roughly 7.20 . At present, ST Bancorp's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the ST Bancorp's earnings, one of the primary drivers of an investment's value.STBA Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ST Bancorp's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ST Bancorp could also be used in its relative valuation, which is a method of valuing ST Bancorp by comparing valuation metrics of similar companies.ST Bancorp is currently under evaluation in return on equity category among its peers.
ST Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of ST Bancorp from analyzing ST Bancorp's financial statements. These drivers represent accounts that assess ST Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of ST Bancorp's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 970.5M | 1.2B | 1.3B | 1.3B | 1.5B | 744.3M | |
| Enterprise Value | 903.6M | 385.5M | 1.6B | 1.5B | 1.4B | 883.6M |
ST Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ST Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ST Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
STBA Fundamentals
| Return On Equity | 0.0986 | ||||
| Return On Asset | 0.0137 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 1.5 B | ||||
| Shares Outstanding | 38.26 M | ||||
| Shares Owned By Insiders | 1.40 % | ||||
| Shares Owned By Institutions | 73.08 % | ||||
| Number Of Shares Shorted | 694.96 K | ||||
| Price To Earning | 36.73 X | ||||
| Price To Book | 1.04 X | ||||
| Price To Sales | 3.78 X | ||||
| Revenue | 515.87 M | ||||
| Gross Profit | 383.76 M | ||||
| EBITDA | 186.32 M | ||||
| Net Income | 131.26 M | ||||
| Cash And Equivalents | 134.9 M | ||||
| Cash Per Share | 3.46 X | ||||
| Total Debt | 150 M | ||||
| Debt To Equity | 6.98 % | ||||
| Book Value Per Share | 36.08 X | ||||
| Cash Flow From Operations | 173.37 M | ||||
| Short Ratio | 3.96 X | ||||
| Earnings Per Share | 3.41 X | ||||
| Price To Earnings To Growth | 3.54 X | ||||
| Target Price | 42.75 | ||||
| Number Of Employees | 1.21 K | ||||
| Beta | 0.79 | ||||
| Market Capitalization | 1.45 B | ||||
| Total Asset | 9.66 B | ||||
| Retained Earnings | 1.04 B | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.35 % | ||||
| Net Asset | 9.66 B | ||||
| Last Dividend Paid | 1.34 |
About ST Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ST Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ST Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ST Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 515.9 M | 541.7 M | |
| Cost Of Revenue | 504.9 K | 479.7 K | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.24 | 0.22 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 13.38 | 14.05 | |
| Ebit Per Revenue | 0.99 | 0.94 |
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Check out ST Bancorp Piotroski F Score and ST Bancorp Altman Z Score analysis. For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 1.34 | Earnings Share 3.41 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.