LendingClub Corp Net Worth

LendingClub Corp Net Worth Breakdown

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The net worth of LendingClub Corp is the difference between its total assets and liabilities. LendingClub Corp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of LendingClub Corp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. LendingClub Corp's net worth can be used as a measure of its financial health and stability which can help investors to decide if LendingClub Corp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in LendingClub Corp stock.

LendingClub Corp Net Worth Analysis

LendingClub Corp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including LendingClub Corp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of LendingClub Corp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform LendingClub Corp's net worth analysis. One common approach is to calculate LendingClub Corp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares LendingClub Corp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing LendingClub Corp's net worth. This approach calculates the present value of LendingClub Corp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of LendingClub Corp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate LendingClub Corp's net worth. This involves comparing LendingClub Corp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into LendingClub Corp's net worth relative to its peers.
To determine if LendingClub Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding LendingClub Corp's net worth research are outlined below:
LendingClub Corp generated a negative expected return over the last 90 days
LendingClub Corp has high historical volatility and very poor performance
LendingClub Corp reports about 1.03 B in cash with (2.63 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07.
Over 79.0% of the company shares are owned by institutional investors
LendingClub Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in LendingClub Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to LendingClub Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024
Upcoming Quarterly Report
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24th of April 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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30th of January 2024
Next Fiscal Year End
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30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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Follow LendingClub Corp's market capitalization trends

The company currently falls under 'Mid-Cap' category with a market capitalization of 1.23 B.

Project LendingClub Corp's profitablity

The company has Net Profit Margin (PM) of 0.04 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.04 %, which signifies that for every $100 of sales, it has a net operating income of $0.04.
When accessing LendingClub Corp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures LendingClub Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of LendingClub Corp's profitability and make more informed investment decisions.
Please note, the presentation of LendingClub Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, LendingClub Corp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of LendingClub Corp's management manipulating its earnings.
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific LendingClub Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on LendingClub Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases LendingClub Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
LendingClub Corp time-series forecasting models is one of many LendingClub Corp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary LendingClub Corp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

LendingClub Corp Earnings per Share Projection vs Actual

LendingClub Corp Corporate Directors

Simon WilliamsIndependent DirectorProfile
Thomas CaseyChief Financial Officer, Independent DirectorProfile
Michael ZeisserIndependent DirectorProfile
Patricia McCordIndependent DirectorProfile
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.