UMB Historical Balance Sheet

UMBF Stock

USD 105.27 2.92 2.85%

Trend analysis of UMB Financial balance sheet accounts such as Common Stock Shares Outstanding of 51.4 M, Total Assets of 52.9 B, Short and Long Term Debt Total of 645.1 M or Total Stockholder Equity of 3.6 B provides information on UMB Financial's total assets, liabilities, and equity, which is the actual value of UMB Financial to its prevalent stockholders. By breaking down trends over time using UMB Financial balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.

Cash Flow Balance Sheet Income Statement

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Financial Statement Analysis is much more than just reviewing and examining UMB Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether UMB Financial is a good buy for the upcoming year.

UMB Financial Inventory

(913.69 Million)

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

About UMB Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of UMB Financial at a specified time, usually calculated after every quarter, six months, or one year. UMB Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of UMB Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which UMB currently owns. An asset can also be divided into two categories, current and non-current.

UMB Financial Balance Sheet Chart

At this time, UMB Financial's Short and Long Term Debt Total is most likely to increase significantly in the upcoming years. The UMB Financial's current Total Stockholder Equity is estimated to increase to about 3.6 B, while Cash is projected to decrease to roughly 544.5 M.

Common Stock Shares Outstanding Total Assets Total Stockholder Equity Retained Earnings

Add Fundamental

Common Stock Shares Outstanding

The total number of shares of a company's common stock that are currently owned by all its shareholders.

Total Assets

Total assets refers to the total amount of UMB Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in UMB Financial books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most accounts from UMB Financial's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.At this time, UMB Financial's Short and Long Term Debt Total is most likely to increase significantly in the upcoming years. The UMB Financial's current Total Stockholder Equity is estimated to increase to about 3.6 B, while Cash is projected to decrease to roughly 544.5 M.

	2022	2023	2024	2025 (projected)
Short and Long Term Debt Total	2.6B	1.4B	385.3M	645.1M
Total Assets	38.5B	44.0B	50.4B	52.9B

Short Long Term Debt Total Total Assets

UMB Financial balance sheet Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Other Current Liab	Total Current Liabilities	Net Receivables	Short Term Debt	Other Current Assets	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable
Common Stock Shares Outstanding		0.68	0.56	0.78	0.38	-0.07	0.69	0.13	0.11	-0.04	0.3	0.15	0.14	0.78	0.3	0.51	0.1	-0.18	0.47	0.49	0.6	0.51	0.27	0.28	-0.57	0.09
Total Assets	0.68		0.38	0.96	0.18	-0.25	0.99	0.33	0.18	0.07	0.39	0.19	0.32	0.54	0.52	0.86	-0.21	-0.24	0.3	0.84	0.45	0.38	0.47	0.48	0.05	0.21
Short Long Term Debt Total	0.56	0.38		0.48	0.5	-0.61	0.33	0.6	0.23	-0.27	-0.23	0.45	0.03	0.57	-0.4	0.49	0.47	0.37	0.87	-0.02	0.98	0.47	0.22	0.22	-0.12	0.49
Total Stockholder Equity	0.78	0.96	0.48		0.4	-0.28	0.95	0.34	0.21	0.07	0.34	0.27	0.26	0.7	0.43	0.76	-0.02	-0.15	0.39	0.73	0.55	0.4	0.58	0.59	-0.15	0.17
Property Plant And Equipment Net	0.38	0.18	0.5	0.4		-0.21	0.15	0.17	0.09	-0.08	0.17	0.28	-0.19	0.7	-0.18	0.13	0.62	0.56	0.49	-0.18	0.49	-0.06	0.73	0.73	-0.59	-0.02
Net Debt	-0.07	-0.25	-0.61	-0.28	-0.21		-0.14	-0.99	-0.55	-0.22	0.54	-0.8	-0.27	-0.25	0.31	-0.42	-0.57	-0.41	-0.56	0.01	-0.55	-0.53	-0.15	-0.14	-0.21	-0.83
Retained Earnings	0.69	0.99	0.33	0.95	0.15	-0.14		0.23	0.16	0.06	0.44	0.13	0.35	0.54	0.56	0.83	-0.31	-0.31	0.25	0.87	0.4	0.32	0.46	0.47	0.02	0.09
Cash	0.13	0.33	0.6	0.34	0.17	-0.99	0.23		0.64	0.3	-0.53	0.84	0.4	0.28	-0.23	0.47	0.47	0.32	0.53	0.11	0.54	0.56	0.15	0.15	0.23	0.79
Non Current Assets Total	0.11	0.18	0.23	0.21	0.09	-0.55	0.16	0.64		0.79	-0.55	0.89	0.89	0.28	0.14	0.12	0.12	-0.08	0.01	0.35	0.13	0.27	0.17	0.16	-0.01	0.14
Non Currrent Assets Other	-0.04	0.07	-0.27	0.07	-0.08	-0.22	0.06	0.3	0.79		-0.3	0.63	0.78	0.16	0.4	-0.08	-0.09	-0.15	-0.46	0.39	-0.33	-0.01	0.1	0.1	-0.05	-0.1
Other Assets	0.3	0.39	-0.23	0.34	0.17	0.54	0.44	-0.53	-0.55	-0.3		-0.59	-0.32	0.22	0.6	0.3	-0.28	-0.13	-0.17	0.34	-0.11	-0.24	0.44	0.45	-0.2	-0.36
Cash And Short Term Investments	0.15	0.19	0.45	0.27	0.28	-0.8	0.13	0.84	0.89	0.63	-0.59		0.63	0.38	-0.07	0.18	0.46	0.23	0.26	0.15	0.37	0.34	0.22	0.21	-0.03	0.44
Non Current Liabilities Total	0.14	0.32	0.03	0.26	-0.19	-0.27	0.35	0.4	0.89	0.78	-0.32	0.63		0.17	0.4	0.24	-0.33	-0.37	-0.19	0.63	-0.05	0.18	0.05	0.05	0.13	-0.07
Other Stockholder Equity	0.78	0.54	0.57	0.7	0.7	-0.25	0.54	0.28	0.28	0.16	0.22	0.38	0.17		0.14	0.44	0.35	0.22	0.51	0.28	0.61	0.32	0.67	0.66	-0.59	0.06
Total Liab	0.3	0.52	-0.4	0.43	-0.18	0.31	0.56	-0.23	0.14	0.4	0.6	-0.07	0.4	0.14		0.22	-0.45	-0.63	-0.55	0.79	-0.31	0.0	0.29	0.3	-0.05	-0.32
Property Plant And Equipment Gross	0.51	0.86	0.49	0.76	0.13	-0.42	0.83	0.47	0.12	-0.08	0.3	0.18	0.24	0.44	0.22		-0.16	0.06	0.5	0.61	0.51	0.38	0.37	0.37	0.19	0.44
Total Current Assets	0.1	-0.21	0.47	-0.02	0.62	-0.57	-0.31	0.47	0.12	-0.09	-0.28	0.46	-0.33	0.35	-0.45	-0.16		0.6	0.51	-0.57	0.45	0.31	0.25	0.24	-0.41	0.5
Other Current Liab	-0.18	-0.24	0.37	-0.15	0.56	-0.41	-0.31	0.32	-0.08	-0.15	-0.13	0.23	-0.37	0.22	-0.63	0.06	0.6		0.44	-0.61	0.32	-0.25	0.26	0.25	-0.07	0.32
Total Current Liabilities	0.47	0.3	0.87	0.39	0.49	-0.56	0.25	0.53	0.01	-0.46	-0.17	0.26	-0.19	0.51	-0.55	0.5	0.51	0.44		-0.18	0.84	0.52	0.17	0.16	-0.2	0.55
Net Receivables	0.49	0.84	-0.02	0.73	-0.18	0.01	0.87	0.11	0.35	0.39	0.34	0.15	0.63	0.28	0.79	0.61	-0.57	-0.61	-0.18		0.03	0.22	0.26	0.28	0.14	-0.1
Short Term Debt	0.6	0.45	0.98	0.55	0.49	-0.55	0.4	0.54	0.13	-0.33	-0.11	0.37	-0.05	0.61	-0.31	0.51	0.45	0.32	0.84	0.03		0.48	0.31	0.3	-0.11	0.48
Other Current Assets	0.51	0.38	0.47	0.4	-0.06	-0.53	0.32	0.56	0.27	-0.01	-0.24	0.34	0.18	0.32	0.0	0.38	0.31	-0.25	0.52	0.22	0.48		-0.07	-0.07	-0.12	0.62
Common Stock Total Equity	0.27	0.47	0.22	0.58	0.73	-0.15	0.46	0.15	0.17	0.1	0.44	0.22	0.05	0.67	0.29	0.37	0.25	0.26	0.17	0.26	0.31	-0.07		1.0	-0.21	-0.1
Common Stock	0.28	0.48	0.22	0.59	0.73	-0.14	0.47	0.15	0.16	0.1	0.45	0.21	0.05	0.66	0.3	0.37	0.24	0.25	0.16	0.28	0.3	-0.07	1.0		-0.21	-0.1
Other Liab	-0.57	0.05	-0.12	-0.15	-0.59	-0.21	0.02	0.23	-0.01	-0.05	-0.2	-0.03	0.13	-0.59	-0.05	0.19	-0.41	-0.07	-0.2	0.14	-0.11	-0.12	-0.21	-0.21		0.23
Accounts Payable	0.09	0.21	0.49	0.17	-0.02	-0.83	0.09	0.79	0.14	-0.1	-0.36	0.44	-0.07	0.06	-0.32	0.44	0.5	0.32	0.55	-0.1	0.48	0.62	-0.1	-0.1	0.23

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UMB Financial Account Relationship Matchups

UMB Financial balance sheet Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Common Stock Shares Outstanding	48.3M	48.7M	48.7M	48.8M	49.1M	51.4M
Total Assets	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Short Long Term Debt Total	2.6B	3.5B	2.6B	1.4B	385.3M	645.1M
Total Stockholder Equity	3.0B	3.1B	2.7B	3.1B	3.5B	3.6B
Property Plant And Equipment Net	293.1M	270.9M	263.6M	211.3M	204.6M	237.0M
Net Debt	(3.3B)	(9.0B)	(1.3B)	(4.2B)	(187.9M)	(197.3M)
Retained Earnings	1.9B	2.2B	2.5B	2.8B	3.2B	3.3B
Cash	3.5B	9.3B	1.7B	5.6B	573.2M	544.5M
Non Current Assets Total	11.1B	14.3B	549.8M	37.9B	492.8M	468.2M
Non Currrent Assets Other	(96.8M)	(95.1M)	(13.6B)	36.4B	17.1M	16.3M
Other Assets	9.0B	7.1B	38.0B	5.6B	49.3B	51.8B
Cash And Short Term Investments	12.8B	21.2B	420K	25.1B	573.2M	544.5M
Liabilities And Stockholders Equity	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Non Current Liabilities Total	269.6M	271.5M	381.3M	40.5B	385.3M	366.0M
Other Stockholder Equity	752.3M	787.1M	778.7M	791.5M	809.6M	571.9M
Total Liab	269.6M	271.5M	381.3M	40.9B	46.9B	49.3B
Property Plant And Equipment Gross	293.1M	849.0M	875.8M	606.2M	623.2M	654.3M
Total Current Assets	13.0B	21.4B	420K	452.2M	573.2M	544.5M
Other Current Liab	9.9B	16.3B	14.1B	(615.2M)	(707.5M)	(672.1M)
Total Current Liabilities	12.2B	19.6B	16.3B	384.8M	442.5M	420.4M
Net Receivables	139.9M	131.1M	189.2M	519.7M	425.4M	446.7M
Short Term Debt	2.3B	3.2B	2.2B	1B	1.2B	684.4M
Accumulated Other Comprehensive Income	318.3M	126.3M	(702.7M)	(556.9M)	(573.1M)	(544.4M)
Other Current Assets	5.4B	10.7B	2.9B	6.2B	5.6B	3.7B
Other Liab	62.1M	154.5M	188.7M	172.9M	198.8M	123.9M
Accounts Payable	232.2M	319.7M	35.6B	239.6M	215.7M	204.9M
Long Term Debt	269.6M	271.5M	381.3M	383.2M	385.3M	404.6M
Short Term Investments	9.3B	12.0B	7.0B	19.5B	7.8B	6.7B
Inventory	(5.4B)	(10.7B)	(3.1B)	(966.9M)	(870.2M)	(913.7M)
Treasury Stock	(278.0M)	(338.1M)	(323.5M)	(347.3M)	(312.5M)	(328.2M)
Intangible Assets	21.1M	14.4M	78.7M	101.4M	63.6M	43.8M
Property Plant Equipment	300.3M	293.1M	270.9M	263.6M	303.2M	276.7M
Net Tangible Assets	2.4B	2.8B	3.0B	2.4B	2.7B	2.0B
Retained Earnings Total Equity	1.7B	1.9B	2.2B	2.5B	2.9B	1.5B
Long Term Debt Total	97.5M	269.6M	271.5M	381.3M	438.5M	460.4M
Capital Surpluse	1.1B	1.1B	1.1B	1.1B	1.3B	1.1B
Long Term Investments	26.7B	13.8B	13.2B	13.2B	13.6B	17.1B

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When determining whether UMB Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if UMB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Umb Financial Stock. Highlighted below are key reports to facilitate an investment decision about Umb Financial Stock:

How To Invest In UMB

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Is UMB Stock a good investment?

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What is UMB Financial's Net Worth?

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Largest Banking Companies

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Largest Banks - Regional Companies

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For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.677

Dividend Share

1.57

Earnings Share

8.99

Revenue Per Share

32.165

Quarterly Revenue Growth

0.12

The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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UMB Historical Balance Sheet

UMB Financial Inventory

(913.69 Million)

About UMB Balance Sheet Analysis

UMB Financial Balance Sheet Chart

Common Stock Shares Outstanding

Total Assets

Total Stockholder Equity

Retained Earnings

UMB Financial balance sheet Correlations

UMB Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

UMB Financial balance sheet Accounts

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COMPANY

Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.99	Total Assets
Short Term Debt	+ 0.98	Short Long Term Debt Total
Total Stockholder Equity	+ 0.96	Total Assets
Retained Earnings	+ 0.95	Total Stockholder Equity
Cash And Short Term Investments	+ 0.89	Non Current Assets Total

Cash	- 0.99	Net Debt
Accounts Payable	- 0.83	Net Debt
Cash And Short Term Investments	- 0.8	Net Debt
Other Current Liab	- 0.63	Total Liab
Net Receivables	- 0.61	Other Current Liab
Net Debt	- 0.61	Short Long Term Debt Total