UMB Cash from 2010 to 2025

UMBF Stock  USD 102.67  0.92  0.89%   
UMB Financial's Cash is increasing over the last several years with stable swings. Cash is predicted to flatten to about 544.5 M. Cash is the total amount of money in the form of currency that UMB Financial has in its possession. This includes all bills, coins, and funds in bank accounts. View All Fundamentals
 
Cash  
First Reported
1989-09-30
Previous Quarter
778.1 M
Current Value
573.2 M
Quarterly Volatility
1.4 B
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check UMB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among UMB Financial's main balance sheet or income statement drivers, such as Interest Expense of 1.2 B, Other Operating Expenses of 27 M or Operating Income of 2.2 B, as well as many indicators such as Price To Sales Ratio of 2.58, Dividend Yield of 0.0199 or PTB Ratio of 1.18. UMB financial statements analysis is a perfect complement when working with UMB Financial Valuation or Volatility modules.
  
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

Latest UMB Financial's Cash Growth Pattern

Below is the plot of the Cash of UMB Financial over the last few years. Cash refers to the most liquid asset of UMB Financial, which is listed under current asset account on UMB Financial balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from UMB Financial customers. The amounts must be unrestricted with restricted cash listed in a different UMB Financial account. It is the total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts. UMB Financial's Cash historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in UMB Financial's overall financial position and show how it may be relating to other accounts over time.
Cash10 Years Trend
Pretty Stable
   Cash   
       Timeline  

UMB Cash Regression Statistics

Arithmetic Mean2,292,101,328
Geometric Mean1,676,206,799
Coefficient Of Variation98.05
Mean Deviation1,481,184,086
Median1,692,953,000
Standard Deviation2,247,354,969
Sample Variance5050604.4T
Range8.7B
R-Value0.28
Mean Square Error4998184.7T
R-Squared0.08
Significance0.30
Slope130,434,557
Total Sum of Squares75759065.3T

UMB Cash History

2025544.5 M
2024573.2 M
20235.6 B
20221.7 B
20219.3 B
20203.5 B
20191.7 B

Other Fundumenentals of UMB Financial

UMB Financial Cash component correlations

About UMB Financial Financial Statements

UMB Financial stakeholders use historical fundamental indicators, such as UMB Financial's Cash, to determine how well the company is positioned to perform in the future. Although UMB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in UMB Financial's assets and liabilities are reflected in the revenues and expenses on UMB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in UMB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Cash573.2 M544.5 M
Cash And Short Term Investments573.2 M544.5 M
Change In Cash13.7 M13.1 M
Free Cash Flow93 M176 M
Begin Period Cash Flow109.4 M103.9 M
Other Cashflows From Financing Activities34.6 M32.9 M
Other Non Cash Items-8.5 M-8.1 M
Total Cash From Operating Activities93 M88.4 M
Total Cash From Financing Activities-81.6 M-77.5 M
End Period Cash Flow123.1 M116.9 M
Total Cashflows From Investing Activities-3.5 B-3.3 B
Cash And Cash Equivalents Changes-6.9 B-6.5 B
Cash Flows Other Operating296.7 M311.5 M
Other Cashflows From Investing Activities111.3 M116.9 M
Free Cash Flow Yield 0.02  0.02 
Operating Cash Flow Per Share 1.91  3.35 
Free Cash Flow Per Share 1.91  2.76 
Cash Per Share 11.76  11.17 
Capex To Operating Cash Flow 0.07  0.06 
EV To Operating Cash Flow 57.11  59.96 
EV To Free Cash Flow 57.11  59.96 
Price To Operating Cash Flows Ratio 59.13  62.09 
Price To Free Cash Flows Ratio 59.13  62.09 
Cash Ratio 13.12  12.46 
Cash Conversion Cycle 71.52  64.81 
Operating Cash Flow Sales Ratio 0.04  0.04 
Free Cash Flow Operating Cash Flow Ratio 0.85  0.55 
Cash Flow Coverage Ratios 0.24  0.23 
Price Cash Flow Ratio 59.13  62.09 
Cash Flow To Debt Ratio 0.24  0.23 

Currently Active Assets on Macroaxis

When determining whether UMB Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if UMB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Umb Financial Stock. Highlighted below are key reports to facilitate an investment decision about Umb Financial Stock:
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.677
Dividend Share
1.57
Earnings Share
8.99
Revenue Per Share
32.165
Quarterly Revenue Growth
0.12
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.