UMB Retained Earnings from 2010 to 2025

UMBF Stock  USD 105.05  0.22  0.21%   
UMB Financial's Retained Earnings are increasing over the last several years with slightly volatile swings. Retained Earnings are estimated to finish at about 3.3 B this year. Retained Earnings is the cumulative amount of net income that UMB Financial retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals
 
Retained Earnings  
First Reported
1989-09-30
Previous Quarter
3.1 B
Current Value
3.2 B
Quarterly Volatility
785.3 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check UMB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among UMB Financial's main balance sheet or income statement drivers, such as Interest Expense of 1.2 B, Other Operating Expenses of 27 M or Operating Income of 2.2 B, as well as many indicators such as Price To Sales Ratio of 2.58, Dividend Yield of 0.0199 or PTB Ratio of 1.18. UMB financial statements analysis is a perfect complement when working with UMB Financial Valuation or Volatility modules.
  
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

Latest UMB Financial's Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of UMB Financial over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. UMB Financial's Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in UMB Financial's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 3.17 B10 Years Trend
Slightly volatile
   Retained Earnings   
       Timeline  

UMB Retained Earnings Regression Statistics

Arithmetic Mean1,629,520,150
Geometric Mean1,314,767,211
Coefficient Of Variation57.94
Mean Deviation773,699,294
Median1,488,421,000
Standard Deviation944,207,299
Sample Variance891527.4T
Range3.2B
R-Value0.98
Mean Square Error43398.1T
R-Squared0.95
Slope193,765,606
Total Sum of Squares13372911.3T

UMB Retained Earnings History

20253.3 B
20243.2 B
20232.8 B
20222.5 B
20212.2 B
20201.9 B
20191.7 B

Other Fundumenentals of UMB Financial

UMB Financial Retained Earnings component correlations

0.96-0.250.990.52-0.210.840.450.480.210.940.58-0.440.090.490.30.80.960.820.21-0.650.850.88-0.63
0.96-0.280.950.43-0.020.730.550.590.170.870.6-0.35-0.090.650.360.890.880.890.44-0.750.850.8-0.53
-0.25-0.28-0.140.31-0.570.01-0.55-0.14-0.83-0.18-0.60.270.20.070.03-0.45-0.14-0.18-0.010.1-0.27-0.35-0.32
0.990.95-0.140.56-0.310.870.40.470.090.950.55-0.430.150.50.30.770.960.820.21-0.640.850.87-0.64
0.520.430.310.56-0.450.79-0.310.3-0.320.430.29-0.090.320.180.320.080.490.34-0.11-0.110.20.47-0.72
-0.21-0.02-0.57-0.31-0.45-0.570.450.240.5-0.380.050.24-0.730.190.10.19-0.40.040.41-0.16-0.18-0.350.44
0.840.730.010.870.79-0.570.030.28-0.10.840.6-0.370.420.290.210.490.860.6-0.02-0.350.660.89-0.66
0.450.55-0.550.4-0.310.450.030.30.480.390.33-0.09-0.460.490.080.760.360.590.47-0.560.570.320.13
0.480.59-0.140.470.30.240.280.3-0.10.280.49-0.40.090.340.910.470.310.550.23-0.370.380.27-0.12
0.210.17-0.830.09-0.320.5-0.10.48-0.10.150.21-0.07-0.35-0.04-0.260.350.130.11-0.14-0.160.220.20.11
0.940.87-0.180.950.43-0.380.840.390.280.150.53-0.420.210.420.150.761.00.760.15-0.630.850.9-0.55
0.580.6-0.60.550.290.050.60.330.490.210.53-0.470.320.120.410.560.50.490.08-0.240.510.750.06
-0.44-0.350.27-0.43-0.090.24-0.37-0.09-0.4-0.07-0.42-0.47-0.510.3-0.31-0.2-0.41-0.020.24-0.04-0.38-0.480.18
0.09-0.090.20.150.32-0.730.42-0.460.09-0.350.210.32-0.51-0.520.31-0.270.2-0.17-0.670.360.020.31-0.04
0.490.650.070.50.180.190.290.490.34-0.040.420.120.3-0.520.170.730.430.810.78-0.820.610.33-0.26
0.30.360.030.30.320.10.210.080.91-0.260.150.41-0.310.310.170.20.170.370.04-0.230.140.13-0.04
0.80.89-0.450.770.080.190.490.760.470.350.760.56-0.2-0.270.730.20.740.910.54-0.780.90.71-0.18
0.960.88-0.140.960.49-0.40.860.360.310.131.00.5-0.410.20.430.170.740.760.14-0.620.840.89-0.62
0.820.89-0.180.820.340.040.60.590.550.110.760.49-0.02-0.170.810.370.910.760.5-0.820.830.67-0.31
0.210.44-0.010.21-0.110.41-0.020.470.23-0.140.150.080.24-0.670.780.040.540.140.5-0.590.30.06-0.02
-0.65-0.750.1-0.64-0.11-0.16-0.35-0.56-0.37-0.16-0.63-0.24-0.040.36-0.82-0.23-0.78-0.62-0.82-0.59-0.66-0.430.3
0.850.85-0.270.850.2-0.180.660.570.380.220.850.51-0.380.020.610.140.90.840.830.3-0.660.84-0.32
0.880.8-0.350.870.47-0.350.890.320.270.20.90.75-0.480.310.330.130.710.890.670.06-0.430.84-0.42
-0.63-0.53-0.32-0.64-0.720.44-0.660.13-0.120.11-0.550.060.18-0.04-0.26-0.04-0.18-0.62-0.31-0.020.3-0.32-0.42
Click cells to compare fundamentals

About UMB Financial Financial Statements

UMB Financial stakeholders use historical fundamental indicators, such as UMB Financial's Retained Earnings, to determine how well the company is positioned to perform in the future. Although UMB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in UMB Financial's assets and liabilities are reflected in the revenues and expenses on UMB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in UMB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Retained Earnings3.2 B3.3 B
Retained Earnings Total Equity2.9 B1.5 B

Currently Active Assets on Macroaxis

When determining whether UMB Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if UMB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Umb Financial Stock. Highlighted below are key reports to facilitate an investment decision about Umb Financial Stock:
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.677
Dividend Share
1.57
Earnings Share
8.99
Revenue Per Share
32.165
Quarterly Revenue Growth
0.12
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.