Is UMB Financial Stock a Good Investment?
UMB Financial Investment Advice | UMBFP |
- Examine UMB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research UMB Financial's leadership team and their track record. Good management can help UMB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Banking space and any emerging trends that could impact UMB Financial's business and its evolving consumer preferences.
- Compare UMB Financial's performance and market position to its competitors. Analyze how UMB Financial is positioned in terms of product offerings, innovation, and market share.
- Check if UMB Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about UMB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in UMB Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if UMB Financial is a good investment.
Sell | Buy |
Hold
Market Performance | Strong | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine UMB Financial Stock
Researching UMB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company last dividend was issued on the 15th of January 2025.
To determine if UMB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding UMB Financial's research are outlined below:
| UMB Financial has a frail financial position based on the latest SEC disclosures |
UMB Financial's profitablity analysis
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.37 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.37.Determining UMB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if UMB Financial is a good buy. For example, gross profit margin measures UMB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of UMB Financial's profitability and make more informed investment decisions.
Evaluate UMB Financial's management efficiency
UMB Financial's management efficiency ratios could be used to measure how well UMB Financial manages its routine affairs as well as how well it operates its assets and liabilities.The strategic decisions made by UMB Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Beta 0.834 |
Basic technical analysis of UMB Stock
As of the 26th of February, UMB Financial owns the risk adjusted performance of 0.1973, and Standard Deviation of 0.3681. In relation to fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of UMB Financial, as well as the relationship between them.Understand UMB Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing UMB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1973 | |||
| Market Risk Adjusted Performance | 58.56 | |||
| Mean Deviation | 0.2809 | |||
| Coefficient Of Variation | 355.08 | |||
| Standard Deviation | 0.3681 | |||
| Variance | 0.1355 | |||
| Information Ratio | 0.272 | |||
| Jensen Alpha | 0.0937 | |||
| Total Risk Alpha | 0.0969 | |||
| Treynor Ratio | 58.55 | |||
| Maximum Drawdown | 1.43 | |||
| Value At Risk | (0.51) | |||
| Potential Upside | 0.9182 | |||
| Skewness | 0.3588 | |||
| Kurtosis | 0.5627 |
| Risk Adjusted Performance | 0.1973 | |||
| Market Risk Adjusted Performance | 58.56 | |||
| Mean Deviation | 0.2809 | |||
| Coefficient Of Variation | 355.08 | |||
| Standard Deviation | 0.3681 | |||
| Variance | 0.1355 | |||
| Information Ratio | 0.272 | |||
| Jensen Alpha | 0.0937 | |||
| Total Risk Alpha | 0.0969 | |||
| Treynor Ratio | 58.55 | |||
| Maximum Drawdown | 1.43 | |||
| Value At Risk | (0.51) | |||
| Potential Upside | 0.9182 | |||
| Skewness | 0.3588 | |||
| Kurtosis | 0.5627 |
Consider UMB Financial's intraday indicators
UMB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of UMB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
UMB Financial time-series forecasting models is one of many UMB Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary UMB Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
UMB Stock media impact
Far too much social signal, news, headlines, and media speculation about UMB Financial that are available to investors today. That information is available publicly through UMB media outlets and privately through word of mouth or via UMB internal channels. However, regardless of the origin, that massive amount of UMB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of UMB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of UMB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to UMB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive UMB Financial alpha.
UMB Financial Corporate Management
| David Odgers | Chief VP | Profile | |
| Robert Beaird | Chief VP | Profile | |
| Amy Harris | Executive Officer | Profile | |
| Shannon Johnson | Executive Officer | Profile | |
| Thomas Terry | Executive Officer | Profile |
Additional Tools for UMB Stock Analysis
When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.