Is Texas Capital Stock a Good Investment?
Texas Capital Investment Advice | TCBI |
- Examine Texas Capital's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Texas Capital's leadership team and their track record. Good management can help Texas Capital navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Texas Capital's business and its evolving consumer preferences.
- Compare Texas Capital's performance and market position to its competitors. Analyze how Texas Capital is positioned in terms of product offerings, innovation, and market share.
- Check if Texas Capital pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Texas Capital's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Texas Capital Bancshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Texas Capital Bancshares is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Texas Capital Stock
Researching Texas Capital's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.17. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Texas Capital Bancshares has Price/Earnings To Growth (PEG) ratio of 1.4. The entity last dividend was issued on the March 3, 2016.
To determine if Texas Capital is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Texas Capital's research are outlined below:
| Texas Capital generated a negative expected return over the last 90 days | |
| Over 98.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Segall Bryant Hamill LLC Purchases 23,017 Shares of Texas Capital Bancshares, Inc. |
Texas Capital Quarterly Liabilities And Stockholders Equity |
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Texas Capital uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Texas Capital Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Texas Capital's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Texas Capital's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Texas Capital's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-04-21 | 2010-03-31 | 0.19 | 0.21 | 0.02 | 10 | ||
2010-01-27 | 2009-12-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2009-07-22 | 2009-06-30 | 0.08 | 0.06 | -0.02 | 25 | ||
2008-10-22 | 2008-09-30 | 0.3 | 0.27 | -0.03 | 10 | ||
2009-04-22 | 2009-03-31 | 0.13 | 0.17 | 0.04 | 30 | ||
2005-04-20 | 2005-03-31 | 0.24 | 0.2 | -0.04 | 16 | ||
2006-07-19 | 2006-06-30 | 0.29 | 0.24 | -0.05 | 17 | ||
2011-10-19 | 2011-09-30 | 0.5 | 0.56 | 0.06 | 12 |
Texas Capital Target Price Consensus
Texas target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Texas Capital's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 13 | Buy |
Most Texas analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Texas stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Texas Capital Bancshares, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationTexas Capital Target Price Projection
Texas Capital's current and average target prices are 76.38 and 86.08, respectively. The current price of Texas Capital is the price at which Texas Capital Bancshares is currently trading. On the other hand, Texas Capital's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Texas Capital Market Quote on 26th of March 2025
Target Price
Analyst Consensus On Texas Capital Target Price
Texas Capital Analyst Ratings
Texas Capital's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Texas Capital stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Texas Capital's financials, market performance, and future outlook by experienced professionals. Texas Capital's historical ratings below, therefore, can serve as a valuable tool for investors.Know Texas Capital's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Texas Capital is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Texas Capital Bancshares backward and forwards among themselves. Texas Capital's institutional investor refers to the entity that pools money to purchase Texas Capital's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of New York Mellon Corp | 2024-12-31 | 772.4 K | Massachusetts Financial Services Company | 2024-12-31 | 744.8 K | Northern Trust Corp | 2024-12-31 | 660.5 K | William Blair Investment Management, Llc | 2024-12-31 | 627.9 K | Heartland Advisors Inc | 2024-12-31 | 589.3 K | American Century Companies Inc | 2024-12-31 | 581.1 K | Wellington Management Company Llp | 2024-12-31 | 577.3 K | Charles Schwab Investment Management Inc | 2024-12-31 | 572.5 K | Goldman Sachs Group Inc | 2024-12-31 | 539.8 K | Blackrock Inc | 2024-12-31 | 6 M | Vanguard Group Inc | 2024-12-31 | 4.7 M |
Texas Capital's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.54 B.Market Cap |
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Texas Capital's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.44 | 0.47 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.02 | 0.02 |
Determining Texas Capital's profitability involves analyzing its financial statements and using various financial metrics to determine if Texas Capital is a good buy. For example, gross profit margin measures Texas Capital's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Texas Capital's profitability and make more informed investment decisions.
Evaluate Texas Capital's management efficiency
As of now, Texas Capital's Return On Tangible Assets are increasing as compared to previous years. The Texas Capital's current Return On Capital Employed is estimated to increase to 0.47, while Return On Equity is projected to decrease to 0.02. As of now, Texas Capital's Return On Tangible Assets are increasing as compared to previous years. The Texas Capital's current Return On Assets is estimated to increase to 0.02, while Total Assets are projected to decrease to under 3.7 B. Texas Capital's management efficiency ratios could be used to measure how well Texas Capital manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 72.35 | 75.96 | |
| Tangible Book Value Per Share | 72.31 | 75.93 | |
| Enterprise Value Over EBITDA | 0.39 | 0.37 | |
| Price Book Value Ratio | 1.07 | 1.73 | |
| Enterprise Value Multiple | 0.39 | 0.37 | |
| Price Fair Value | 1.07 | 1.73 | |
| Enterprise Value | 3.9 B | 4.1 B |
Texas Capital's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Beta 1.134 |
Basic technical analysis of Texas Stock
As of the 26th of March, Texas Capital has the Variance of 3.68, risk adjusted performance of (0.03), and Coefficient Of Variation of (2,220). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Texas Capital Bancshares, as well as the relationship between them.Texas Capital's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Texas Capital insiders, such as employees or executives, is commonly permitted as long as it does not rely on Texas Capital's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Texas Capital insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Texas Capital's Outstanding Corporate Bonds
Texas Capital issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Texas Capital Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Texas bonds can be classified according to their maturity, which is the date when Texas Capital Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| US88224QAA58 Corp BondUS88224QAA58 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Texas Capital's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Texas Capital's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 1.47 | |||
| Coefficient Of Variation | (2,220) | |||
| Standard Deviation | 1.92 | |||
| Variance | 3.68 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.10) | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 8.15 | |||
| Value At Risk | (4.33) | |||
| Potential Upside | 3.06 | |||
| Skewness | (0.34) | |||
| Kurtosis | 0.7732 |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 1.47 | |||
| Coefficient Of Variation | (2,220) | |||
| Standard Deviation | 1.92 | |||
| Variance | 3.68 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.10) | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 8.15 | |||
| Value At Risk | (4.33) | |||
| Potential Upside | 3.06 | |||
| Skewness | (0.34) | |||
| Kurtosis | 0.7732 |
Consider Texas Capital's intraday indicators
Texas Capital intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Texas Capital stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 9524.42 | |||
| Daily Balance Of Power | (0.20) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 77.36 | |||
| Day Typical Price | 77.04 | |||
| Price Action Indicator | (1.22) | |||
| Period Momentum Indicator | (0.47) | |||
| Relative Strength Index | 33.54 |
Texas Capital Corporate Filings
F4 | 14th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 6th of March 2025 Other Reports | ViewVerify | |
| 13th of February 2025 Other Reports | ViewVerify | |
10K | 11th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Texas Stock media impact
Far too much social signal, news, headlines, and media speculation about Texas Capital that are available to investors today. That information is available publicly through Texas media outlets and privately through word of mouth or via Texas internal channels. However, regardless of the origin, that massive amount of Texas data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Texas Capital news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Texas Capital relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Texas Capital's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Texas Capital alpha.
Texas Capital Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Texas Capital can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Texas Capital Bancshares Historical Investor Sentiment
Investor biases related to Texas Capital's public news can be used to forecast risks associated with an investment in Texas. The trend in average sentiment can be used to explain how an investor holding Texas can time the market purely based on public headlines and social activities around Texas Capital Bancshares. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Texas Capital's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Texas Capital and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Texas Capital news discussions. The higher the estimate score, the more favorable the investor's outlook on Texas Capital.
Texas Capital Maximum Pain Price Across June 20th 2025 Option Contracts
Texas Capital's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Texas Capital close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Texas Capital's options.
Texas Capital Corporate Management
| David Oman | Chief Officer | Profile | |
| Brett Fenn | MD Banking | Profile | |
| Ellen Detrich | Principal Accounting Officer | Profile | |
| Jocelyn Kukulka | Head Development | Profile | |
| Amos McDonald | Head Banking | Profile | |
| Steven Genyk | MD Finance | Profile | |
| Donald Goin | Executive Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Texas Capital Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Texas Capital. If investors know Texas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Texas Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 3.324 | Earnings Share 1.28 | Revenue Per Share | Quarterly Revenue Growth 0.171 | Return On Assets |
The market value of Texas Capital Bancshares is measured differently than its book value, which is the value of Texas that is recorded on the company's balance sheet. Investors also form their own opinion of Texas Capital's value that differs from its market value or its book value, called intrinsic value, which is Texas Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Texas Capital's market value can be influenced by many factors that don't directly affect Texas Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Texas Capital's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Texas Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Texas Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.