Texas Capital Bancshares Stock Fundamentals
| TCBI Stock | USD 74.65 3.19 4.46% |
Texas Capital Bancshares fundamentals help investors to digest information that contributes to Texas Capital's financial success or failures. It also enables traders to predict the movement of Texas Stock. The fundamental analysis module provides a way to measure Texas Capital's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Texas Capital stock.
As of now, Texas Capital's Total Revenue is increasing as compared to previous years. The Texas Capital's current Gross Profit is estimated to increase to about 1.8 B, while Selling And Marketing Expenses is projected to decrease to under 15.1 M. Texas | Select Account or Indicator |
Texas Capital Bancshares Company Return On Equity Analysis
Texas Capital's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Texas Capital Return On Equity | 0.0236 |
Most of Texas Capital's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Texas Capital Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Texas Total Stockholder Equity
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Based on the latest financial disclosure, Texas Capital Bancshares has a Return On Equity of 0.0236. This is 98.37% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 107.61% lower than that of the firm.
Texas Capital Bancshares Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Texas Capital's current stock value. Our valuation model uses many indicators to compare Texas Capital value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Texas Capital competition to find correlations between indicators driving Texas Capital's intrinsic value. More Info.Texas Capital Bancshares is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Texas Capital Bancshares is roughly 9.08 . As of now, Texas Capital's Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Texas Capital's earnings, one of the primary drivers of an investment's value.Texas Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Texas Capital's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Texas Capital could also be used in its relative valuation, which is a method of valuing Texas Capital by comparing valuation metrics of similar companies.Texas Capital is currently under evaluation in return on equity category among its peers.
Texas Capital ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Texas Capital's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Texas Capital's managers, analysts, and investors.Environmental | Governance | Social |
Texas Fundamentals
| Return On Equity | 0.0236 | ||||
| Return On Asset | 0.0026 | ||||
| Profit Margin | 0.09 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 2.28 B | ||||
| Shares Outstanding | 46.12 M | ||||
| Shares Owned By Insiders | 1.75 % | ||||
| Shares Owned By Institutions | 98.25 % | ||||
| Number Of Shares Shorted | 1.59 M | ||||
| Price To Earning | 20.84 X | ||||
| Price To Book | 1.07 X | ||||
| Price To Sales | 3.98 X | ||||
| Revenue | 1.73 B | ||||
| Gross Profit | 865.35 M | ||||
| EBITDA | 287.07 M | ||||
| Net Income | 77.51 M | ||||
| Cash And Equivalents | 3.59 B | ||||
| Cash Per Share | 71.97 X | ||||
| Total Debt | 485.63 M | ||||
| Debt To Equity | 10.64 % | ||||
| Book Value Per Share | 66.36 X | ||||
| Cash Flow From Operations | 481.12 M | ||||
| Short Ratio | 3.17 X | ||||
| Earnings Per Share | 1.28 X | ||||
| Price To Earnings To Growth | 1.40 X | ||||
| Target Price | 84.54 | ||||
| Number Of Employees | 1.82 K | ||||
| Beta | 1.13 | ||||
| Market Capitalization | 3.44 B | ||||
| Total Asset | 3.88 B | ||||
| Retained Earnings | 2.47 B | ||||
| Net Asset | 3.88 B |
About Texas Capital Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Texas Capital Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Texas Capital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Texas Capital Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -2.5 B | -2.6 B | |
| Total Revenue | 1.7 B | 1.8 B | |
| Cost Of Revenue | -498.9 M | -474 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.03 | |
| Sales General And Administrative To Revenue | 0.28 | 0.31 | |
| Capex To Revenue | 0.02 | 0.02 | |
| Revenue Per Share | 37.43 | 39.31 | |
| Ebit Per Revenue | 0.99 | 1.04 |
Currently Active Assets on Macroaxis
When determining whether Texas Capital Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Texas Capital's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Texas Capital Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Texas Capital Bancshares Stock:Check out Texas Capital Piotroski F Score and Texas Capital Altman Z Score analysis. You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Texas Capital. If investors know Texas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Texas Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 3.324 | Earnings Share 1.28 | Revenue Per Share | Quarterly Revenue Growth 0.171 | Return On Assets |
The market value of Texas Capital Bancshares is measured differently than its book value, which is the value of Texas that is recorded on the company's balance sheet. Investors also form their own opinion of Texas Capital's value that differs from its market value or its book value, called intrinsic value, which is Texas Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Texas Capital's market value can be influenced by many factors that don't directly affect Texas Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Texas Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Texas Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Texas Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.