Texas Capital Bancshares Stock Buy Hold or Sell Recommendation
| TCBI Stock | USD 74.65 3.19 4.46% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Texas Capital Bancshares is 'Cautious Hold'. The recommendation algorithm takes into account all of Texas Capital's available fundamental, technical, and predictive indicators you will find on this site.
Check out Texas Capital Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Texas and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Texas Capital Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Texas |
Execute Texas Capital Buy or Sell Advice
The Texas recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Texas Capital Bancshares. Macroaxis does not own or have any residual interests in Texas Capital Bancshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Texas Capital's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Excited | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Texas Capital Trading Alerts and Improvement Suggestions
| Texas Capital generated a negative expected return over the last 90 days | |
| Over 98.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Acquisition by Stallings Robert W of 1000 shares of Texas Capital at 20.4 subject to Rule 16b-3 |
Texas Capital Returns Distribution Density
The distribution of Texas Capital's historical returns is an attempt to chart the uncertainty of Texas Capital's future price movements. The chart of the probability distribution of Texas Capital daily returns describes the distribution of returns around its average expected value. We use Texas Capital Bancshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Texas Capital returns is essential to provide solid investment advice for Texas Capital.
| Mean Return | -0.22 | Value At Risk | -4.33 | Potential Upside | 3.06 | Standard Deviation | 1.97 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Texas Capital historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Texas Stock Institutional Investors
| Shares | Bank Of New York Mellon Corp | 2024-12-31 | 772.4 K | Massachusetts Financial Services Company | 2024-12-31 | 744.8 K | Northern Trust Corp | 2024-12-31 | 660.5 K | William Blair Investment Management, Llc | 2024-12-31 | 627.9 K | Heartland Advisors Inc | 2024-12-31 | 589.3 K | American Century Companies Inc | 2024-12-31 | 581.1 K | Wellington Management Company Llp | 2024-12-31 | 577.3 K | Charles Schwab Investment Management Inc | 2024-12-31 | 572.5 K | Goldman Sachs Group Inc | 2024-12-31 | 539.8 K | Blackrock Inc | 2024-12-31 | 6 M | Vanguard Group Inc | 2024-12-31 | 4.7 M |
Texas Capital Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 4.8B | (1.3B) | (2.9B) | (1.8B) | (54.0M) | (51.3M) | |
| Free Cash Flow | 2.6B | 653.2M | 136.7M | 357.4M | 481.1M | 505.2M | |
| Depreciation | 74.9M | 93.4M | 45.3M | 40.5M | 54.2M | 56.9M | |
| Other Non Cash Items | 2.5B | 214.9M | (210.9M) | 187.2M | 303.5M | 318.7M | |
| Capital Expenditures | 2.8M | 4.1M | 11.3M | 16.4M | 64.8M | 68.1M | |
| Net Income | 66.3M | 253.9M | 332.5M | 189.1M | 77.5M | 113.7M | |
| End Period Cash Flow | 9.2B | 7.9B | 5.0B | 3.2B | 3.2B | 2.0B | |
| Change To Inventory | (5.7M) | 70.2M | (2.5M) | (29.1M) | (33.5M) | (35.2M) | |
| Investments | (2.9B) | 1.1B | 3.3B | 1.6B | (2.5B) | (2.6B) | |
| Net Borrowings | (2.0B) | 570.0M | (380.5M) | (1.0B) | (901.5M) | (856.4M) | |
| Change To Netincome | (544.7M) | 2.4B | 242.5M | (206.8M) | (237.9M) | (226.0M) |
Texas Capital Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Texas Capital or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Texas Capital's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Texas stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.1 | |
β | Beta against Dow Jones | 1.27 | |
σ | Overall volatility | 1.99 | |
Ir | Information ratio | -0.06 |
Texas Capital Volatility Alert
Texas Capital Bancshares exhibits very low volatility with skewness of -0.24 and kurtosis of 0.46. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Texas Capital's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Texas Capital's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Texas Capital Fundamentals Vs Peers
Comparing Texas Capital's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Texas Capital's direct or indirect competition across all of the common fundamentals between Texas Capital and the related equities. This way, we can detect undervalued stocks with similar characteristics as Texas Capital or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Texas Capital's fundamental indicators could also be used in its relative valuation, which is a method of valuing Texas Capital by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Texas Capital to competition |
| Fundamentals | Texas Capital | Peer Average |
| Return On Equity | 0.0236 | -0.31 |
| Return On Asset | 0.0026 | -0.14 |
| Profit Margin | 0.09 % | (1.27) % |
| Operating Margin | 0.42 % | (5.51) % |
| Current Valuation | 2.28 B | 16.62 B |
| Shares Outstanding | 46.12 M | 571.82 M |
| Shares Owned By Insiders | 1.75 % | 10.09 % |
| Shares Owned By Institutions | 98.25 % | 39.21 % |
| Number Of Shares Shorted | 1.59 M | 4.71 M |
| Price To Earning | 20.84 X | 28.72 X |
| Price To Book | 1.07 X | 9.51 X |
| Price To Sales | 3.98 X | 11.42 X |
| Revenue | 1.73 B | 9.43 B |
| Gross Profit | 865.35 M | 27.38 B |
| EBITDA | 287.07 M | 3.9 B |
| Net Income | 77.51 M | 570.98 M |
| Cash And Equivalents | 3.59 B | 2.7 B |
| Cash Per Share | 71.97 X | 5.01 X |
| Total Debt | 485.63 M | 5.32 B |
| Debt To Equity | 10.64 % | 48.70 % |
| Book Value Per Share | 66.36 X | 1.93 K |
| Cash Flow From Operations | 481.12 M | 971.22 M |
| Short Ratio | 3.17 X | 4.00 X |
| Earnings Per Share | 1.28 X | 3.12 X |
| Price To Earnings To Growth | 1.40 X | 4.89 X |
| Target Price | 84.54 | |
| Number Of Employees | 1.82 K | 18.84 K |
| Beta | 1.13 | -0.15 |
| Market Capitalization | 3.44 B | 19.03 B |
| Total Asset | 3.88 B | 29.47 B |
| Retained Earnings | 2.47 B | 9.33 B |
| Net Asset | 3.88 B |
Note: Acquisition by Ellen Detrich of 378 shares of Texas Capital subject to Rule 16b-3 [view details]
Texas Capital Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Texas . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Texas Capital Buy or Sell Advice
When is the right time to buy or sell Texas Capital Bancshares? Buying financial instruments such as Texas Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
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Check out Texas Capital Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Texas Capital. If investors know Texas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Texas Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 3.324 | Earnings Share 1.28 | Revenue Per Share | Quarterly Revenue Growth 0.171 | Return On Assets |
The market value of Texas Capital Bancshares is measured differently than its book value, which is the value of Texas that is recorded on the company's balance sheet. Investors also form their own opinion of Texas Capital's value that differs from its market value or its book value, called intrinsic value, which is Texas Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Texas Capital's market value can be influenced by many factors that don't directly affect Texas Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Texas Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Texas Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Texas Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.