Is SB Financial Stock a Good Investment?
SB Financial Investment Advice | SBFG |
- Examine SB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research SB Financial's leadership team and their track record. Good management can help SB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact SB Financial's business and its evolving consumer preferences.
- Compare SB Financial's performance and market position to its competitors. Analyze how SB Financial is positioned in terms of product offerings, innovation, and market share.
- Check if SB Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about SB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in SB Financial Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if SB Financial Group is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine SB Financial Stock
Researching SB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 54.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.08. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. SB Financial Group last dividend was issued on the 14th of February 2025. The entity had 105:100 split on the 20th of January 2022.
To determine if SB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding SB Financial's research are outlined below:
| On 28th of February 2025 SB Financial paid $ 0.145 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Why SB Financial Group, Inc. is a Great Dividend Stock Right Now |
SB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in SB Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to SB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact SB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises SB Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2019-04-18 | 2019-03-31 | 0.3 | 0.27 | -0.03 | 10 | ||
2018-04-19 | 2018-03-31 | 0.31 | 0.35 | 0.04 | 12 | ||
2024-04-18 | 2024-03-31 | 0.3 | 0.35 | 0.05 | 16 | ||
2023-04-20 | 2023-03-31 | 0.4 | 0.35 | -0.05 | 12 | ||
2023-01-26 | 2022-12-31 | 0.45 | 0.5 | 0.05 | 11 | ||
2022-04-28 | 2022-03-31 | 0.25 | 0.3 | 0.05 | 20 | ||
2020-07-27 | 2020-06-30 | 0.4 | 0.45 | 0.05 | 12 | ||
2023-07-27 | 2023-06-30 | 0.38 | 0.44 | 0.06 | 15 |
Know SB Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as SB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading SB Financial Group backward and forwards among themselves. SB Financial's institutional investor refers to the entity that pools money to purchase SB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Blackrock Inc | 2024-12-31 | 57 K | Gendell Jeffrey L | 2024-12-31 | 48.8 K | Susquehanna International Group, Llp | 2024-12-31 | 41.1 K | Empowered Funds, Llc | 2024-12-31 | 39.6 K | First Manhattan Co. Llc | 2024-12-31 | 35.6 K | O'shaughnessy Asset Management Llc | 2024-12-31 | 34.1 K | Pl Capital Advisors, Llc | 2024-12-31 | 28.2 K | Northern Trust Corp | 2024-12-31 | 25.1 K | Venture Visionary Partners Llc | 2024-12-31 | 23.7 K | Manufacturers Life Insurance Co | 2024-12-31 | 481.8 K | Alliancebernstein L.p. | 2024-12-31 | 468.3 K |
SB Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 137.17 M.Market Cap |
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SB Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.05 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.05 |
Determining SB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if SB Financial is a good buy. For example, gross profit margin measures SB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of SB Financial's profitability and make more informed investment decisions.
Evaluate SB Financial's management efficiency
The SB Financial's current Return On Capital Employed is estimated to increase to 0.05, while Return On Tangible Assets are projected to decrease to 0.01. At this time, SB Financial's Intangibles To Total Assets are most likely to slightly decrease in the upcoming years. SB Financial's management efficiency ratios could be used to measure how well SB Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 19.15 | 10.18 | |
| Tangible Book Value Per Share | 15.66 | 16.44 | |
| Enterprise Value Over EBITDA | 10.91 | 6.70 | |
| Price Book Value Ratio | 1.09 | 1.09 | |
| Enterprise Value Multiple | 10.91 | 6.70 | |
| Price Fair Value | 1.09 | 1.09 | |
| Enterprise Value | 24.8 M | 23.5 M |
The strategic decisions made by SB Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Basic technical analysis of SBFG Stock
As of the 24th of March, SB Financial owns the market risk adjusted performance of (0.05), and Information Ratio of 0.0168. In connection with fundamental indicators, the technical analysis model makes it possible for you to check timely technical drivers of SB Financial Group, as well as the relationship between them. Please validate SB Financial Group information ratio, and the relationship between the coefficient of variation and value at risk to decide if SB Financial Group is priced adequately, providing market reflects its prevailing price of 20.99 per share. Given that SB Financial Group has information ratio of 0.0168, we advise you to double-check SB Financial's latest market performance to make sure the company can sustain itself sooner or later.SB Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on SB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases SB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
SB Financial's Outstanding Corporate Bonds
SB Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. SB Financial Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most SBFG bonds can be classified according to their maturity, which is the date when SB Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US78409VAP94 Corp BondUS78409VAP94 | View | |
| SP GLOBAL INC Corp BondUS78409VAM63 | View | |
| US78409VAQ77 Corp BondUS78409VAQ77 | View | |
| US78409VAR50 Corp BondUS78409VAR50 | View | |
| US78409VAS34 Corp BondUS78409VAS34 | View | |
| SPGI 29 01 MAR 32 Corp BondUS78409VBK98 | View | |
| SPGI 245 01 MAR 27 Corp BondUS78409VBH69 | View | |
| SPGI 37 01 MAR 52 Corp BondUS78409VBL71 | View |
Understand SB Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing SB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.55 | |||
| Coefficient Of Variation | (9,557) | |||
| Standard Deviation | 2.11 | |||
| Variance | 4.44 | |||
| Information Ratio | 0.0168 | |||
| Jensen Alpha | 0.0071 | |||
| Total Risk Alpha | 0.1279 | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 9.93 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 3.22 | |||
| Skewness | (0.63) | |||
| Kurtosis | 0.7179 |
| Risk Adjusted Performance | (0) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.55 | |||
| Coefficient Of Variation | (9,557) | |||
| Standard Deviation | 2.11 | |||
| Variance | 4.44 | |||
| Information Ratio | 0.0168 | |||
| Jensen Alpha | 0.0071 | |||
| Total Risk Alpha | 0.1279 | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 9.93 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 3.22 | |||
| Skewness | (0.63) | |||
| Kurtosis | 0.7179 |
Consider SB Financial's intraday indicators
SB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of SB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
SB Financial Corporate Filings
F4 | 10th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 7th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify | |
| 13th of February 2025 Other Reports | ViewVerify |
SBFG Stock media impact
Far too much social signal, news, headlines, and media speculation about SB Financial that are available to investors today. That information is available publicly through SBFG media outlets and privately through word of mouth or via SBFG internal channels. However, regardless of the origin, that massive amount of SBFG data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of SB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of SB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to SB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive SB Financial alpha.
SB Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards SB Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
SB Financial Corporate Management
| Juan Gaytan | Executive Officer | Profile | |
| Melissa Martin | Executive Relations | Profile | |
| Steven Walz | Ex Officer | Profile | |
| Keeta Diller | Corporate Secretary | Profile | |
| David Homoelle | Regional Columbus | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SB Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.03) | Dividend Share 0.56 | Earnings Share 1.72 | Revenue Per Share | Quarterly Revenue Growth 0.003 |
The market value of SB Financial Group is measured differently than its book value, which is the value of SBFG that is recorded on the company's balance sheet. Investors also form their own opinion of SB Financial's value that differs from its market value or its book value, called intrinsic value, which is SB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SB Financial's market value can be influenced by many factors that don't directly affect SB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between SB Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.