SBFG Historical Cash Flow
| SBFG Stock | USD 21.15 0.09 0.42% |
Analysis of SB Financial cash flow over time is an excellent tool to project SB Financial Group future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Depreciation of 3.7 M or Capital Expenditures of 2.2 M as it is a great indicator of SB Financial ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining SB Financial Group latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether SB Financial Group is a good buy for the upcoming year.
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About SBFG Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in SBFG balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which SBFG's non-liquid assets can be easily converted into cash.
SB Financial Cash Flow Chart
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Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by SB Financial Group to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of SB Financial operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in SB Financial Group financial statement analysis. It represents the amount of money remaining after all of SB Financial Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from SB Financial's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into SB Financial Group current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SB Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. At this time, SB Financial's Depreciation is most likely to increase significantly in the upcoming years. The SB Financial's current Capital Expenditures is estimated to increase to about 2.2 M, while Change In Working Capital is forecasted to increase to (2.2 M).
| 2024 | 2025 (projected) | Change To Inventory | 6.1M | 6.9M | Stock Based Compensation | 637K | 668.9K |
SB Financial cash flow statement Correlations
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SB Financial Account Relationship Matchups
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SB Financial cash flow statement Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 113.6M | 8.8M | (121.7M) | (4.9M) | 3.0M | 3.1M | |
| Free Cash Flow | 21.9M | 14.8M | 23.7M | 13.0M | 9.5M | 8.4M | |
| Change In Working Capital | 716K | (3.9M) | 2.7M | (1.4M) | (2.3M) | (2.2M) | |
| Begin Period Cash Flow | 27.1M | 140.7M | 149.5M | 27.8M | 23.0M | 35.7M | |
| Other Cashflows From Financing Activities | 165.2M | 78.7M | 205.2M | (18.0M) | 79.6M | 48.3M | |
| Depreciation | 6.7M | 6.2M | 4.0M | 3.6M | 2.6M | 3.7M | |
| Other Non Cash Items | 3.6M | (6.1M) | 3.1M | (2.7M) | (7.3M) | (7.0M) | |
| Dividends Paid | 3.1M | 3.1M | 3.4M | (3.6M) | (3.8M) | (3.6M) | |
| Capital Expenditures | 2.0M | 2.4M | 1.9M | 958K | 1.2M | 2.2M | |
| Total Cash From Operating Activities | 23.9M | 17.3M | 25.6M | 14.0M | 9.5M | 11.3M | |
| Net Income | 14.9M | 18.3M | 12.5M | 12.1M | 11.5M | 6.2M | |
| Total Cash From Financing Activities | 146.9M | 63.6M | 18.4M | (1.5M) | 22.5M | 24.9M | |
| End Period Cash Flow | 140.7M | 149.5M | 27.8M | 23.0M | 25.9M | 35.8M | |
| Sale Purchase Of Stock | (7.2M) | (9.5M) | (5.9M) | (3.5M) | (4.8M) | (4.5M) | |
| Stock Based Compensation | 382K | 443K | 568K | 576K | 637K | 668.9K | |
| Total Cashflows From Investing Activities | (67.6M) | (57.2M) | (72.0M) | (165.7M) | (149.1M) | (141.6M) | |
| Change To Account Receivables | (693K) | 879K | (1.2M) | (566K) | (251K) | (238.5K) | |
| Other Cashflows From Investing Activities | 22.8M | 2.2M | (8.3M) | (37.9M) | (46.1M) | (43.8M) | |
| Investments | (78.0M) | (71.7M) | (155.4M) | (43.0M) | (28.9M) | (30.4M) | |
| Change Receivables | (284K) | (693K) | 879K | (1.2M) | (1.1M) | (1.0M) | |
| Net Borrowings | (2.2M) | (756K) | (4.9M) | 54.1M | 62.2M | 65.3M | |
| Cash And Cash Equivalents Changes | (21.3M) | 113.6M | 8.8M | (121.7M) | (109.5M) | (104.0M) | |
| Cash Flows Other Operating | (3.9M) | (5.2M) | 20.3M | 10.5M | 12.1M | 12.7M | |
| Change To Netincome | (3.9M) | 859K | (4.6M) | 5.5M | 4.9M | 5.2M | |
| Change To Liabilities | 10.6M | 6.6M | (6.7M) | 5.9M | 6.7M | 7.1M | |
| Change To Operating Activities | 7.0M | 1.4M | (4.7M) | 3.9M | 4.4M | 4.7M |
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When determining whether SB Financial Group is a strong investment it is important to analyze SB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SB Financial's future performance. For an informed investment choice regarding SBFG Stock, refer to the following important reports:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SB Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.03) | Dividend Share 0.56 | Earnings Share 1.72 | Revenue Per Share | Quarterly Revenue Growth 0.003 |
The market value of SB Financial Group is measured differently than its book value, which is the value of SBFG that is recorded on the company's balance sheet. Investors also form their own opinion of SB Financial's value that differs from its market value or its book value, called intrinsic value, which is SB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SB Financial's market value can be influenced by many factors that don't directly affect SB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.