SBFG Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . SB Financial Group
SBFG Stock  USD 19.94  0.12  0.61%   
SB Financial financial statements provide useful quarterly and yearly information to potential SB Financial Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on SB Financial financial statements helps investors assess SB Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting SB Financial's valuation are summarized below:
Gross Profit
56.8 M
Profit Margin
0.202
Market Capitalization
129.5 M
Enterprise Value Revenue
3.1767
Revenue
56.8 M
There are over one hundred nineteen available fundamental measures for SB Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of SB Financial latest fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself this quarter and beyond. The SB Financial's current Market Cap is estimated to increase to about 131.6 M, while Enterprise Value is projected to decrease to roughly 23.5 M.

SB Financial Total Revenue

43.68 Million

Check SB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SB Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.8 M, Interest Expense of 25.6 M or Selling General Administrative of 2.8 M, as well as many indicators such as Price To Sales Ratio of 2.62, Dividend Yield of 0.022 or PTB Ratio of 1.09. SBFG financial statements analysis is a perfect complement when working with SB Financial Valuation or Volatility modules.
  
Check out the analysis of SB Financial Correlation against competitors.

SB Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets837.5 M1.4 B933.1 M
Slightly volatile
Total Stockholder Equity80.7 M127.5 M96.3 M
Slightly volatile
Property Plant And Equipment Net17.1 M20.5 M18.4 M
Slightly volatile
Retained Earnings122 M116.2 M65.1 M
Slightly volatile
Cash34.6 M25.9 M41 M
Slightly volatile
Non Current Assets Total41.5 M43.7 M205.3 M
Pretty Stable
Cash And Short Term Investments238.9 M227.5 M152.6 M
Slightly volatile
Net Receivables5.2 M4.9 M2.7 M
Slightly volatile
Common Stock Total Equity74 M70.5 M35.2 M
Slightly volatile
Common Stock Shares Outstanding6.3 M6.7 M6.6 M
Slightly volatile
Liabilities And Stockholders Equity837.5 M1.4 B933.1 M
Slightly volatile
Total Liabilities756.7 M1.3 B836.8 M
Slightly volatile
Property Plant And Equipment Gross50.9 M48.5 M26.7 M
Slightly volatile
Total Current Assets382.4 M232.4 M418.6 M
Slightly volatile
Common Stock74 M70.5 M35.2 M
Slightly volatile
Short and Long Term Debt Total42.7 M54.7 M41.1 M
Slightly volatile
Total Current Liabilities2.2 M2.4 M58.8 M
Slightly volatile
Non Current Liabilities Total52 M54.7 M173.4 M
Slightly volatile
Short Term Debt70.4 M67 M29.6 M
Slightly volatile
Accounts Payable1.3 M2.4 M1.1 M
Very volatile
Other Liabilities10.8 M20.5 M12.4 M
Slightly volatile
Long Term Debt30.9 M54.7 M33.7 M
Pretty Stable
Property Plant Equipment18.2 M26.3 M19.1 M
Slightly volatile
Good Will17.5 M26.7 M17.9 M
Slightly volatile
Other Current Assets25.4 M26.7 M320.4 M
Slightly volatile
Intangible Assets11.6 M14.9 M9.2 M
Slightly volatile
Net Tangible Assets89.2 M109.5 M76.4 M
Slightly volatile
Long Term Debt Total9.2 M9.3 M12.9 M
Slightly volatile
Capital Surpluse12.2 M13.6 M15 M
Slightly volatile
Long Term Investments211.7 M201.6 M79.3 M
Slightly volatile
Non Current Liabilities Other144.2 M137.4 M58.5 M
Slightly volatile
Short and Long Term Debt23.4 M13.4 M30.8 M
Slightly volatile
Earning Assets111.4 M133.1 M107.4 M
Slightly volatile
Net Invested Capital184.5 M182.2 M138.5 M
Slightly volatile
Capital Stock63.1 M70.5 M56.9 M
Slightly volatile

SB Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.8 M3.2 M1.4 M
Slightly volatile
Interest Expense25.6 M24.4 M9 M
Slightly volatile
Selling General Administrative2.8 M2.9 M17.1 M
Very volatile
Total Revenue43.7 M64.3 M45.9 M
Slightly volatile
Gross Profit43.7 M64.3 M45.9 M
Slightly volatile
Other Operating Expenses3.6 M3.7 M25.5 M
Very volatile
Operating Income63.6 M60.6 M22.3 M
Slightly volatile
EBIT15 M13.2 M17.3 M
Pretty Stable
EBITDA16.9 M16.5 M18.7 M
Slightly volatile
Income Before Tax8 M13.9 M11.9 M
Slightly volatile
Net Income6.2 M11.5 M9.2 M
Slightly volatile
Income Tax Expense1.9 M2.4 M2.6 M
Slightly volatile
Net Income Applicable To Common Shares7.6 M14.4 M9.3 M
Slightly volatile
Selling And Marketing Expenses764.9 K821 K706.2 K
Slightly volatile
Net Income From Continuing Ops12 M11.5 M9.9 M
Slightly volatile
Tax Provision2.5 M2.4 M3.2 M
Slightly volatile
Net Interest Income37.3 M39.9 M30.8 M
Slightly volatile
Interest Income46.3 M64.3 M37.3 M
Slightly volatile
Reconciled Depreciation4.6 M3.6 M3.6 M
Slightly volatile
Extraordinary Items1.4 M1.6 M1.7 M
Slightly volatile

SB Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow8.4 M9.5 M11.5 M
Slightly volatile
Begin Period Cash Flow35.7 M23 M40.4 M
Slightly volatile
Depreciation3.7 M2.6 M3.4 M
Slightly volatile
Capital Expenditures2.2 M1.2 M2 M
Very volatile
Total Cash From Operating Activities11.3 M9.5 M13.5 M
Slightly volatile
Net Income6.2 M11.5 M9.2 M
Slightly volatile
End Period Cash Flow35.8 M25.9 M40.4 M
Slightly volatile
Stock Based Compensation668.9 K637 K302.2 K
Slightly volatile
Change To Inventory6.9 M6.1 M5.9 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.622.16412.2408
Pretty Stable
Dividend Yield0.0220.02710.0237
Slightly volatile
PTB Ratio1.091.09220.8874
Slightly volatile
Days Sales Outstanding45.527.839128.9564
Pretty Stable
Book Value Per Share10.1819.145315.1538
Slightly volatile
Free Cash Flow Yield0.120.06790.1934
Slightly volatile
Operating Cash Flow Per Share1.431.41912.1433
Very volatile
Average Payables2.7 M2.8 M2.6 M
Pretty Stable
Stock Based Compensation To Revenue0.01040.00990.0055
Slightly volatile
Capex To Depreciation0.290.310.6601
Pretty Stable
PB Ratio1.091.09220.8874
Slightly volatile
EV To Sales2.872.61111.9864
Very volatile
Free Cash Flow Per Share1.021.41911.8091
Very volatile
ROIC0.190.18320.0473
Slightly volatile
Net Income Per Share1.811.72221.5059
Slightly volatile
Payables Turnover0.0880.09760.1065
Slightly volatile
Sales General And Administrative To Revenue0.04320.04550.4092
Slightly volatile
Capex To Revenue0.01840.01930.0441
Pretty Stable
Cash Per Share35.8734.161425.661
Slightly volatile
POCF Ratio15.4714.7357.4022
Slightly volatile
Interest Coverage1.752.48093.1693
Very volatile
Payout Ratio0.550.32870.2425
Slightly volatile
Capex To Operating Cash Flow0.07480.07880.1725
Pretty Stable
PFCF Ratio7.914.73510.0716
Very volatile
Days Payables Outstanding2.7 K3 K3.3 K
Slightly volatile
Income Quality1.170.8241.888
Slightly volatile
ROE0.04940.090.0908
Pretty Stable
EV To Operating Cash Flow9.1917.77836.7916
Slightly volatile
PE Ratio16.9312.14139.771
Slightly volatile
Return On Tangible Assets0.00570.00850.0097
Pretty Stable
EV To Free Cash Flow14.6617.778310.7124
Very volatile
Earnings Yield0.04140.08240.1088
Slightly volatile
Intangibles To Total Assets0.0230.01680.0271
Pretty Stable
Current Ratio84.5388.98637
Slightly volatile
Tangible Book Value Per Share16.4415.65611.66
Slightly volatile
Receivables Turnover12.6613.11120.1957
Slightly volatile
Graham Number14.5427.237522.1167
Slightly volatile
Shareholders Equity Per Share10.1819.145315.1538
Slightly volatile
Debt To Equity0.410.42890.383
Very volatile
Capex Per Share0.150.160.3279
Very volatile
Average Receivables3.2 M2.1 M2.2 M
Pretty Stable
Revenue Per Share5.669.6627.3133
Slightly volatile
Interest Debt Per Share12.3211.87947.1903
Slightly volatile
Debt To Assets0.03770.03960.0363
Pretty Stable
Enterprise Value Over EBITDA6.710.915.9314
Pretty Stable
Short Term Coverage Ratios9.358.98.655
Slightly volatile
Price Earnings Ratio16.9312.14139.771
Slightly volatile
Operating Cycle45.527.839128.9564
Pretty Stable
Price Book Value Ratio1.091.09220.8874
Slightly volatile
Days Of Payables Outstanding2.7 K3 K3.3 K
Slightly volatile
Dividend Payout Ratio0.550.32870.2425
Slightly volatile
Price To Operating Cash Flows Ratio15.4714.7357.4022
Slightly volatile
Price To Free Cash Flows Ratio7.914.73510.0716
Very volatile
Pretax Profit Margin0.260.21530.2877
Pretty Stable
Ebt Per Ebit0.190.210.5491
Very volatile
Operating Profit Margin0.810.94180.5712
Slightly volatile
Effective Tax Rate0.160.17220.2354
Slightly volatile
Company Equity Multiplier12.1110.819110.099
Very volatile
Long Term Debt To Capitalization0.30.30020.228
Pretty Stable
Total Debt To Capitalization0.440.30020.2683
Pretty Stable
Return On Capital Employed0.05150.0440.0238
Very volatile
Debt Equity Ratio0.410.42890.383
Very volatile
Ebit Per Revenue0.810.94180.5712
Slightly volatile
Quick Ratio84.5388.98654
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.822.50694.9616
Slightly volatile
Net Income Per E B T0.540.82780.7459
Slightly volatile
Cash Ratio19.369.9342.1645
Very volatile
Operating Cash Flow Sales Ratio0.140.14690.3302
Slightly volatile
Days Of Sales Outstanding45.527.839128.9564
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.590.840.8015
Very volatile
Cash Flow Coverage Ratios0.310.17280.6091
Very volatile
Price To Book Ratio1.091.09220.8874
Slightly volatile
Fixed Asset Turnover2.023.14572.4148
Slightly volatile
Capital Expenditure Coverage Ratio13.813.1411.0979
Pretty Stable
Price Cash Flow Ratio15.4714.7357.4022
Slightly volatile
Enterprise Value Multiple6.710.915.9314
Pretty Stable
Debt Ratio0.03770.03960.0363
Pretty Stable
Cash Flow To Debt Ratio0.310.17280.6091
Very volatile
Price Sales Ratio2.622.16412.2408
Pretty Stable
Return On Assets0.00560.00830.0094
Pretty Stable
Asset Turnover0.04220.04660.0482
Very volatile
Net Profit Margin0.190.17820.2154
Very volatile
Gross Profit Margin0.80.90.9772
Slightly volatile
Price Fair Value1.091.09220.8874
Slightly volatile
Return On Equity0.04940.090.0908
Pretty Stable

SB Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap131.6 M125.4 M105.8 M
Slightly volatile
Enterprise Value23.5 M24.8 M61.7 M
Slightly volatile

SBFG Fundamental Market Drivers

Forward Price Earnings12.3001
Cash And Short Term Investments227.5 M

SBFG Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SB Financial Financial Statements

SB Financial stakeholders use historical fundamental indicators, such as SB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although SB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in SB Financial's assets and liabilities are reflected in the revenues and expenses on SB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in SB Financial Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-2.8 M-2.9 M
Total Revenue64.3 M43.7 M
Cost Of Revenue238.5 K226.6 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.05  0.04 
Capex To Revenue 0.02  0.02 
Revenue Per Share 9.66  5.66 
Ebit Per Revenue 0.94  0.81 

Currently Active Assets on Macroaxis

VVisa Class A
CRMSalesforce
CRMSalesforce
MSFTMicrosoft
VVisa Class A
When determining whether SB Financial Group is a strong investment it is important to analyze SB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SB Financial's future performance. For an informed investment choice regarding SBFG Stock, refer to the following important reports:
How To Invest In SBFG
Details
Is SBFG Stock a good investment?
Details
What is SB Financial's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of SB Financial Correlation against competitors.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.56
Earnings Share
1.72
Revenue Per Share
8.524
Quarterly Revenue Growth
(0.02)
The market value of SB Financial Group is measured differently than its book value, which is the value of SBFG that is recorded on the company's balance sheet. Investors also form their own opinion of SB Financial's value that differs from its market value or its book value, called intrinsic value, which is SB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SB Financial's market value can be influenced by many factors that don't directly affect SB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between SB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2024 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY