Is Radian Stock a Good Investment?

Radian Investment Advice

RDN

To provide specific investment advice or recommendations on Radian Group stock, we recommend investors consider the following general factors when evaluating Radian Group. This will help you to make an informed decision on whether to include Radian in one of your diversified portfolios:

Examine Radian's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Radian's leadership team and their track record. Good management can help Radian navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Commercial & Residential Mortgage Finance space and any emerging trends that could impact Radian's business and its evolving consumer preferences.
Compare Radian's performance and market position to its competitors. Analyze how Radian is positioned in terms of product offerings, innovation, and market share.
Check if Radian pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Radian's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Radian Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Radian Group is a good investment.

Sell

Buy

Strong Hold

Our advice module can be used to complement Radian recommendation provided by average analyst sentiment. It analyzes the firm's potential to grow using fundamental, technical, data market data available at the time. To make sure Radian is not overpriced, please check all Radian Group fundamentals, including its total debt, beta, and the relationship between the gross profit and short ratio . Given that Radian Group has a price to earning of 4.39 X, we recommend you to check out Radian Group market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.

Market Performance	Very Weak	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Undervalued	Details
Odds Of Distress	Very Low	Details
Economic Sensitivity	Almost mirrors the market	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Possible Manipulator	Details

Examine Radian Stock

Researching Radian's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.02. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Radian Group has Price/Earnings To Growth (PEG) ratio of 1.18. The entity last dividend was issued on the 24th of February 2025. The firm had 2:1 split on the 21st of June 2001.

To determine if Radian is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Radian's research are outlined below:

	Radian Group generated a negative expected return over the last 90 days
	Over 99.0% of the company shares are owned by institutional investors
	Latest headline from kalkinemedia.com: Radian Group Strengthens Market Position With Higher Dividend Payouts

Radian Quarterly Liabilities And Stockholders Equity

8.66 Billion

Radian uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Radian Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Radian's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	7th of February 2024 Upcoming Quarterly Report	View
	1st of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	7th of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Radian's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Radian's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2013-11-07	2013-09-30	-0.11	-0.07	0.04	36
2015-10-27	2015-09-30	0.36	0.31	-0.05	13
2015-07-22	2015-06-30	0.35	0.4	0.05	14
2018-02-01	2017-12-31	0.45	0.51	0.06	13
2017-04-27	2017-03-31	0.43	0.37	-0.06	13
2004-01-21	2003-12-31	0.48	0.54	0.06	12
2017-08-01	2017-06-30	0.41	0.48	0.07	17
2019-10-30	2019-09-30	0.73	0.81	0.08	10

Radian Target Price Consensus

Radian target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Radian's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.

Buy

Most Radian analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Radian stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Radian Group, talking to its executives and customers, or listening to those companies' conference calls.

Macroaxis Advice Exposure Valuation

Radian Target Price Projection

Radian's current and average target prices are 32.35 and 36.29, respectively. The current price of Radian is the price at which Radian Group is currently trading. On the other hand, Radian's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Radian Market Quote on 26th of February 2025

Low Price	32.35	Odds
High Price	32.35	Odds

32.35 Target Price

Analyst Consensus On Radian Target Price

Low Estimate	33.02	Odds
High Estimate	40.28	Odds

36.2857

Historical

Lowest Forecast 33.02

Target Price 36.29

Highest Forecast 40.28

Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Radian Group and the information provided on this page.

Radian Analyst Ratings

Radian's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Radian stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Radian's financials, market performance, and future outlook by experienced professionals. Radian's historical ratings below, therefore, can serve as a valuable tool for investors.

Know Radian's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Radian is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Radian Group backward and forwards among themselves. Radian's institutional investor refers to the entity that pools money to purchase Radian's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Donald Smith & Co Inc	2024-12-31	2.8 M
Fuller & Thaler Asset Management Inc	2024-12-31	2.6 M
Norges Bank	2024-12-31	2.3 M
Northern Trust Corp	2024-12-31	2.3 M
Fmr Inc	2024-12-31	2.1 M
Morgan Stanley - Brokerage Accounts	2024-12-31	1.8 M
River Road Asset Management, Llc	2024-12-31	1.6 M
Bruni J V & Co	2024-12-31	1.6 M
Bank Of New York Mellon Corp	2024-12-31	1.5 M
Blackrock Inc	2024-12-31	21 M
Vanguard Group Inc	2024-12-31	18 M

Note, although Radian's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Radian's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 4.71 B.

Market Cap

1.21 Billion

Radian's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.07	0.05
Return On Capital Employed	0.14	0.15
Return On Assets	0.07	0.05
Return On Equity	0.13	0.14

The company has Net Profit Margin of 0.47 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.76 %, which entails that for every 100 dollars of revenue, it generated $0.76 of operating income.

Determining Radian's profitability involves analyzing its financial statements and using various financial metrics to determine if Radian is a good buy. For example, gross profit margin measures Radian's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Radian's profitability and make more informed investment decisions.

Evaluate Radian's management efficiency

Radian Group has Return on Asset of 0.0697 % which means that on every $100 spent on assets, it made $0.0697 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.134 %, implying that it generated $0.134 on every 100 dollars invested. Radian's management efficiency ratios could be used to measure how well Radian manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Radian's Return On Capital Employed is very stable compared to the past year. As of the 26th of February 2025, Return On Equity is likely to grow to 0.14, while Return On Tangible Assets are likely to drop 0.05. At this time, Radian's Other Assets are very stable compared to the past year. As of the 26th of February 2025, Intangibles To Total Assets is likely to grow to 0.02, while Total Assets are likely to drop about 5.8 B.

	Last Reported	Projected for Next Year
Book Value Per Share	30.33	15.90
Tangible Book Value Per Share	30.33	15.74
Enterprise Value Over EBITDA	5.13	5.39
Price Book Value Ratio	1.05	1.45
Enterprise Value Multiple	5.13	5.39
Price Fair Value	1.05	1.45
Enterprise Value	3 B	3.2 B

Management at Radian Group focuses on leveraging technology and optimizing operations. We evaluate the impact of these focuses on the company's financial health and stock performance.

Dividend Yield

0.0315

Forward Dividend Yield

0.0315

Forward Dividend Rate

1.02

Beta

1.06

Basic technical analysis of Radian Stock

As of the 26th of February, Radian holds the Risk Adjusted Performance of (0.02), variance of 1.88, and Coefficient Of Variation of (3,261). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Radian, as well as the relationship between them.

Radian's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Radian insiders, such as employees or executives, is commonly permitted as long as it does not rely on Radian's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Radian insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Richard Thornberry over three weeks ago Disposition of 20000 shares by Richard Thornberry of Radian at 34.1731 subject to Rule 16b-3
		Mary Dickerson over a month ago Disposition of 19511 shares by Mary Dickerson of Radian at 35.9318 subject to Rule 16b-3
		Sumita Pandit over three months ago Acquisition by Sumita Pandit of 7866 shares of Radian subject to Rule 16b-3
		Mary Dickerson over three months ago Disposition of 1890 shares by Mary Dickerson of Radian subject to Rule 16b-3
		Eric Ray over six months ago Disposition of 53791 shares by Eric Ray of Radian at 35.6738 subject to Rule 16b-3
		Edward Hoffman over six months ago Disposition of 40000 shares by Edward Hoffman of Radian at 35.533 subject to Rule 16b-3
		Sumita Pandit over six months ago Disposition of 3817 shares by Sumita Pandit of Radian at 34.2303 subject to Rule 16b-3
		Lisa Mumford over six months ago Acquisition by Lisa Mumford of 7083 shares of Radian subject to Rule 16b-3
		Lisa Hess over six months ago Acquisition by Lisa Hess of 7083 shares of Radian subject to Rule 16b-3
		Herbert Wender over a year ago Radian exotic insider transaction detected
		Herbert Wender over a year ago Radian exotic insider transaction detected

Radian's Outstanding Corporate Bonds

Radian issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Radian Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Radian bonds can be classified according to their maturity, which is the date when Radian Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	RADIATE HOLDCO LLC Corp Bond US75026JAE01	View
	RADIATE HOLDCO LLC Corp Bond US75026JAC45	View
	Radian Group 4875 Corp Bond US750236AW16	View
	MPLX LP 4125 Corp Bond US55336VAK61	View
	MPLX LP 52 Corp Bond US55336VAL45	View
	MGM Resorts International Corp Bond US552953CD18	View

View All Radian Corporate Bonds

Understand Radian's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Radian's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	(0.02)
	Market Risk Adjusted Performance	(0.04)
	Mean Deviation	1.04
	Coefficient Of Variation	(3,261)
	Standard Deviation	1.37
	Variance	1.88
	Information Ratio	(0.04)
	Jensen Alpha	(0.06)
	Total Risk Alpha	(0.06)
	Treynor Ratio	(0.05)
	Maximum Drawdown	6.8
	Value At Risk	(1.92)
	Potential Upside	2.18
	Skewness	(0.28)
	Kurtosis	0.6571

	Risk Adjusted Performance	(0.02)
	Market Risk Adjusted Performance	(0.04)
	Mean Deviation	1.04
	Coefficient Of Variation	(3,261)
	Standard Deviation	1.37
	Variance	1.88
	Information Ratio	(0.04)
	Jensen Alpha	(0.06)
	Total Risk Alpha	(0.06)
	Treynor Ratio	(0.05)
	Maximum Drawdown	6.8
	Value At Risk	(1.92)
	Potential Upside	2.18
	Skewness	(0.28)
	Kurtosis	0.6571

Consider Radian's intraday indicators

Radian intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Radian stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Daily Balance Of Power	(9,223,372,036,855)
	Rate Of Daily Change	1.0
	Day Median Price	32.35
	Day Typical Price	32.35
	Price Action Indicator	(0.05)
	Period Momentum Indicator	(0.10)
	Relative Strength Index	46.21

Radian Corporate Filings

10K	14th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance	View Verify
F3	13th of February 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock	View Verify
8K	12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about	View Verify
	5th of February 2025 Other Reports	View Verify

Radian time-series forecasting models is one of many Radian's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Radian's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Radian Stock media impact

Far too much social signal, news, headlines, and media speculation about Radian that are available to investors today. That information is available publicly through Radian media outlets and privately through word of mouth or via Radian internal channels. However, regardless of the origin, that massive amount of Radian data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Radian news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Radian relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Radian's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Radian alpha.

Radian Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Radian can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Radian Group Historical Investor Sentiment

Investor biases related to Radian's public news can be used to forecast risks associated with an investment in Radian. The trend in average sentiment can be used to explain how an investor holding Radian can time the market purely based on public headlines and social activities around Radian Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Radian's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Radian and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Radian news discussions. The higher the estimate score, the more favorable the investor's outlook on Radian.

Radian Corporate Directors

Brian Montgomery	Independent Director	Profile
Lisa Hess	Independent Director	Profile
Lisa Mumford	Independent Director	Profile
Brad Conner	Independent Director	Profile

When determining whether Radian Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Radian's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Radian Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Radian Group Stock: