Nmi Holdings Stock Today

NMIH Stock  USD 35.37  0.03  0.08%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
NMI Holdings is trading at 35.37 as of the 17th of March 2025. This is a 0.08 percent decrease since the beginning of the trading day. The stock's open price was 35.4. NMI Holdings has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 17th of December 2024 and ending today, the 17th of March 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
8th of November 2013
Classification
Financials
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California. Nmi Holdings operates under InsuranceSpecialty classification in the United States and is traded on NASDAQ Exchange. The company has 78.45 M outstanding shares of which 1.26 M shares are now shorted by private and institutional investors with about 2.53 trading days to cover. More on NMI Holdings

Moving together with NMI Stock

  0.65AGO Assured GuarantyPairCorr
Follow Valuation Options Odds of Bankruptcy
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NMI Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Executive ChairmanBradley CFA
Thematic IdeaInsurance (View all Themes)
Business ConcentrationCommercial & Residential Mortgage Finance, Insurance - Specialty, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Insurance, Financials, Financial Services, Insurance—Specialty, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.120.1943
Way Down
Slightly volatile
Total Current Liabilities338.3 M322.2 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total408.5 M810.4 M
Way Down
Slightly volatile
Total Assets3.5 B3.3 B
Sufficiently Up
Slightly volatile
Total Current Assets130.3 M137.1 M
Notably Down
Slightly volatile
Debt Levels
NMI Holdings can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand NMI Holdings' financial leverage. It provides some insight into what part of NMI Holdings' total assets is financed by creditors.
Liquidity
NMI Holdings currently holds 415.15 M in liabilities with Debt to Equity (D/E) ratio of 0.27, which may suggest the company is not taking enough advantage from borrowing. NMI Holdings has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about NMI Holdings' use of debt, we should always consider it together with its cash and equity.

Change In Working Capital

(82.67 Million)
NMI Holdings (NMIH) is traded on NASDAQ Exchange in USA. It is located in 2100 Powell Street, Emeryville, CA, United States, 94608 and employs 230 people. NMI Holdings is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.78 B. NMI Holdings conducts business under Financial Services sector and is part of Financials industry. The entity has 78.45 M outstanding shares of which 1.26 M shares are now shorted by private and institutional investors with about 2.53 trading days to cover. NMI Holdings currently holds about 167.13 M in cash with 393.6 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.97.
Check NMI Holdings Probability Of Bankruptcy
Ownership Allocation
NMI Holdings maintains a total of 78.45 Million outstanding shares. The majority of NMI Holdings outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in NMI Holdings to benefit from reduced commissions. Therefore, institutional holders are subject to a different set of regulations than regular investors in NMI Holdings. Please pay attention to any change in the institutional holdings of NMI Holdings as this could imply that something significant has changed or is about to change at the company. Also note that almost one hundred sixty-four thousand seven hundred fourty-nine invesors are currently shorting NMI Holdings expressing very little confidence in its future performance.
Check NMI Ownership Details

NMI Stock Institutional Holders

InstituionRecorded OnShares
Nuveen Asset Management, Llc2024-12-31
1.3 M
Assenagon Asset Management Sa2024-12-31
1.2 M
Capital World Investors2024-12-31
1.1 M
Capital Research & Mgmt Co - Division 32024-12-31
1.1 M
Charles Schwab Investment Management Inc2024-12-31
1.1 M
Goldman Sachs Group Inc2024-12-31
993.4 K
Morgan Stanley - Brokerage Accounts2024-12-31
990.5 K
Jpmorgan Chase & Co2024-12-31
971.9 K
Amvescap Plc.2024-12-31
934 K
Blackrock Inc2024-12-31
13.8 M
Vanguard Group Inc2024-12-31
7.2 M
View NMI Holdings Diagnostics

NMI Holdings Historical Income Statement

As of now, NMI Holdings' Other Operating Expenses is increasing as compared to previous years. The NMI Holdings' current Operating Income is estimated to increase to about 34.4 B, while Depreciation And Amortization is projected to decrease to under 8.6 M. View More Fundamentals

NMI Stock Against Markets

NMI Holdings Corporate Management

William JDChief VPProfile
Norman FitzgeraldExecutive OfficerProfile
Robert SmithExecutive OfficerProfile
Andrew GreenbergSenior FinanceProfile
When determining whether NMI Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NMI Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nmi Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nmi Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NMI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NMI Holdings. If investors know NMI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NMI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.058
Earnings Share
4.43
Revenue Per Share
8.153
Quarterly Revenue Growth
0.1
Return On Assets
0.0994
The market value of NMI Holdings is measured differently than its book value, which is the value of NMI that is recorded on the company's balance sheet. Investors also form their own opinion of NMI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NMI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NMI Holdings' market value can be influenced by many factors that don't directly affect NMI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NMI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NMI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NMI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.