Radian Financial Statements From 2010 to 2025

RDN Stock  USD 31.56  0.06  0.19%   
Radian financial statements provide useful quarterly and yearly information to potential Radian Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Radian financial statements helps investors assess Radian's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Radian's valuation are summarized below:
Gross Profit
1.2 B
Profit Margin
0.4685
Market Capitalization
4.6 B
Enterprise Value Revenue
5.3181
Revenue
1.3 B
We have found one hundred twenty available trending fundamental ratios for Radian Group, which can be analyzed and compared to other ratios and to its competitors. Self-guided Investors are advised to check out Radian's recent fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 18th of March 2025, Enterprise Value is likely to grow to about 3.2 B, while Market Cap is likely to drop about 1.2 B.

Radian Total Revenue

1.04 Billion

Check Radian financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Radian's main balance sheet or income statement drivers, such as Depreciation And Amortization of 33.8 M, Interest Expense of 108.9 M or Total Revenue of 1 B, as well as many indicators such as Price To Sales Ratio of 3.32, Dividend Yield of 0.033 or PTB Ratio of 1.45. Radian financial statements analysis is a perfect complement when working with Radian Valuation or Volatility modules.
  
Check out the analysis of Radian Correlation against competitors.

Radian Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.8 B8.7 B6.3 B
Slightly volatile
Total Stockholder Equity2.5 B4.6 B2.8 B
Slightly volatile
Common Stock Shares Outstanding135.8 M153.1 M178.1 M
Pretty Stable
Liabilities And Stockholders Equity5.8 B8.7 B6.3 B
Slightly volatile
Other Stockholder Equity264.7 M278.6 M1.1 B
Slightly volatile
Total Liabilities3.1 BB3.1 B
Pretty Stable
Cash527.8 M521.6 M479.2 M
Slightly volatile
Non Current Assets Total26.3 M27.6 M3.9 B
Pretty Stable
Cash And Short Term Investments822.6 M521.6 M661.4 M
Slightly volatile
Common Stock Total Equity146.1 K202.4 K185.5 K
Slightly volatile
Short Term Investments2.1 B2.8 B3.1 B
Slightly volatile
Non Current Liabilities Total2.7 B2.4 B2.2 B
Very volatile
Total Current Assets617.3 M649.7 M17.7 B
Slightly volatile
Common Stock148.9 K168 K183.3 K
Pretty Stable
Net Receivables104.6 M128.1 M103.4 M
Slightly volatile
Total Current LiabilitiesB1.6 B1.1 B
Pretty Stable
Other Liabilities1.2 B763.7 M1.1 B
Pretty Stable
Accounts Payable244.5 M150.1 M206.8 M
Very volatile
Short and Long Term Debt Total1.3 B703.5 M1.4 B
Pretty Stable
Long Term Debt1.2 B2.3 B1.3 B
Slightly volatile
Intangible Assets49.3 M64.2 M60.5 M
Slightly volatile
Property Plant And Equipment Net49.9 M27.6 M51.3 M
Slightly volatile
Property Plant And Equipment Gross137 M130.5 M72.4 M
Slightly volatile
Property Plant Equipment46.3 M81.6 M50.8 M
Slightly volatile
Net Tangible AssetsB4.5 B2.8 B
Slightly volatile
Long Term Debt Total1.4 B1.8 B1.3 B
Slightly volatile
Capital Surpluse1.9 B1.4 B2.2 B
Slightly volatile
Long Term Investments5.9 B5.8 B5.4 B
Slightly volatile
Non Current Liabilities Other1.8 B928.7 M2.2 B
Slightly volatile
Warrants59.8 M67.2 M73.3 M
Slightly volatile
Short and Long Term Debt30.9 M32.5 M545.9 M
Slightly volatile
Net Invested CapitalB6.9 B4.9 B
Slightly volatile
Capital Stock156.7 K168 K211 K
Slightly volatile
Capital Lease Obligations30 M33.7 M36.7 M
Slightly volatile

Radian Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization33.8 M23.6 M34.6 M
Slightly volatile
Total RevenueB1.3 B1.2 B
Slightly volatile
Other Operating Expenses820 M1.3 B774.8 M
Pretty Stable
Cost Of Revenue36.4 M38.3 M11.3 B
Slightly volatile
Tax Provision176.8 M166.8 M160.3 M
Pretty Stable
Interest Income59.3 M76 M79.2 M
Slightly volatile
Non Recurring4.1 M4.3 M103.2 M
Slightly volatile
Reconciled Depreciation82.7 M78.8 M67.2 M
Slightly volatile

Radian Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow19.1 M20.1 M56.7 M
Slightly volatile
Depreciation51.5 M78.8 M69.3 M
Slightly volatile
Dividends Paid159.6 M152 M50.9 M
Slightly volatile
End Period Cash Flow54.8 M41.5 M66.1 M
Pretty Stable
Issuance Of Capital Stock1.2 M928 K1.4 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.323.74822.8079
Slightly volatile
Dividend Yield0.0330.03140.0133
Slightly volatile
PTB Ratio1.451.04591.187
Pretty Stable
Days Sales Outstanding34.4236.23541.2 K
Slightly volatile
Book Value Per Share15.930.327317.5754
Slightly volatile
Stock Based Compensation To Revenue0.03170.03810.0304
Pretty Stable
Capex To Depreciation0.220.240.2387
Pretty Stable
PB Ratio1.451.04591.187
Pretty Stable
Payables Turnover3.233.440.4101
Slightly volatile
Capex To Revenue0.00230.00250.0135
Pretty Stable
Cash Per Share12.7822.088219.9637
Pretty Stable
Days Payables Outstanding216142150
Pretty Stable
Intangibles To Total Assets0.01860.01080.0163
Slightly volatile
Current Ratio0.380.39995.2287
Pretty Stable
Tangible Book Value Per Share15.7430.327317.1501
Slightly volatile
Receivables Turnover12.9310.07310.769
Very volatile
Graham Number28.3252.011632.0847
Slightly volatile
Shareholders Equity Per Share15.2630.327315.8597
Slightly volatile
Debt To Equity0.140.15220.4532
Slightly volatile
Capex Per Share0.01980.02080.0862
Very volatile
Revenue Per Share6.588.46286.7667
Pretty Stable
Interest Debt Per Share8.735.29486.9209
Slightly volatile
Debt To Assets0.120.08120.1643
Pretty Stable
Short Term Coverage Ratios0.280.320.3446
Slightly volatile
Price Book Value Ratio1.451.04591.187
Pretty Stable
Days Of Payables Outstanding216142150
Pretty Stable
Ebt Per Ebit1.421.01.3263
Pretty Stable
Company Equity Multiplier2.131.87382.8313
Slightly volatile
Long Term Debt To Capitalization0.230.2590.2975
Slightly volatile
Total Debt To Capitalization0.220.13210.2939
Slightly volatile
Debt Equity Ratio0.140.15220.4532
Slightly volatile
Quick Ratio0.380.399913.3906
Pretty Stable
Net Income Per E B T0.630.78370.8576
Pretty Stable
Cash Ratio0.310.32111.0669
Pretty Stable
Days Of Sales Outstanding34.4236.23541.2 K
Slightly volatile
Price To Book Ratio1.451.04591.187
Pretty Stable
Fixed Asset Turnover47.4946.686843.2958
Slightly volatile
Debt Ratio0.120.08120.1643
Pretty Stable
Price Sales Ratio3.323.74822.8079
Slightly volatile
Asset Turnover0.240.14890.1936
Pretty Stable
Price Fair Value1.451.04591.187
Pretty Stable

Radian Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.2 B2.1 B2.1 B
Pretty Stable
Enterprise Value3.2 BB3.1 B
Slightly volatile

Radian Fundamental Market Drivers

Forward Price Earnings8.0775
Cash And Short Term Investments521.6 M

Radian Upcoming Events

7th of February 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
7th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Radian Financial Statements

Radian investors utilize fundamental indicators, such as revenue or net income, to predict how Radian Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue24.1 M25.4 M
Total Revenue1.3 BB
Cost Of Revenue38.3 M36.4 M
Stock Based Compensation To Revenue 0.04  0.03 
Revenue Per Share 8.46  6.58 
Ebit Per Revenue 0.82  0.86 

Pair Trading with Radian

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Radian position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Radian will appreciate offsetting losses from the drop in the long position's value.

Moving together with Radian Stock

  0.68ESNT Essent GroupPairCorr
  0.69ACT Enact HoldingsPairCorr
  0.72AGO Assured GuarantyPairCorr
The ability to find closely correlated positions to Radian could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Radian when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Radian - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Radian Group to buy it.
The correlation of Radian is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Radian moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Radian Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Radian can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Radian Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Radian's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Radian Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Radian Group Stock:
Check out the analysis of Radian Correlation against competitors.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Radian. If investors know Radian will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Radian listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.069
Dividend Share
0.98
Earnings Share
3.92
Revenue Per Share
8.463
Quarterly Revenue Growth
(0.04)
The market value of Radian Group is measured differently than its book value, which is the value of Radian that is recorded on the company's balance sheet. Investors also form their own opinion of Radian's value that differs from its market value or its book value, called intrinsic value, which is Radian's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Radian's market value can be influenced by many factors that don't directly affect Radian's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Radian's value and its price as these two are different measures arrived at by different means. Investors typically determine if Radian is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Radian's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.