Is Orrstown Financial Stock a Good Investment?
Orrstown Financial Investment Advice | ORRF |
- Examine Orrstown Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Orrstown Financial's leadership team and their track record. Good management can help Orrstown Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Orrstown Financial's business and its evolving consumer preferences.
- Compare Orrstown Financial's performance and market position to its competitors. Analyze how Orrstown Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Orrstown Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Orrstown Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Orrstown Financial Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Orrstown Financial Services is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Orrstown Financial Stock
Researching Orrstown Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 56.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.48. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Orrstown Financial last dividend was issued on the 5th of November 2024. The entity had 105:100 split on the 23rd of May 2007.
To determine if Orrstown Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Orrstown Financial's research are outlined below:
| About 56.0% of the company shares are owned by institutional investors | |
| On 12th of November 2024 Orrstown Financial paid $ 0.23 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Orrstown Financial Services, Inc. Shares Bought by Empowered Funds LLC - MarketBeat |
Orrstown Financial Quarterly Cash And Short Term Investments |
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Orrstown Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Orrstown Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Orrstown Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Orrstown Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Orrstown Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2017-01-26 | 2016-12-31 | 0.21 | 0.24 | 0.03 | 14 | ||
2015-07-22 | 2015-06-30 | 0.21 | 0.18 | -0.03 | 14 | ||
2020-04-21 | 2020-03-31 | 0.37 | 0.41 | 0.04 | 10 | ||
2018-01-24 | 2017-12-31 | 0.36 | 0.32 | -0.04 | 11 | ||
2017-04-27 | 2017-03-31 | 0.2 | 0.24 | 0.04 | 20 | ||
2016-10-27 | 2016-09-30 | 0.23 | 0.18 | -0.05 | 21 | ||
2016-01-28 | 2015-12-31 | 0.23 | 0.18 | -0.05 | 21 | ||
2018-10-17 | 2018-09-30 | 0.43 | 0.49 | 0.06 | 13 |
Know Orrstown Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Orrstown Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Orrstown Financial Services backward and forwards among themselves. Orrstown Financial's institutional investor refers to the entity that pools money to purchase Orrstown Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Fmr Inc | 2024-09-30 | 178.5 K | Pacific Ridge Capital Partners, Llc | 2024-09-30 | 167.7 K | Charles Schwab Investment Management Inc | 2024-09-30 | 158 K | Bridgeway Capital Management, Llc | 2024-09-30 | 156.3 K | Northern Trust Corp | 2024-09-30 | 149.8 K | Arrowstreet Capital Limited Partnership | 2024-06-30 | 140.5 K | Segall Bryant & Hamill | 2024-09-30 | 124.7 K | Franklin Resources Inc | 2024-09-30 | 108 K | Bank Of America Corp | 2024-06-30 | 94.4 K | Vanguard Group Inc | 2024-09-30 | 981.8 K | Blackrock Inc | 2024-06-30 | 838.1 K |
Orrstown Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 768.27 M.Market Cap |
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Orrstown Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.11 |
Determining Orrstown Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Orrstown Financial is a good buy. For example, gross profit margin measures Orrstown Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Orrstown Financial's profitability and make more informed investment decisions.
Evaluate Orrstown Financial's management efficiency
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.04. At this time, Orrstown Financial's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The Orrstown Financial's current Intangibles To Total Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to roughly 517 M. Orrstown Financial's management efficiency ratios could be used to measure how well Orrstown Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 25.63 | 26.92 | |
| Tangible Book Value Per Share | 23.59 | 24.77 | |
| Enterprise Value Over EBITDA | 3.68 | 3.50 | |
| Price Book Value Ratio | 1.15 | 1.09 | |
| Enterprise Value Multiple | 3.68 | 3.50 | |
| Price Fair Value | 1.15 | 1.09 | |
| Enterprise Value | 218.7 M | 115.5 M |
The strategic initiatives led by Orrstown Financial's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield 0.0233 | Forward Dividend Yield 0.0233 | Forward Dividend Rate 0.92 | Beta 0.89 |
Basic technical analysis of Orrstown Stock
As of the 1st of December, Orrstown Financial holds the Semi Deviation of 1.0, coefficient of variation of 955.93, and Risk Adjusted Performance of 0.0856. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Orrstown Financial, as well as the relationship between them. Please check Orrstown Financial information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if Orrstown Financial is priced some-what accurately, providing market reflects its current price of 39.5 per share. Given that Orrstown Financial has jensen alpha of (0.01), we recommend you to check out Orrstown Financial's recent market performance to make sure the company can sustain itself at a future point.Orrstown Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Orrstown Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Orrstown Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Orrstown Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Orrstown Financial's Outstanding Corporate Bonds
Orrstown Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Orrstown Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Orrstown bonds can be classified according to their maturity, which is the date when Orrstown Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Volcan Compania Minera Corp BondUSP98047AC08 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MPLX LP 4875 Corp BondUS55336VAG59 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| International Game Technology Corp BondUS460599AD57 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View |
Understand Orrstown Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Orrstown Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0856 | |||
| Market Risk Adjusted Performance | 0.129 | |||
| Mean Deviation | 1.05 | |||
| Semi Deviation | 1.0 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 955.93 | |||
| Standard Deviation | 1.73 | |||
| Variance | 3.01 | |||
| Information Ratio | 0.0252 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.035 | |||
| Treynor Ratio | 0.119 | |||
| Maximum Drawdown | 12.95 | |||
| Value At Risk | (2.38) | |||
| Potential Upside | 2.74 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 1.0 | |||
| Expected Short fall | (1.15) | |||
| Skewness | 2.94 | |||
| Kurtosis | 16.2 |
| Risk Adjusted Performance | 0.0856 | |||
| Market Risk Adjusted Performance | 0.129 | |||
| Mean Deviation | 1.05 | |||
| Semi Deviation | 1.0 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 955.93 | |||
| Standard Deviation | 1.73 | |||
| Variance | 3.01 | |||
| Information Ratio | 0.0252 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.035 | |||
| Treynor Ratio | 0.119 | |||
| Maximum Drawdown | 12.95 | |||
| Value At Risk | (2.38) | |||
| Potential Upside | 2.74 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 1.0 | |||
| Expected Short fall | (1.15) | |||
| Skewness | 2.94 | |||
| Kurtosis | 16.2 |
Consider Orrstown Financial's intraday indicators
Orrstown Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Orrstown Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Orrstown Financial Corporate Filings
13A | 14th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
F4 | 31st of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 24th of October 2024 Other Reports | ViewVerify |
Orrstown Stock media impact
Far too much social signal, news, headlines, and media speculation about Orrstown Financial that are available to investors today. That information is available publicly through Orrstown media outlets and privately through word of mouth or via Orrstown internal channels. However, regardless of the origin, that massive amount of Orrstown data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Orrstown Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Orrstown Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Orrstown Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Orrstown Financial alpha.
Orrstown Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Orrstown Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Orrstown Financial Corporate Management
| Matthew Dyckman | Executive Counsel | Profile | |
| Robert Russoli | Senior Officer | Profile | |
| Heather Knisely | Chief Officer | Profile | |
| Sean CPA | Senior Officer | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Orrstown Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Orrstown Financial. If investors know Orrstown will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Orrstown Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Dividend Share 0.83 | Earnings Share 1.36 | Revenue Per Share 11.803 | Quarterly Revenue Growth 0.575 |
The market value of Orrstown Financial is measured differently than its book value, which is the value of Orrstown that is recorded on the company's balance sheet. Investors also form their own opinion of Orrstown Financial's value that differs from its market value or its book value, called intrinsic value, which is Orrstown Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Orrstown Financial's market value can be influenced by many factors that don't directly affect Orrstown Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Orrstown Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Orrstown Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Orrstown Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.