Bread Historical Financial Ratios
BFH Stock | USD 62.29 0.47 0.75% |
Bread Financial is presently reporting on over 105 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 0.0143, PTB Ratio of 0.53 or Days Sales Outstanding of 14.4 will help investors to properly organize and evaluate Bread Financial Holdings financial condition quickly.
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About Bread Financial Ratios Analysis
Bread Financial HoldingsFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Bread Financial investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Bread financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Bread Financial history.
Bread Financial Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Bread Financial Holdings stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Bread Financial sales, a figure that is much harder to manipulate than other Bread Financial Holdings multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Average Inventory
The average amount of inventory a company holds over a certain period, which is used to calculate inventory turnover and efficiency in managing stock levels.Most ratios from Bread Financial's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Bread Financial Holdings current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. As of now, Bread Financial's Stock Based Compensation To Revenue is decreasing as compared to previous years. The Bread Financial's current EV To Sales is estimated to increase to 1.74, while Price To Sales Ratio is projected to decrease to 0.51.
2021 | 2022 | 2023 | 2024 (projected) | Dividend Yield | 0.0127 | 0.0229 | 0.0256 | 0.0143 | Price To Sales Ratio | 1.01 | 0.49 | 0.54 | 0.51 |
Bread Financial fundamentals Correlations
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Bread Financial Account Relationship Matchups
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Bread Financial fundamentals Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Price To Sales Ratio | 0.8 | 0.62 | 1.01 | 0.49 | 0.54 | 0.51 | |
Dividend Yield | 0.0285 | 0.0216 | 0.0127 | 0.0229 | 0.0256 | 0.0143 | |
Ptb Ratio | 2.76 | 1.86 | 1.59 | 0.83 | 0.56 | 0.53 | |
Days Sales Outstanding | 1.1K | 1.2K | 9.2 | 16.84 | 15.16 | 14.4 | |
Book Value Per Share | 32.42 | 31.83 | 41.97 | 45.39 | 58.59 | 61.52 | |
Free Cash Flow Yield | 0.24 | 0.65 | 0.44 | 0.95 | 1.21 | 1.27 | |
Operating Cash Flow Per Share | 24.35 | 39.39 | 31.05 | 37.03 | 39.9 | 41.89 | |
Stock Based Compensation To Revenue | 0.009819 | 0.004645 | 0.008863 | 0.008527 | 0.0144 | 0.0155 | |
Capex To Depreciation | 0.57 | 0.29 | 0.68 | 0.6 | 0.69 | 0.58 | |
Pb Ratio | 2.76 | 1.86 | 1.59 | 0.83 | 0.56 | 0.53 | |
Ev To Sales | 1.98 | 1.89 | 2.39 | 1.58 | 1.14 | 1.74 | |
Free Cash Flow Per Share | 21.51 | 38.26 | 29.36 | 35.67 | 39.9 | 41.89 | |
Roic | 0.0615 | 0.0403 | (0.0455) | 0.0837 | 0.15 | 0.16 | |
Inventory Turnover | 21.36 | 12.42 | 15.63 | 16.29 | 0.0969 | 0.11 | |
Net Income Per Share | 11.45 | 6.17 | 16.12 | 4.47 | 14.42 | 15.14 | |
Days Of Inventory On Hand | 29.39 | 23.35 | 22.4 | 3.8K | 3.4K | 3.6K | |
Payables Turnover | 6.33 | 11.33 | 7.56 | 5.47 | 6.3 | 11.59 | |
Sales General And Administrative To Revenue | 0.027 | 0.0234 | 0.21 | 0.2 | 0.28 | 0.3 | |
Capex To Revenue | 0.0255 | 0.0119 | 0.0257 | 0.0176 | 0.0202 | 0.0367 | |
Cash Per Share | 88.72 | 77.82 | 66.1 | 79.88 | 75.52 | 79.3 | |
Pocfratio | 3.67 | 1.5 | 2.14 | 1.02 | 0.83 | 0.78 | |
Interest Coverage | 6.79 | 3.64 | 2.73 | 1.59 | 1.81 | 1.72 | |
Payout Ratio | 0.22 | 0.21 | 0.0524 | 0.19 | 0.0585 | 0.0556 | |
Pfcf Ratio | 4.16 | 1.55 | 2.27 | 1.06 | 0.83 | 0.78 | |
Days Payables Outstanding | 57.63 | 32.22 | 48.27 | 66.68 | 60.01 | 37.65 | |
Income Quality | 3.92 | 8.81 | 1.93 | 8.29 | 2.77 | 2.91 | |
Roe | 0.35 | 0.19 | 0.38 | 0.0985 | 0.25 | 0.23 | |
Ev To Operating Cash Flow | 9.07 | 4.55 | 5.08 | 3.31 | 1.76 | 1.67 | |
Pe Ratio | 7.82 | 9.58 | 4.13 | 8.43 | 2.28 | 2.17 | |
Return On Tangible Assets | 0.0226 | 0.014 | 0.038 | 0.009062 | 0.0321 | 0.028 | |
Ev To Free Cash Flow | 10.27 | 4.68 | 5.37 | 3.44 | 1.76 | 1.67 | |
Earnings Yield | 0.13 | 0.1 | 0.24 | 0.12 | 0.44 | 0.46 | |
Intangibles To Total Assets | 0.0418 | 0.0644 | 0.0316 | 0.0314 | 0.0329 | 0.0313 | |
Net Debt To E B I T D A | 4.99 | 4.88 | 4.4 | 14.09 | 3.99 | 3.59 | |
Current Ratio | 25.14 | 18.48 | 1.69 | 10.43 | 13.15 | 13.81 | |
Tangible Book Value Per Share | 10.26 | 1.47 | 28.15 | 29.38 | 43.29 | 45.46 | |
Receivables Turnover | 0.33 | 0.3 | 39.66 | 21.67 | 19.5 | 20.48 | |
Graham Number | 91.4 | 66.49 | 123.37 | 67.56 | 137.87 | 144.76 | |
Shareholders Equity Per Share | 32.42 | 31.83 | 41.97 | 45.39 | 58.59 | 61.52 |
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When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.99) | Dividend Share 0.84 | Earnings Share 6.34 | Revenue Per Share 49.838 | Quarterly Revenue Growth (0.15) |
The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.