Universal Insurance Holdings Stock Performance
| UVE Stock | USD 21.80 0.47 2.20% |
Universal Insurance has a performance score of 3 on a scale of 0 to 100. The entity has a beta of 0.49, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Universal Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Universal Insurance is expected to be smaller as well. Universal Insurance right now has a risk of 1.91%. Please validate Universal Insurance semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if Universal Insurance will be following its existing price patterns.
Risk-Adjusted Performance
Insignificant
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Universal Insurance Holdings are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. In spite of rather sound basic indicators, Universal Insurance is not utilizing all of its potentials. The recent stock price tumult, may contribute to shorter-term losses for the shareholders. ...more
Actual Historical Performance (%)
One Day Return 2.2 | Five Day Return 4.11 | Year To Date Return 5.88 | Ten Year Return (13.94) | All Time Return 14.74 |
Forward Dividend Yield 0.0294 | Payout Ratio | Last Split Factor 1:4 | Forward Dividend Rate 0.64 | Dividend Date 2025-03-14 |
1 | Disposition of 5380 shares by Sean Downes of Universal Insurance at 21.13 subject to Rule 16b-3 | 12/16/2024 |
2 | Disposition of 1667 shares by Gary Ropiecki of Universal Insurance subject to Rule 16b-3 | 12/19/2024 |
3 | Disposition of 6498 shares by Sean Downes of Universal Insurance subject to Rule 16b-3 | 12/27/2024 |
4 | Disposition of 14000 shares by Stephen Donaghy of Universal Insurance subject to Rule 16b-3 | 01/14/2025 |
5 | Acquisition by Scott Callahan of 2500 shares of Universal Insurance at 9.4491 subject to Rule 16b-3 | 01/17/2025 |
6 | Investors in Universal Insurance Holdings have seen returns of 4.8 percent over the past five years | 01/28/2025 |
7 | Disposition of 2000 shares by Stephen Donaghy of Universal Insurance subject to Rule 16b-3 | 02/14/2025 |
8 | Disposition of 16137 shares by Sean Downes of Universal Insurance at 19.96 subject to Rule 16b-3 | 02/21/2025 |
9 | Universal Insurance Upgraded by StockNews.com to Strong-Buy Rating | 02/25/2025 |
10 | Universal Insurance Holdings Full Year 2024 Earnings Beats Expectations | 02/27/2025 |
11 | Disposition of 20000 shares by Sean Downes of Universal Insurance at 22.0789 subject to Rule 16b-3 | 02/28/2025 |
12 | Disposition of 25000 shares by Jon Springer of Universal Insurance at 20.6261 subject to Rule 16b-3 | 03/11/2025 |
13 | When Moves Investors should Listen - Stock Traders Daily | 03/13/2025 |
| Begin Period Cash Flow | 399.9 M | |
| Free Cash Flow | 130 M |
Universal |
Universal Insurance Relative Risk vs. Return Landscape
If you would invest 2,097 in Universal Insurance Holdings on December 17, 2024 and sell it today you would earn a total of 83.00 from holding Universal Insurance Holdings or generate 3.96% return on investment over 90 days. Universal Insurance Holdings is generating 0.0823% of daily returns assuming volatility of 1.9098% on return distribution over 90 days investment horizon. In other words, 17% of stocks are less volatile than Universal, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Universal Insurance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Universal Insurance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Universal Insurance Holdings, and traders can use it to determine the average amount a Universal Insurance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0431
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| Cash | Small Risk | UVE | High Risk | Huge Risk |
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Estimated Market Risk
| 1.91 actual daily | 17 83% of assets are more volatile |
Expected Return
| 0.08 actual daily | 1 99% of assets have higher returns |
Risk-Adjusted Return
| 0.04 actual daily | 3 97% of assets perform better |
Based on monthly moving average Universal Insurance is performing at about 3% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Universal Insurance by adding it to a well-diversified portfolio.
Universal Insurance Fundamentals Growth
Universal Stock prices reflect investors' perceptions of the future prospects and financial health of Universal Insurance, and Universal Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Universal Stock performance.
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0221 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.02 % | ||||
| Current Valuation | 454.29 M | ||||
| Shares Outstanding | 28.1 M | ||||
| Price To Earning | 13.42 X | ||||
| Price To Book | 1.64 X | ||||
| Price To Sales | 0.40 X | ||||
| Revenue | 1.52 B | ||||
| Gross Profit | 433.17 M | ||||
| EBITDA | 91.09 M | ||||
| Net Income | 58.93 M | ||||
| Cash And Equivalents | 388.71 M | ||||
| Cash Per Share | 10.08 X | ||||
| Total Debt | 101.24 M | ||||
| Debt To Equity | 0.40 % | ||||
| Current Ratio | 0.66 X | ||||
| Book Value Per Share | 13.29 X | ||||
| Cash Flow From Operations | 137.36 M | ||||
| Earnings Per Share | 2.01 X | ||||
| Market Capitalization | 612.49 M | ||||
| Total Asset | 2.84 B | ||||
| Retained Earnings | 596.85 M | ||||
About Universal Insurance Performance
By analyzing Universal Insurance's fundamental ratios, stakeholders can gain valuable insights into Universal Insurance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Universal Insurance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Universal Insurance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -1.8 K | -1.7 K | |
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.16 | 0.09 |
Things to note about Universal Insurance performance evaluation
Checking the ongoing alerts about Universal Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Universal Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Universal Insurance Holdings has 101.24 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Universal Insurance has a current ratio of 0.65, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Universal to invest in growth at high rates of return. | |
| Universal Insurance has a poor financial position based on the latest SEC disclosures | |
| About 70.0% of Universal Insurance outstanding shares are owned by institutional investors | |
| Latest headline from news.google.com: When Moves Investors should Listen - Stock Traders Daily |
- Analyzing Universal Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Universal Insurance's stock is overvalued or undervalued compared to its peers.
- Examining Universal Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Universal Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Universal Insurance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Universal Insurance's stock. These opinions can provide insight into Universal Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Universal Stock analysis
When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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