Michael Dowling - Southern First CFO

SFST Stock  USD 40.65  0.85  2.14%   

CFO

Mr. Michael D. Dowling is Chief Financial Officer, Executive Vice President of Southern First Bancshares, Inc., and Southern First Bank. He has over 19 years of experience in the banking industry. Mr. Dowling was previously employed with KPMG LLP from 1994 until 2011, including most recently as an Audit Partner and a member of KPMGs Financial Services practice since 2011.
Age 52
Tenure 13 years
Address 6 Verdae Boulevard, Greenville, SC, United States, 29607
Phone864 679 9000
Webhttps://www.southernfirst.com
Dowling has extensive experience working with public companies and financial institutions. He is a 1993 graduate of Clemson University, with a degree in Accounting and is a certified public accountant in South Carolina and North Carolina.

Southern First Management Efficiency

Return On Equity is likely to gain to 0.05 in 2024, whereas Return On Tangible Assets are likely to drop 0 in 2024. Liabilities And Stockholders Equity is likely to gain to about 4.3 B in 2024. Total Current Liabilities is likely to gain to about 2.7 B in 2024Southern First's management efficiency ratios could be used to measure how well Southern First manages its routine affairs as well as how well it operates its assets and liabilities.
Southern First Bancshares currently holds 311.32 M in liabilities with Debt to Equity (D/E) ratio of 11.92, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Southern First's use of debt, we should always consider it together with its cash and equity.

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Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina. Southern First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 278 people. Southern First Bancshares (SFST) is traded on NASDAQ Exchange in USA. It is located in 6 Verdae Boulevard, Greenville, SC, United States, 29607 and employs 296 people. Southern First is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Southern First Bancshares Leadership Team

Elected by the shareholders, the Southern First's board of directors comprises two types of representatives: Southern First inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Southern. The board's role is to monitor Southern First's management team and ensure that shareholders' interests are well served. Southern First's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Southern First's outside directors are responsible for providing unbiased perspectives on the board's policies.
Christian Zych, CFO President
David Borrmann, Executive CFO
Frederick III, Executive Bank
William III, Senior Officer
Silvia King, Chief Officer
Arthur Seaver, CEO, Director, Member of Fin. Committee, CEO of Southern First Bank and Director of Southern First Bank
Lenwood Howell, Exec Bank
Julie Fairchild, Co Sec
Michael Dowling, CFO, Executive VP, CFO of Southern First Bank and Executive VP of Southern First Bank
Calvin Hurst, Chief Pres
Christopher Shugart, Ex Officer

Southern Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Southern First a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Thematic Opportunities

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