Capital One Financials

COF Stock  USD 191.29  0.16  0.08%   
Based on the measurements of operating efficiency obtained from Capital One's historical financial statements, Capital One Financial is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in December. At this time, Capital One's Cash is most likely to increase significantly in the upcoming years. The Capital One's current Non Current Assets Total is estimated to increase to about 102.7 B, while Total Current Liabilities is projected to decrease to roughly 27.8 B. Key indicators impacting Capital One's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.120.1896
Way Down
Pretty Stable
Return On Assets0.01950.0102
Way Up
Very volatile
Return On Equity0.140.0841
Way Up
Very volatile
Debt Equity Ratio0.690.7261
Notably Down
Slightly volatile
Current Ratio59.156.29
Sufficiently Up
Slightly volatile
Investors should never underestimate Capital One's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Capital One's cash flow, debt, and profitability to make informed and accurate decisions about investing in Capital One Financial.

Net Income

2.9 Billion

  
Understanding current and past Capital One Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Capital One's financial statements are interrelated, with each one affecting the others. For example, an increase in Capital One's assets may result in an increase in income on the income statement.

Capital One Stock Summary

Capital One competes with Mastercard, Visa, PayPal Holdings, Ally Financial, and American Express. Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank , National Association and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia. Capital One operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 55100 people.
Foreign Associate
  Mexico
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS14040H1059
CUSIP14040H105
LocationVirginia; U.S.A
Business Address1680 Capital One
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.capitalone.com
Phone703 720 1000
CurrencyUSD - US Dollar

Capital One Key Financial Ratios

Capital One Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets390.4B421.6B432.4B455.2B478.5B502.4B
Net Debt42.0B(638M)20.5B17.0B6.0B5.7B
Retained Earnings40.3B40.1B51.0B57.2B60.9B64.0B
Accounts Payable439M352M281M527M649M367.3M
Cash13.4B40.5B21.7B30.9B43.3B45.5B
Other Assets197.7B159.8B199.7B403.2B334.1B350.8B
Net Receivables1.8B1.5B1.5B2.1B2.5B2.6B
Total Liab332.4B361.4B371.4B402.7B420.4B441.4B
Total Current Assets94.4B142.4B118.5B33.0B45.8B59.1B
Short Term Debt7B7.2B9.1B6.5B538M511.1M
Other Current Liab(7.4B)(352M)(281M)(527M)28.7B27.2B
Other Liab6.4B15.1B17.0B8.9B10.2B10.1B
Long Term Debt55.4B39.9B42.3B47.8B49.3B33.7B
Treasury Stock(15.0B)(16.5B)(16.9B)(24.5B)(22.0B)(20.9B)
Other Current Assets15.6B42.4B23.8B(76.9B)46.2B33.3B
Intangible Assets474M457M531M596M700M665M
Inventory(15.6B)(42.4B)(23.8B)55M(45.8B)(43.5B)
Net Tangible Assets43.4B45.6B41.4B37.8B43.5B37.0B
Long Term Debt Total55.4B39.9B42.2B47.8B55.0B48.9B
Capital Surpluse33.0B33.5B34.1B34.7B39.9B33.0B

Capital One Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense5.2B3.1B1.6B4.1B12.7B13.3B
Total Revenue28.6B28.5B30.4B34.3B25.8B16.8B
Gross Profit28.6B28.5B30.4B34.3B25.8B16.6B
Operating Income6.9B3.2B15.8B13.4B(4M)(3.8M)
Ebit6.9B(872M)(3.5B)(3.2B)6.0B5.0B
Ebitda14.0B7.0B(3M)(4M)9.3B5.7B
Income Before Tax6.9B3.2B15.8B9.2B6.0B4.2B
Net Income5.5B2.7B12.4B7.4B4.9B2.9B
Income Tax Expense1.3B486M3.4B1.9B1.2B1.2B
Extraordinary Items(1.9B)(10M)13M(3M)(4M)0.0
Tax Provision1.3B486M3.4B1.9B1.2B1.5B
Net Interest Income23.3B22.9B24.2B27.1B28.9B25.8B
Interest Income28.5B26.0B25.8B31.2B40.0B30.2B

Capital One Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash260M27.0B(18.7B)9.2B12.5B13.1B
Free Cash Flow15.8B16.0B11.6B12.9B19.6B20.6B
Depreciation3.3B3.5B3.5B3.2B3.2B3.4B
Other Non Cash Items7.0B9.5B(1.9B)6.6B10.3B10.9B
Capital Expenditures887M710M698M934M961M513.8M
Net Income5.5B2.7B12.4B7.4B4.9B2.9B
End Period Cash Flow13.7B40.8B22.1B31.3B43.8B45.9B
Dividends Paid1.0B740M1.4B1.2B1.2B1.2B
Investments(12.8B)(17.4B)4.4B8.9B(23.7B)(22.5B)
Change Receivables(63M)287M17M(641M)(576.9M)(548.1M)
Net Borrowings(2.7B)(12.3B)2.9B2.7B3.1B3.3B
Change To Netincome7.0B8.1B(985M)6.1B7.0B5.7B

Capital Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Capital One's current stock value. Our valuation model uses many indicators to compare Capital One value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Capital One competition to find correlations between indicators driving Capital One's intrinsic value. More Info.
Capital One Financial is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Capital One Financial is roughly  8.22 . At this time, Capital One's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Capital One by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Capital One Financial Systematic Risk

Capital One's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Capital One volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Capital One Financial correlated with the market. If Beta is less than 0 Capital One generally moves in the opposite direction as compared to the market. If Capital One Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Capital One Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Capital One is generally in the same direction as the market. If Beta > 1 Capital One moves generally in the same direction as, but more than the movement of the benchmark.

Capital One Thematic Clasifications

Capital One Financial is part of several thematic ideas from Warren Buffett Holdings to FinTech. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Capital One Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Capital One's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Capital One growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.29)

At this time, Capital One's Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

Capital One November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Capital One help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Capital One Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Capital One Financial based on widely used predictive technical indicators. In general, we focus on analyzing Capital Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Capital One's daily price indicators and compare them against related drivers.

Complementary Tools for Capital Stock analysis

When running Capital One's price analysis, check to measure Capital One's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Capital One is operating at the current time. Most of Capital One's value examination focuses on studying past and present price action to predict the probability of Capital One's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Capital One's price. Additionally, you may evaluate how the addition of Capital One to your portfolios can decrease your overall portfolio volatility.
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