Ally Financial Financials
| ALLY Stock | USD 36.47 0.43 1.17% |
Ally |
Understanding current and past Ally Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Ally Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Ally Financial's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Ally Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Ally Financial. Check Ally Financial's Beneish M Score to see the likelihood of Ally Financial's management manipulating its earnings.
Ally Financial Stock Summary
Ally Financial competes with American Express, Mastercard, Visa, PayPal Holdings, and Capital One. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people.| Foreign Associate | Thailand |
Specialization | Financial Services, Financial Services |
| Instrument | USA Stock View All |
| Exchange | New York Stock Exchange |
| ISIN | US02005N1000 |
| CUSIP | 02005N100 |
| Location | Michigan; U.S.A |
| Business Address | Ally Detroit Center, |
| Sector | Consumer Finance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.ally.com |
| Phone | 866 710 4623 |
| Currency | USD - US Dollar |
Ally Financial Key Financial Ratios
| Return On Equity | 0.0485 | ||||
| Return On Asset | 0.0035 | ||||
| Target Price | 45.06 | ||||
| Beta | 1.44 | ||||
| Last Dividend Paid | 1.2 |
Ally Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Ally Financial's current stock value. Our valuation model uses many indicators to compare Ally Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Ally Financial competition to find correlations between indicators driving Ally Financial's intrinsic value. More Info.Ally Financial is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Ally Financial is roughly 13.86 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Ally Financial's earnings, one of the primary drivers of an investment's value.Ally Financial Systematic Risk
Ally Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Ally Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Ally Financial correlated with the market. If Beta is less than 0 Ally Financial generally moves in the opposite direction as compared to the market. If Ally Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Ally Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Ally Financial is generally in the same direction as the market. If Beta > 1 Ally Financial moves generally in the same direction as, but more than the movement of the benchmark.
Steps to analyze company Financials for Investing
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Ally Financial is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Ally has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it. In summary, you can determine if Ally Financial's financials are consistent with your investment objective using the following steps:- Review Ally Financial's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
- Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
- Study the cash flow inflows and outflows to understand Ally Financial's liquidity and solvency.
- Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
- Compare Ally Financial's financials to those of its peers to see how it stacks up and identify any potential red flags.
- Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Ally Financial's stock is overvalued or undervalued.
Ally Financial Thematic Clasifications
Ally Financial is part of Warren Buffett Holdings investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Equities that Berkshire Hathaway invests in via either BRK-A or BRK-B common stocks. A long-term portfolio of publicly-traded stocks on US exchanges that are owned by Warren Buffett's holding company Berkshire Hathaway
This theme covers Equities that Berkshire Hathaway invests in via either BRK-A or BRK-B common stocks. A long-term portfolio of publicly-traded stocks on US exchanges that are owned by Warren Buffett's holding company Berkshire Hathaway. Get More Thematic Ideas
| Warren Buffett Holdings | View |
Ally Financial February 25, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Ally Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Ally Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Ally Financial based on widely used predictive technical indicators. In general, we focus on analyzing Ally Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Ally Financial's daily price indicators and compare them against related drivers.
| Information Ratio | (0.06) | |||
| Maximum Drawdown | 8.81 | |||
| Value At Risk | (3.67) | |||
| Potential Upside | 3.38 |
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.