Synchrony Net Borrowings from 2010 to 2025

SYF Stock  USD 65.00  0.05  0.08%   
Synchrony Financial's Net Borrowings is decreasing over the last several years with slightly volatile swings. Net Borrowings is predicted to flatten to about -310.9 M. Net Borrowings is the difference between the amount of new debt Synchrony Financial has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2014-12-31
Previous Quarter
-707 M
Current Value
997 M
Quarterly Volatility
1.6 B
 
Yuan Drop
 
Covid
Check Synchrony Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Synchrony Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 435.1 M, Interest Expense of 3.9 B or Selling General Administrative of 1.3 B, as well as many indicators such as Price To Sales Ratio of 2.26, Dividend Yield of 0.0182 or PTB Ratio of 2.24. Synchrony financial statements analysis is a perfect complement when working with Synchrony Financial Valuation or Volatility modules.
  
Check out the analysis of Synchrony Financial Correlation against competitors.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

Latest Synchrony Financial's Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of Synchrony Financial over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. Synchrony Financial's Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Synchrony Financial's overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Slightly volatile
   Net Borrowings   
       Timeline  

Synchrony Net Borrowings Regression Statistics

Arithmetic Mean85,533,000
Geometric Mean1,752,642,208
Coefficient Of Variation3,421
Mean Deviation2,458,569,200
Median(296,100,000)
Standard Deviation2,925,766,477
Sample Variance8560109.5T
Range7.3B
R-Value(0.51)
Mean Square Error6797046.2T
R-Squared0.26
Significance0.05
Slope(335,303,339)
Total Sum of Squares119841532.7T

Synchrony Net Borrowings History

2024-310.9 M
2023-296.1 M
2022-329 M
2021-1.3 B
2020-4.1 B
2019-4.1 B
20183.2 B

About Synchrony Financial Financial Statements

Synchrony Financial stakeholders use historical fundamental indicators, such as Synchrony Financial's Net Borrowings, to determine how well the company is positioned to perform in the future. Although Synchrony Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Synchrony Financial's assets and liabilities are reflected in the revenues and expenses on Synchrony Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Synchrony Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Borrowings-296.1 M-310.9 M

Currently Active Assets on Macroaxis

When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out the analysis of Synchrony Financial Correlation against competitors.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.311
Dividend Share
1
Earnings Share
7.7
Revenue Per Share
22.405
Quarterly Revenue Growth
0.116
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.