Radian Company Leadership
RDN Stock | USD 35.54 0.35 0.99% |
Radian's insiders are aggressively selling. The analysis of insider sentiment suggests that virtually all Radian Group insiders are, at present, panicking. Radian employs about 1.1 K people. The company is managed by 33 executives with a total tenure of roughly 153 years, averaging almost 4.0 years of service per executive, having 33.33 employees per reported executive.
Richard Thornberry CEO Chief Executive Officer, Director |
Herbert Wender Chairman Non-Executive Independent Chairman of the Board |
Radian's Insider Buying Vs Selling
0
Selling | Buying |
Latest Trades
2024-09-05 | Derek Brummer | Disposed 35153 @ 35.36 | View | ||
2024-08-28 | Mary Dickerson | Disposed 19511 @ 35.93 | View | ||
2024-08-27 | Robert Quigley | Disposed 7500 @ 35.65 | View | ||
2024-08-08 | Sumita Pandit | Disposed 3817 @ 34.23 | View | ||
2024-05-24 | Derek Brummer | Disposed 35000 @ 31.33 | View | ||
2024-05-23 | Noel Joseph Spiegel | Disposed 5895 @ 31.8 | View |
Monitoring Radian's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Radian |
Radian's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Radian's future performance. Based on our forecasts, it is anticipated that Radian will maintain a workforce of about 1100 employees by December 2024.Radian Management Team Effectiveness
The company has Return on Asset of 0.0709 % which means that on every $100 spent on assets, it made $0.0709 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1353 %, implying that it generated $0.1353 on every 100 dollars invested. Radian's management efficiency ratios could be used to measure how well Radian manages its routine affairs as well as how well it operates its assets and liabilities. As of the 28th of November 2024, Return On Equity is likely to grow to 0.14, while Return On Tangible Assets are likely to drop 0.05. At this time, Radian's Non Currrent Assets Other are very stable compared to the past year. As of the 28th of November 2024, Intangibles To Total Assets is likely to grow to 0.02, while Total Assets are likely to drop about 5.7 B.As of the 28th of November 2024, Common Stock Shares Outstanding is likely to drop to about 134.8 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 427.2 M
Radian Workforce Comparison
Radian Group is currently regarded as top stock in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 5,106. Radian totals roughly 1,100 in number of employees claiming about 22% of equities under Financials industry.
The company has Net Profit Margin of 0.46 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.67 %, which entails that for every 100 dollars of revenue, it generated $0.67 of operating income. Radian Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Radian insiders, such as employees or executives, is commonly permitted as long as it does not rely on Radian's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Radian insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2024-09-01 | 0.1667 | 1 | 6 | 490.77 | 159,772 |
2024-06-01 | 0.925 | 74 | 80 | 1,622,657 | 1,778,963 |
2023-12-01 | 1.0 | 2 | 2 | 3,900 | 4,783 |
2023-09-01 | 1.5 | 3 | 2 | 354,667 | 4,455 |
2023-06-01 | 0.9714 | 68 | 70 | 1,218,382 | 999,810 |
2023-03-01 | 0.6667 | 4 | 6 | 56,636 | 83,240 |
2022-12-01 | 1.0 | 2 | 2 | 10,669 | 51,293 |
2022-09-01 | 1.0 | 1 | 1 | 612.61 | 10,000 |
2022-06-01 | 0.9231 | 60 | 65 | 1,362,534 | 1,051,671 |
2021-12-01 | 1.3333 | 4 | 3 | 71,738 | 105,173 |
2021-09-01 | 1.5 | 6 | 4 | 28,656 | 47,454 |
2021-06-01 | 1.1613 | 72 | 62 | 1,253,840 | 982,045 |
2021-03-01 | 1.5 | 3 | 2 | 18,554 | 25,752 |
2020-12-01 | 1.5 | 3 | 2 | 3,249 | 3,253 |
2020-06-01 | 0.9423 | 49 | 52 | 1,194,464 | 443,868 |
2020-03-01 | 0.7778 | 7 | 9 | 60,776 | 91,503 |
2019-06-01 | 1.0698 | 46 | 43 | 727,724 | 226,177 |
2019-03-01 | 1.0 | 8 | 8 | 45,713 | 85,970 |
2018-12-01 | 7.0 | 7 | 1 | 45.68 | 0.00 |
2018-09-01 | 3.5 | 7 | 2 | 39.23 | 8,160 |
2018-06-01 | 2.15 | 43 | 20 | 613,519 | 89,737 |
2018-03-01 | 1.75 | 7 | 4 | 44,138 | 39,284 |
2017-12-01 | 5.0 | 5 | 1 | 32.81 | 0.00 |
2017-09-01 | 3.5 | 7 | 2 | 37,163 | 34,260 |
2017-06-01 | 4.0 | 40 | 10 | 442,103 | 55,743 |
2017-03-01 | 0.9286 | 13 | 14 | 460,376 | 564,415 |
2016-09-01 | 8.0 | 8 | 1 | 60,262 | 0.00 |
2016-06-01 | 7.5 | 30 | 4 | 779,181 | 45,660 |
2015-09-01 | 12.5 | 25 | 2 | 448,092 | 52,220 |
2015-06-01 | 3.125 | 25 | 8 | 4,622,783 | 2,058,313 |
2015-03-01 | 1.2 | 12 | 10 | 275,945 | 515,682 |
2014-12-01 | 1.25 | 5 | 4 | 42.16 | 0.00 |
2014-06-01 | 2.9375 | 47 | 16 | 4,852,060 | 3,107,500 |
2014-03-01 | 0.9 | 9 | 10 | 140,296 | 380,500 |
2013-12-01 | 4.5 | 9 | 2 | 26,149 | 22,500 |
2013-06-01 | 1.5385 | 40 | 26 | 590,799 | 214,365 |
2013-03-01 | 7.0 | 7 | 1 | 404.61 | 6,500 |
2012-12-01 | 7.0 | 7 | 1 | 500,182 | 500,000 |
2012-09-01 | 2.75 | 11 | 4 | 46,665 | 2,637 |
2012-06-01 | 4.2222 | 38 | 9 | 2,703,295 | 151,177 |
2011-09-01 | 2.25 | 18 | 8 | 226,736 | 51,694 |
2010-09-01 | 6.0 | 6 | 1 | 121.73 | 32,700 |
2010-06-01 | 23.0 | 23 | 1 | 338,552 | 142,069 |
2010-03-01 | 2.0 | 6 | 3 | 85.18 | 3,069 |
2009-12-01 | 6.0 | 6 | 1 | 121.97 | 100,000 |
2009-03-01 | 1.3 | 13 | 10 | 37,142 | 68,093 |
2008-09-01 | 3.2222 | 29 | 9 | 776,285 | 84,090 |
2008-06-01 | 6.0 | 6 | 1 | 454.54 | 0.00 |
2007-09-01 | 5.0 | 10 | 2 | 23,257 | 4,800 |
2007-06-01 | 2.2 | 11 | 5 | 76,820 | 28,628 |
2007-03-01 | 2.6667 | 16 | 6 | 82,364 | 48,595 |
2006-12-01 | 7.0 | 7 | 1 | 20,020 | 20,000 |
2006-09-01 | 2.3333 | 7 | 3 | 20,018 | 41,205 |
2006-06-01 | 6.0 | 6 | 1 | 18.35 | 5,468 |
2006-03-01 | 3.5 | 21 | 6 | 124,697 | 32,003 |
2005-12-01 | 2.25 | 18 | 8 | 54,318 | 92,562 |
2005-09-01 | 0.8095 | 17 | 21 | 85,719 | 173,100 |
2005-06-01 | 2.6667 | 16 | 6 | 194,895 | 51,600 |
2005-03-01 | 2.0 | 26 | 13 | 136,039 | 109,975 |
2004-12-01 | 1.5714 | 11 | 7 | 38,108 | 76,184 |
2004-06-01 | 0.75 | 3 | 4 | 28,975 | 54,847 |
2004-03-01 | 0.4474 | 17 | 38 | 190,168 | 225,425 |
2003-12-01 | 0.4138 | 12 | 29 | 72,762 | 146,342 |
Radian Notable Stakeholders
A Radian stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Radian often face trade-offs trying to please all of them. Radian's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Radian's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Richard CPA | CEO Director | Profile | |
Richard Thornberry | Chief Executive Officer, Director | Profile | |
Herbert Wender | Non-Executive Independent Chairman of the Board | Profile | |
Howard Culang | Non-Executive Chairman of the Board | Profile | |
J Hall | Chief Financial Officer, Senior Executive Vice President | Profile | |
Derek JD | President Insurance | Profile | |
Brien McMahon | Senior Executive Vice President, Chief Franchise Officer and Co-Head of Real Estate | Profile | |
Edward Hoffman | Senior Executive Vice President, General Counsel, Corporate Secretary | Profile | |
Robert Quigley | Senior Vice President Principal Accounting Officer, Controller | Profile | |
Derek Brummer | Senior Executive Vice President - Mortgage Insurance and Risk Services, Chief Risk Officer, President - Mortgage | Profile | |
Eric Ray | Senior Executive Vice President, Chief Digital Officer and Co-Head of Real Estate | Profile | |
Sumita Pandit | CFO EVP | Profile | |
Franklin Hall | CFO and Executive VP | Profile | |
Edward JD | General EVP | Profile | |
Brian Montgomery | Independent Director | Profile | |
Lisa Hess | Independent Director | Profile | |
Lisa Mumford | Independent Director | Profile | |
Brad Conner | Independent Director | Profile | |
Gaetano Muzio | Independent Director | Profile | |
Debra Hess | Independent Director | Profile | |
Gregory Serio | Independent Director | Profile | |
Noel Spiegel | Independent Director | Profile | |
Clifford Rossi | Chief VP | Profile | |
Ted Cubbin | Executive Officer | Profile | |
Jill Cadwell | Senior Operations | Profile | |
Mary Dickerson | Executive Vice President Chief People Officer | Profile | |
Steve CFA | Senior Analytics | Profile | |
Meghan Bartholomew | Executive Management | Profile | |
John Damian | Senior Relations | Profile | |
Emily Riley | IR Contact Officer | Profile | |
FRM CFA | Senior Products | Profile | |
Steve Keleher | Executive Pricing | Profile | |
William Tomljanovic | VP Officer | Profile |
About Radian Management Performance
The success or failure of an entity such as Radian Group often depends on how effective the management is. Radian management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Radian management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Radian management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.08 | 0.05 | |
Return On Capital Employed | 0.12 | 0.07 | |
Return On Assets | 0.08 | 0.05 | |
Return On Equity | 0.14 | 0.14 |
Radian Workforce Analysis
Traditionally, organizations such as Radian use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Radian within its industry.Radian Manpower Efficiency
Return on Radian Manpower
Revenue Per Employee | 1.1M | |
Revenue Per Executive | 37.6M | |
Net Income Per Employee | 548.3K | |
Net Income Per Executive | 18.3M |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Radian Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Radian. If investors know Radian will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Radian listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.01 | Dividend Share 0.96 | Earnings Share 3.86 | Revenue Per Share 8.473 | Quarterly Revenue Growth 0.068 |
The market value of Radian Group is measured differently than its book value, which is the value of Radian that is recorded on the company's balance sheet. Investors also form their own opinion of Radian's value that differs from its market value or its book value, called intrinsic value, which is Radian's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Radian's market value can be influenced by many factors that don't directly affect Radian's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Radian's value and its price as these two are different measures arrived at by different means. Investors typically determine if Radian is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Radian's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.