Radian Company Leadership

RDN Stock  USD 35.54  0.35  0.99%   
Radian's insiders are aggressively selling. The analysis of insider sentiment suggests that virtually all Radian Group insiders are, at present, panicking. Radian employs about 1.1 K people. The company is managed by 33 executives with a total tenure of roughly 153 years, averaging almost 4.0 years of service per executive, having 33.33 employees per reported executive.
Richard Thornberry  CEO
Chief Executive Officer, Director
Herbert Wender  Chairman
Non-Executive Independent Chairman of the Board

Radian's Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-09-05Derek BrummerDisposed 35153 @ 35.36View
2024-08-28Mary DickersonDisposed 19511 @ 35.93View
2024-08-27Robert QuigleyDisposed 7500 @ 35.65View
2024-08-08Sumita PanditDisposed 3817 @ 34.23View
2024-05-24Derek BrummerDisposed 35000 @ 31.33View
2024-05-23Noel Joseph SpiegelDisposed 5895 @ 31.8View
Monitoring Radian's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Radian Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.

Radian's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Radian's future performance. Based on our forecasts, it is anticipated that Radian will maintain a workforce of about 1100 employees by December 2024.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Radian Management Team Effectiveness

The company has Return on Asset of 0.0709 % which means that on every $100 spent on assets, it made $0.0709 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1353 %, implying that it generated $0.1353 on every 100 dollars invested. Radian's management efficiency ratios could be used to measure how well Radian manages its routine affairs as well as how well it operates its assets and liabilities. As of the 28th of November 2024, Return On Equity is likely to grow to 0.14, while Return On Tangible Assets are likely to drop 0.05. At this time, Radian's Non Currrent Assets Other are very stable compared to the past year. As of the 28th of November 2024, Intangibles To Total Assets is likely to grow to 0.02, while Total Assets are likely to drop about 5.7 B.
As of the 28th of November 2024, Common Stock Shares Outstanding is likely to drop to about 134.8 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 427.2 M

Radian Workforce Comparison

Radian Group is currently regarded as top stock in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 5,106. Radian totals roughly 1,100 in number of employees claiming about 22% of equities under Financials industry.
The company has Net Profit Margin of 0.46 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.67 %, which entails that for every 100 dollars of revenue, it generated $0.67 of operating income.

Radian Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Radian insiders, such as employees or executives, is commonly permitted as long as it does not rely on Radian's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Radian insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-09-01
0.1667
1
6
 490.77 
 159,772 
2024-06-01
0.925
74
80
 1,622,657 
 1,778,963 
2023-12-01
1.0
2
2
 3,900 
 4,783 
2023-09-01
1.5
3
2
 354,667 
 4,455 
2023-06-01
0.9714
68
70
 1,218,382 
 999,810 
2023-03-01
0.6667
4
6
 56,636 
 83,240 
2022-12-01
1.0
2
2
 10,669 
 51,293 
2022-09-01
1.0
1
1
 612.61 
 10,000 
2022-06-01
0.9231
60
65
 1,362,534 
 1,051,671 
2021-12-01
1.3333
4
3
 71,738 
 105,173 
2021-09-01
1.5
6
4
 28,656 
 47,454 
2021-06-01
1.1613
72
62
 1,253,840 
 982,045 
2021-03-01
1.5
3
2
 18,554 
 25,752 
2020-12-01
1.5
3
2
 3,249 
 3,253 
2020-06-01
0.9423
49
52
 1,194,464 
 443,868 
2020-03-01
0.7778
7
9
 60,776 
 91,503 
2019-06-01
1.0698
46
43
 727,724 
 226,177 
2019-03-01
1.0
8
8
 45,713 
 85,970 
2018-12-01
7.0
7
1
 45.68 
 0.00 
2018-09-01
3.5
7
2
 39.23 
 8,160 
2018-06-01
2.15
43
20
 613,519 
 89,737 
2018-03-01
1.75
7
4
 44,138 
 39,284 
2017-12-01
5.0
5
1
 32.81 
 0.00 
2017-09-01
3.5
7
2
 37,163 
 34,260 
2017-06-01
4.0
40
10
 442,103 
 55,743 
2017-03-01
0.9286
13
14
 460,376 
 564,415 
2016-09-01
8.0
8
1
 60,262 
 0.00 
2016-06-01
7.5
30
4
 779,181 
 45,660 
2015-09-01
12.5
25
2
 448,092 
 52,220 
2015-06-01
3.125
25
8
 4,622,783 
 2,058,313 
2015-03-01
1.2
12
10
 275,945 
 515,682 
2014-12-01
1.25
5
4
 42.16 
 0.00 
2014-06-01
2.9375
47
16
 4,852,060 
 3,107,500 
2014-03-01
0.9
9
10
 140,296 
 380,500 
2013-12-01
4.5
9
2
 26,149 
 22,500 
2013-06-01
1.5385
40
26
 590,799 
 214,365 
2013-03-01
7.0
7
1
 404.61 
 6,500 
2012-12-01
7.0
7
1
 500,182 
 500,000 
2012-09-01
2.75
11
4
 46,665 
 2,637 
2012-06-01
4.2222
38
9
 2,703,295 
 151,177 
2011-09-01
2.25
18
8
 226,736 
 51,694 
2010-09-01
6.0
6
1
 121.73 
 32,700 
2010-06-01
23.0
23
1
 338,552 
 142,069 
2010-03-01
2.0
6
3
 85.18 
 3,069 
2009-12-01
6.0
6
1
 121.97 
 100,000 
2009-03-01
1.3
13
10
 37,142 
 68,093 
2008-09-01
3.2222
29
9
 776,285 
 84,090 
2008-06-01
6.0
6
1
 454.54 
 0.00 
2007-09-01
5.0
10
2
 23,257 
 4,800 
2007-06-01
2.2
11
5
 76,820 
 28,628 
2007-03-01
2.6667
16
6
 82,364 
 48,595 
2006-12-01
7.0
7
1
 20,020 
 20,000 
2006-09-01
2.3333
7
3
 20,018 
 41,205 
2006-06-01
6.0
6
1
 18.35 
 5,468 
2006-03-01
3.5
21
6
 124,697 
 32,003 
2005-12-01
2.25
18
8
 54,318 
 92,562 
2005-09-01
0.8095
17
21
 85,719 
 173,100 
2005-06-01
2.6667
16
6
 194,895 
 51,600 
2005-03-01
2.0
26
13
 136,039 
 109,975 
2004-12-01
1.5714
11
7
 38,108 
 76,184 
2004-06-01
0.75
3
4
 28,975 
 54,847 
2004-03-01
0.4474
17
38
 190,168 
 225,425 
2003-12-01
0.4138
12
29
 72,762 
 146,342 

Radian Notable Stakeholders

A Radian stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Radian often face trade-offs trying to please all of them. Radian's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Radian's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Richard CPACEO DirectorProfile
Richard ThornberryChief Executive Officer, DirectorProfile
Herbert WenderNon-Executive Independent Chairman of the BoardProfile
Howard CulangNon-Executive Chairman of the BoardProfile
J HallChief Financial Officer, Senior Executive Vice PresidentProfile
Derek JDPresident InsuranceProfile
Brien McMahonSenior Executive Vice President, Chief Franchise Officer and Co-Head of Real EstateProfile
Edward HoffmanSenior Executive Vice President, General Counsel, Corporate SecretaryProfile
Robert QuigleySenior Vice President Principal Accounting Officer, ControllerProfile
Derek BrummerSenior Executive Vice President - Mortgage Insurance and Risk Services, Chief Risk Officer, President - MortgageProfile
Eric RaySenior Executive Vice President, Chief Digital Officer and Co-Head of Real EstateProfile
Sumita PanditCFO EVPProfile
Franklin HallCFO and Executive VPProfile
Edward JDGeneral EVPProfile
Brian MontgomeryIndependent DirectorProfile
Lisa HessIndependent DirectorProfile
Lisa MumfordIndependent DirectorProfile
Brad ConnerIndependent DirectorProfile
Gaetano MuzioIndependent DirectorProfile
Debra HessIndependent DirectorProfile
Gregory SerioIndependent DirectorProfile
Noel SpiegelIndependent DirectorProfile
Clifford RossiChief VPProfile
Ted CubbinExecutive OfficerProfile
Jill CadwellSenior OperationsProfile
Mary DickersonExecutive Vice President Chief People OfficerProfile
Steve CFASenior AnalyticsProfile
Meghan BartholomewExecutive ManagementProfile
John DamianSenior RelationsProfile
Emily RileyIR Contact OfficerProfile
FRM CFASenior ProductsProfile
Steve KeleherExecutive PricingProfile
William TomljanovicVP OfficerProfile

About Radian Management Performance

The success or failure of an entity such as Radian Group often depends on how effective the management is. Radian management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Radian management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Radian management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.08  0.05 
Return On Capital Employed 0.12  0.07 
Return On Assets 0.08  0.05 
Return On Equity 0.14  0.14 

Radian Workforce Analysis

Traditionally, organizations such as Radian use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Radian within its industry.

Radian Manpower Efficiency

Return on Radian Manpower

Revenue Per Employee1.1M
Revenue Per Executive37.6M
Net Income Per Employee548.3K
Net Income Per Executive18.3M
When determining whether Radian Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Radian's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Radian Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Radian Group Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Radian Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Radian. If investors know Radian will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Radian listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.01
Dividend Share
0.96
Earnings Share
3.86
Revenue Per Share
8.473
Quarterly Revenue Growth
0.068
The market value of Radian Group is measured differently than its book value, which is the value of Radian that is recorded on the company's balance sheet. Investors also form their own opinion of Radian's value that differs from its market value or its book value, called intrinsic value, which is Radian's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Radian's market value can be influenced by many factors that don't directly affect Radian's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Radian's value and its price as these two are different measures arrived at by different means. Investors typically determine if Radian is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Radian's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.