Lake Retained Earnings from 2010 to 2025

LSBK Stock

USD 16.13 0.28 1.77%

Lake Shore Retained Earnings yearly trend continues to be quite stable with very little volatility. The value of Retained Earnings are projected to decrease to about 53.8 M. Retained Earnings is the cumulative amount of net income that Lake Shore Bancorp retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals

Retained Earnings

First Reported

2003-12-31

Previous Quarter

81.7 M

Current Value

82.8 M

Quarterly Volatility

16.6 M

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Check Lake Shore financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Lake Shore's main balance sheet or income statement drivers, such as Interest Expense of 14.4 M, Total Revenue of 18 M or Gross Profit of 18 M, as well as many indicators such as Price To Sales Ratio of 2.11, Dividend Yield of 0.0084 or PTB Ratio of 1.53. Lake financial statements analysis is a perfect complement when working with Lake Shore Valuation or Volatility modules.

Check out the analysis of Lake Shore Correlation against competitors.

Latest Lake Shore's Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of Lake Shore Bancorp over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. Lake Shore's Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Lake Shore's overall financial position and show how it may be relating to other accounts over time.

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Last Reported 82.81 M

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Retained Earnings

Timeline

Lake Retained Earnings Regression Statistics

	Arithmetic Mean	56,824,803
	Geometric Mean	54,646,379
	Coefficient Of Variation	27.09
	Mean Deviation	12,002,547
	Median	56,181,000
	Standard Deviation	15,394,429
	Sample Variance	237T
	Range	57.9M
	R-Value	0.87
	Mean Square Error	61.5T
	R-Squared	0.76
	Significance	0.000012
	Slope	2,814,536
	Total Sum of Squares	3554.8T

Lake Retained Earnings History

	2025	53.8 M
	2024	82.8 M
	2023	79 M
	2022	74.9 M
	2021	70.6 M
	2020	65.5 M
	2019	62 M

Other Fundumenentals of Lake Shore Bancorp

Retained Earnings Total Equity

Lake Shore Retained Earnings component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Total Liab	Total Current Assets	Short Term Debt	Retained Earnings	Accounts Payable	Long Term Debt	Short Term Investments	Property Plant Equipment	Net Receivables	Common Stock	Treasury Stock	Net Tangible Assets	Capital Surpluse	Long Term Investments	Long Term Debt Total	Short Long Term Debt	Earning Assets	Current Deferred Revenue	Net Invested Capital	Capital Stock
Total Assets		0.91	0.03	0.22	-0.17	0.29	0.94	-0.18	0.19	-0.07	0.7	0.16	0.39	-0.85	0.79	0.65	-0.47	0.84	-0.09	-0.8	0.35	-0.16	-0.08
Total Stockholder Equity	0.91		-0.03	0.3	0.1	0.26	0.87	-0.03	0.07	0.08	0.83	0.12	0.37	-0.64	0.75	0.62	-0.39	0.66	-0.13	-0.65	0.23	-0.02	-0.04
Net Debt	0.03	-0.03		0.41	0.0	0.22	0.03	-0.49	-0.1	0.11	0.12	0.25	0.2	-0.04	-0.07	0.12	0.09	0.07	0.54	-0.1	0.3	-0.55	-0.23
Total Liab	0.22	0.3	0.41		0.41	0.54	0.32	-0.37	-0.34	0.25	0.42	0.23	0.27	0.03	0.01	0.21	-0.37	-0.02	0.39	-0.01	0.31	-0.38	-0.16
Total Current Assets	-0.17	0.1	0.0	0.41		0.24	-0.17	0.19	-0.78	0.61	0.42	0.27	0.22	0.51	-0.2	-0.03	0.09	-0.37	-0.14	0.41	0.15	0.13	-0.17
Short Term Debt	0.29	0.26	0.22	0.54	0.24		0.38	-0.58	-0.21	0.07	0.49	0.7	0.64	-0.3	0.32	0.47	-0.21	0.26	-0.21	-0.27	0.73	-0.15	-0.67
Retained Earnings	0.94	0.87	0.03	0.32	-0.17	0.38		-0.34	0.25	-0.31	0.66	0.28	0.56	-0.85	0.88	0.81	-0.56	0.89	-0.07	-0.85	0.49	-0.2	-0.16
Accounts Payable	-0.18	-0.03	-0.49	-0.37	0.19	-0.58	-0.34		-0.22	0.39	-0.08	-0.52	-0.51	0.37	-0.27	-0.46	0.01	-0.41	-0.05	0.44	-0.65	0.38	0.49
Long Term Debt	0.19	0.07	-0.1	-0.34	-0.78	-0.21	0.25	-0.22		-0.72	-0.36	-0.27	-0.13	-0.44	0.33	0.17	-0.09	0.43	-0.05	-0.44	-0.23	0.07	0.2
Short Term Investments	-0.07	0.08	0.11	0.25	0.61	0.07	-0.31	0.39	-0.72		0.35	-0.15	-0.32	0.43	-0.47	-0.49	0.32	-0.52	0.06	0.53	-0.24	0.07	0.08
Property Plant Equipment	0.7	0.83	0.12	0.42	0.42	0.49	0.66	-0.08	-0.36	0.35		0.36	0.5	-0.4	0.56	0.54	-0.24	0.46	-0.14	-0.44	0.4	-0.03	-0.26
Net Receivables	0.16	0.12	0.25	0.23	0.27	0.7	0.28	-0.52	-0.27	-0.15	0.36		0.92	-0.33	0.49	0.71	-0.37	0.33	-0.32	-0.46	0.87	-0.17	-0.95
Common Stock	0.39	0.37	0.2	0.27	0.22	0.64	0.56	-0.51	-0.13	-0.32	0.5	0.92		-0.49	0.72	0.9	-0.48	0.57	-0.3	-0.64	0.9	-0.15	-0.79
Treasury Stock	-0.85	-0.64	-0.04	0.03	0.51	-0.3	-0.85	0.37	-0.44	0.43	-0.4	-0.33	-0.49		-0.86	-0.74	0.53	-0.9	0.13	0.94	-0.46	0.26	0.33
Net Tangible Assets	0.79	0.75	-0.07	0.01	-0.2	0.32	0.88	-0.27	0.33	-0.47	0.56	0.49	0.72	-0.86		0.93	-0.57	0.89	-0.27	-0.93	0.54	-0.1	-0.4
Capital Surpluse	0.65	0.62	0.12	0.21	-0.03	0.47	0.81	-0.46	0.17	-0.49	0.54	0.71	0.9	-0.74	0.93		-0.6	0.81	-0.24	-0.87	0.75	-0.16	-0.58
Long Term Investments	-0.47	-0.39	0.09	-0.37	0.09	-0.21	-0.56	0.01	-0.09	0.32	-0.24	-0.37	-0.48	0.53	-0.57	-0.6		-0.42	-0.08	0.56	-0.3	0.29	0.35
Long Term Debt Total	0.84	0.66	0.07	-0.02	-0.37	0.26	0.89	-0.41	0.43	-0.52	0.46	0.33	0.57	-0.9	0.89	0.81	-0.42		-0.16	-0.93	0.51	-0.16	-0.21
Short Long Term Debt	-0.09	-0.13	0.54	0.39	-0.14	-0.21	-0.07	-0.05	-0.05	0.06	-0.14	-0.32	-0.3	0.13	-0.27	-0.24	-0.08	-0.16		0.17	-0.25	-0.78	0.3
Earning Assets	-0.8	-0.65	-0.1	-0.01	0.41	-0.27	-0.85	0.44	-0.44	0.53	-0.44	-0.46	-0.64	0.94	-0.93	-0.87	0.56	-0.93	0.17		-0.52	0.21	0.41
Current Deferred Revenue	0.35	0.23	0.3	0.31	0.15	0.73	0.49	-0.65	-0.23	-0.24	0.4	0.87	0.9	-0.46	0.54	0.75	-0.3	0.51	-0.25	-0.52		-0.23	-0.73
Net Invested Capital	-0.16	-0.02	-0.55	-0.38	0.13	-0.15	-0.2	0.38	0.07	0.07	-0.03	-0.17	-0.15	0.26	-0.1	-0.16	0.29	-0.16	-0.78	0.21	-0.23		0.21
Capital Stock	-0.08	-0.04	-0.23	-0.16	-0.17	-0.67	-0.16	0.49	0.2	0.08	-0.26	-0.95	-0.79	0.33	-0.4	-0.58	0.35	-0.21	0.3	0.41	-0.73	0.21

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About Lake Shore Financial Statements

Lake Shore investors utilize fundamental indicators, such as Retained Earnings, to predict how Lake Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.

	Last Reported	Projected for Next Year
Retained Earnings	82.8 M	53.8 M
Retained Earnings Total Equity	75.3 M	57.6 M

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When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:

How To Invest In Lake

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Is Lake Stock a good investment?

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What is Lake Shore's Net Worth?

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.11)

Dividend Share

0.54

Earnings Share

0.75

Revenue Per Share

4.51

Quarterly Revenue Growth

(0.1)

The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Lake Retained Earnings from 2010 to 2025

Latest Lake Shore's Retained Earnings Growth Pattern

Lake Retained Earnings Regression Statistics

Lake Retained Earnings History

Other Fundumenentals of Lake Shore Bancorp

Lake Shore Retained Earnings component correlations

About Lake Shore Financial Statements

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